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Assumable homes for sale in Adelanto, CA

110 homesFHA & VA loansrates from 2.62% vs 7.40% today

Adelanto assumption guide
13451 Sonora Road, Phelan, CA, 92371 — assumable FHA mortgage at 2.84%
FHA
Active
35
$420,000$112,921 equity gap
Rate
2.84%
7.40%today
Payment
$1,428/mo
$2,393today
  • 3beds
  • 2baths
  • 1,539sqft

13451 Sonora Road, Phelan

14133 Mustang, Adelanto, CA, 92301 — assumable FHA mortgage at 2.97%
FHA
Active
33
$435,000$124,503 equity gap
Rate
2.97%
7.40%today
Payment
$1,474/mo
$2,430today
  • 4beds
  • 3baths
  • 2,046sqft

14133 Mustang, Adelanto

13068 Angelica, Victorville, CA, 92392 — assumable VA mortgage at 3.05%
VA
Active
42
$490,000$140,968 equity gap
Rate
3.05%
7.40%today
Payment
$1,653/mo
$2,698today
  • 4beds
  • 4baths
  • 2,681sqft

13068 Angelica, Victorville

15361 Mondamon Road, Apple Valley, CA, 92307 — assumable VA mortgage at 3.07%
VA
Active
56
$479,400$141,809 equity gap
Rate
3.07%
7.40%today
Payment
$1,596/mo
$2,597today
  • 4beds
  • 3baths
  • 2,366sqft

15361 Mondamon Road, Apple Valley

14554 Hidden Canyon, Victorville, CA, 92394 — assumable FHA mortgage at 3.85%
FHA
Active
39
$399,900$54,240 equity gap
Rate
3.85%
7.40%today
Payment
$1,765/mo
$2,607today
  • 3beds
  • 2baths
  • 1,493sqft

14554 Hidden Canyon, Victorville

16015 Village, Victorville, CA, 92394 — assumable FHA mortgage at 2.87%
FHA
Active
8
$420,000$166,079 equity gap
Rate
2.87%
7.40%today
Payment
$1,182/mo
$1,973today
  • 3beds
  • 2baths
  • 1,664sqft

16015 Village, Victorville

12763 Trent Place, Victorville, CA, 92392 — assumable VA mortgage at 2.91%
VA
Active
18
$499,900$167,211 equity gap
Rate
2.91%
7.40%today
Payment
$1,599/mo
$2,656today
  • 5beds
  • 3baths
  • 2,931sqft

12763 Trent Place, Victorville

15802 Desert Rock, Adelanto, CA, 92301 — assumable FHA mortgage at 2.93%
FHA
Active
11
$425,000$155,167 equity gap
Rate
2.93%
7.40%today
Payment
$1,296/mo
$2,148today
  • 3beds
  • 3baths
  • 2,188sqft

15802 Desert Rock, Adelanto

15461 Hesperia Road, Victorville, CA, 92395 — assumable FHA mortgage at 2.96%
FHA
Active
28
$270,000$104,633 equity gap
Rate
2.96%
7.40%today
Payment
$783/mo
$1,292today
  • 2beds
  • 1baths
  • 864sqft

15461 Hesperia Road, Victorville

11963 Pepperwood, Victorville, CA, 92392 — assumable FHA mortgage at 2.99%
FHA
Active
50
$410,000$139,272 equity gap
Rate
2.99%
7.40%today
Payment
$1,285/mo
$2,113today
  • 3beds
  • 2baths
  • 1,736sqft

11963 Pepperwood, Victorville

13023 Rainwood Court, Victorville, CA, 92395 — assumable VA mortgage at 3.00%
VA
Active
14
$289,888$110,218 equity gap
Rate
3.00%
7.40%today
Payment
$856/mo
$1,406today
  • 2beds
  • 3baths
  • 1,264sqft

13023 Rainwood Court, Victorville

12457 Pinos Verde Lane, Victorville, CA, 92392 — assumable FHA mortgage at 3.55%
FHA
Active
59
$620,000$129,407 equity gap
Rate
3.55%
7.40%today
Payment
$2,429/mo
$3,723today
  • 5beds
  • 3baths
  • 3,045sqft

