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Assumable homes for sale in Altamonte Springs, FL

200 homesFHA & VA loansrates from 2.20% vs 7.40% today

Altamonte Springs assumption guide
2040 TRIANGLE Drive, Longwood, FL, 32779 — assumable FHA mortgage at 3.09%
FHA
Active
21
$325,000$40,971 equity gap
Rate
3.09%
7.40%today
Payment
$1,348/mo
$2,189today
  • 3beds
  • 2baths
  • 1,283sqft

2040 TRIANGLE Drive, Longwood

986 GRAND WILDMERE Cove, Longwood, FL, 32750 — assumable VA mortgage at 2.73%
VA
Active
40
$340,000$100,447 equity gap
Rate
2.73%
7.40%today
Payment
$1,116/mo
$1,897today
  • 3beds
  • 3baths
  • 1,743sqft

986 GRAND WILDMERE Cove, Longwood

3833 LOON Lane, Sanford, FL, 32773 — assumable FHA mortgage at 2.74%
FHA
Active
33
$446,900$133,504 equity gap
Rate
2.74%
7.40%today
Payment
$1,461/mo
$2,481today
  • 5beds
  • 3baths
  • 2,270sqft

3833 LOON Lane, Sanford

428 RUTH ST, Longwood, FL, 32779 — assumable FHA mortgage at 2.77%
FHA
Active
36
$399,900$103,671 equity gap
Rate
2.77%
7.40%today
Payment
$1,366/mo
$2,311today
  • 3beds
  • 2baths
  • 1,639sqft

428 RUTH ST, Longwood

470 JEFFREY JAMES Way, Apopka, FL, 32712 — assumable FHA mortgage at 2.88%
FHA
Active
52
$420,000$101,929 equity gap
Rate
2.88%
7.40%today
Payment
$1,478/mo
$2,466today
  • 4beds
  • 3baths
  • 2,539sqft

470 JEFFREY JAMES Way, Apopka

959 ROBIN HOLLY Street, Ocoee, FL, 34761 — assumable FHA mortgage at 2.97%
FHA
Active
41
$344,999$100,661 equity gap
Rate
2.97%
7.40%today
Payment
$1,168/mo
$1,926today
  • 3beds
  • 3baths
  • 1,795sqft

959 ROBIN HOLLY Street, Ocoee

619 HEATHERTON Village, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.98%
FHA
Active
34
$199,500$47,749 equity gap
Rate
2.98%
7.40%today
Payment
$718/mo
$1,182today
  • 2beds
  • 2baths
  • 1,144sqft

619 HEATHERTON Village, Altamonte Springs

871 LAKE JACKSON Circle, Apopka, FL, 32703 — assumable FHA mortgage at 3.04%
FHA
Active
19
$350,000$102,696 equity gap
Rate
3.04%
7.40%today
Payment
$1,186/mo
$1,938today
  • 4beds
  • 3baths
  • 1,786sqft

871 LAKE JACKSON Circle, Apopka

2080 COBBLEFIELD Circle, Apopka, FL, 32703 — assumable FHA mortgage at 3.05%
FHA
Active
31
$369,900$75,247 equity gap
Rate
3.05%
7.40%today
Payment
$1,396/mo
$2,277today
  • 4beds
  • 2baths
  • 1,680sqft

2080 COBBLEFIELD Circle, Apopka

1880 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 3.06%
FHA
Active
36
$300,000$91,088 equity gap
Rate
3.06%
7.40%today
Payment
$993/mo
$1,618today
  • 3beds
  • 3baths
  • 1,669sqft

1880 PETERSON Place, Sanford

3602 PALM Avenue, Apopka, FL, 32703 — assumable VA mortgage at 3.10%
VA
Active
33
$415,000$122,445 equity gap
Rate
3.10%
7.40%today
Payment
$1,387/mo
$2,250today
  • 3beds
  • 2baths
  • 1,712sqft

3602 PALM Avenue, Apopka

2183 CRANDON Avenue, Winter Park, FL, 32789 — assumable FHA mortgage at 3.45%
FHA
Active
28
$469,000$111,888 equity gap
Rate
3.45%
7.40%today
Payment
$1,753/mo
$2,719today
  • 4beds
  • 2baths
  • 1,200sqft

2183 CRANDON Avenue, Winter Park

2265 EMERALD SPRINGS Drive, Apopka, FL, 32712 — assumable VA mortgage at 2.71%
VA
Active
48
$460,000$144,035 equity gap
Rate
2.71%
7.40%today
Payment
$1,475/mo
$2,515today
  • 4beds
  • 3baths
  • 2,314sqft

2265 EMERALD SPRINGS Drive, Apopka

1664 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
28
$320,000$117,937 equity gap
Rate
2.81%
7.40%today
Payment
$949/mo
$1,598today
  • 3beds
  • 3baths
  • 1,653sqft

1664 PETERSON Place, Sanford

139 OLIVE TREE Circle, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.81%
FHA
Active
61
$298,000$110,261 equity gap
Rate
2.81%
7.40%today
Payment
$888/mo
$1,495today
  • 3beds
  • 3baths
  • 1,314sqft

139 OLIVE TREE Circle, Altamonte Springs

2223 WEKIVA VILLAGE Lane, Apopka, FL, 32703 — assumable VA mortgage at 2.81%
VA
Active
34
$369,000$147,050 equity gap
Rate
2.81%
7.40%today
Payment
$1,053/mo
$1,772today
  • 3beds
  • 3baths
  • 2,293sqft

2223 WEKIVA VILLAGE Lane, Apopka

109 OAKLAND Avenue, Sanford, FL, 32773 — assumable VA mortgage at 2.81%
VA
Active
34
$240,000$74,795 equity gap
Rate
2.81%
7.40%today
Payment
$782/mo
$1,316today
  • 3beds
  • 1baths
  • 892