12457 Pinos Verde Lane, Victorville

15877 Sapphire Street, Victorville, CA, 92394 — assumable VA mortgage at 2.62%
VA
Active
56
$424,900$366,405 equity gap
Rate
2.62%
7.40%today
Payment
$609/mo
$834today
  • 3beds
  • 2baths
  • 1,685sqft

15877 Sapphire Street, Victorville

14035 Wimbleton Drive, Victorville, CA, 92395 — assumable VA mortgage at 2.80%
VA
Active
26
$349,800$143,004 equity gap
Rate
2.80%
7.40%today
Payment
$977/mo
$1,647today
  • 3beds
  • 2baths
  • 1,444sqft

14035 Wimbleton Drive, Victorville

15246 Diamond Road, Victorville, CA, 92394 — assumable FHA mortgage at 2.81%
FHA
Active
27
$479,000$257,807 equity gap
Rate
2.81%
7.40%today
Payment
$1,049/mo
$1,766today
  • 4beds
  • 3baths
  • 2,667sqft

15246 Diamond Road, Victorville

17956 Kendall Circle, Adelanto, CA, 92301 — assumable FHA mortgage at 2.87%
FHA
Active
54
$365,000$184,096 equity gap
Rate
2.87%
7.40%today
Payment
$844/mo
$1,409today
  • 4beds
  • 2baths
  • 1,265sqft

17956 Kendall Circle, Adelanto

16070 Andover Dr, Victorville, CA, 92394 — assumable FHA mortgage at 2.90%
FHA
Active
29
$350,000$190,221 equity gap
Rate
2.90%
7.40%today
Payment
$767/mo
$1,276today
  • 4beds
  • 2baths
  • 1,388sqft

16070 Andover Dr, Victorville

12757 Trotters Lane, Victorville, CA, 92392 — assumable VA mortgage at 2.97%
VA
Active
50
$514,900$296,988 equity gap
Rate
2.97%
7.40%today
Payment
$1,042/mo
$1,717today
  • 4beds
  • 3baths
  • 2,546sqft

12757 Trotters Lane, Victorville

11825 Poppy Road, Adelanto, CA, 92301 — assumable FHA mortgage at 3.10%
FHA
Active
47
$389,000$205,759 equity gap
Rate
3.10%
7.40%today
Payment
$869/mo
$1,409today
  • 3beds
  • 2baths
  • 1,549sqft

11825 Poppy Road, Adelanto

11735 Winewood, Victorville, CA, 92392 — assumable FHA mortgage at 3.15%
FHA
Active
5
$460,000$230,697 equity gap
Rate
3.15%
7.40%today
Payment
$1,138/mo
$1,834today
  • 4beds
  • 2baths
  • 2,343sqft

11735 Winewood, Victorville

13222 Yarmouth Court, Victorville, CA, 92394 — assumable VA mortgage at 3.45%
VA
Active
$525,000$248,386 equity gap
Rate
3.45%
7.40%today
Payment
$1,423/mo
$2,208today
  • 4beds
  • 3baths
  • 2,651sqft

13222 Yarmouth Court, Victorville

12855 Candlewick Lane, Victorville, CA, 92395 — assumable VA mortgage at 3.47%
VA
Active
46
$440,000$326,001 equity gap
Rate
3.47%
7.40%today
Payment
$654/mo
$1,012today
  • 3beds
  • 2baths
  • 1,400sqft

12855 Candlewick Lane, Victorville

15248 Sunray Court, Victorville, CA, 92394 — assumable FHA mortgage at 3.50%
FHA
Active
42
$400,000$223,225 equity gap
Rate
3.50%
7.40%today
Payment
$918/mo
$1,416today
  • 3beds
  • 3baths
  • 1,480sqft

15248 Sunray Court, Victorville

11720 Portola Court, Adelanto, CA, 92301 — assumable FHA mortgage at 3.55%
FHA
Active
4
$410,000$401,941 equity gap
Rate
3.55%
7.40%today
Payment
$44/mo
$65today
  • 4beds
  • 2baths
  • 1,728sqft

11720 Portola Court, Adelanto

14368 Honeyhill St, Victorville, CA, 92394 — assumable FHA mortgage at 3.58%
FHA
Active
36
$435,000$279,153 equity gap
Rate
3.58%
7.40%today
Payment
$913/mo
$1,394today
  • 5beds
  • 3baths
  • 1,844sqft

14368 Honeyhill St, Victorville

4396 Mataro Road, Phelan, CA, 92371 — assumable VA mortgage at 3.59%
VA
Active
7
$429,777$263,010 equity gap
Rate
3.59%
7.40%today
Payment
$983/mo
$1,499today
  • 3beds
  • 2baths
  • 1,719sqft

4396 Mataro Road, Phelan

12705 El Dorado Way, Victorville, CA, 92392 — assumable FHA mortgage at 3.62%
FHA
Active
11
$465,000$238,760 equity gap
Rate
3.62%
7.40%today
Payment
$1,203/mo
$1,828today
  • 4beds
  • 3baths
  • 1,876sqft

12705 El Dorado Way, Victorville

15077 Escalante Court, Victorville, CA, 92394 — assumable FHA mortgage at 4.42%
FHA
Active
47
$459,999$110,415 equity gap
Rate
4.42%
7.40%today
Payment
$1,900/mo
$2,621today
  • 4beds
  • 2baths
  • 2,374sqft

15077 Escalante Court, Victorville

12978 Oakwood Street, Victorville, CA, 92392 — assumable FHA mortgage at 3.69%
FHA
Active
45
$524,950$239,644 equity gap
Rate
3.69%
7.40%today
Payment
$1,525/mo
$2,296today
  • 4beds
  • 3baths
  • 2,358sqft

12978 Oakwood Street, Victorville

15644 Cobalt Road, Victorville, CA, 92394 — assumable FHA mortgage at 4.50%
FHA
Active
40
$449,999$119,637 equity gap
Rate
4.50%
7.40%today
Payment
$1,798/mo
$2,457today
  • 3beds
  • 2baths
  • 1,602sqft

15644 Cobalt Road, Victorville

15247 Sunray Court, Victorville, CA, 92394 — assumable FHA mortgage at 3.72%
FHA
Active
14
$425,000$190,994 equity gap
Rate
3.72%
7.40%today
Payment
$1,246/mo
$1,870today
  • 4beds
  • 3baths
  • 2,054sqft

15247 Sunray Court, Victorville

17832 Tahoe Court, Adelanto, CA, 92301 — assumable FHA mortgage at 3.73%
FHA
Active
44
$327,000$174,824 equity gap
Rate
3.73%
7.40%today
Payment
$817/mo
$1,224today
  • 3beds
  • 1baths
  • 912sqft

17832 Tahoe Court, Adelanto

11411 Arlington, Adelanto, CA, 92301 — assumable FHA mortgage at 3.75%
FHA
Active
10
$410,000$178,450 equity gap
Rate
3.75%
7.40%today
Payment
$1,251/mo
$1,870today
  • 3beds
  • 3baths
  • 2,025sqft

11411 Arlington, Adelanto

17621 Electra, Victorville, CA, 92395 — assumable FHA mortgage at 3.75%
FHA
Active
37
$510,000$250,856 equity gap
Rate
3.75%
7.40%today
Payment
$1,400/mo
$2,092today
  • 5beds
  • 3baths
  • 2,490sqft

17621 Electra, Victorville

14601 Equestrian Way, Victorville, CA, 92394 — assumable FHA mortgage at 3.80%
FHA
Active
26
$485,000$233,335 equity gap
Rate
3.80%
7.40%today
Payment
$1,372/mo
$2,039today
  • 4beds
  • 3baths
  • 2,556sqft

14601 Equestrian Way, Victorville

14013 Tom Court, Victorville, CA, 92392 — assumable VA mortgage at 3.81%
VA
Active
61
$480,000$294,774 equity gap
Rate
3.81%
7.40%today
Payment
$1,120/mo
$1,662today
  • 4beds
  • 3baths
  • 2,364sqft

14013 Tom Court, Victorville

Assuming a mortgage in Adelanto

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.62%
Lowest existing payment
$481 /mo
Median cash to assume
$129,407
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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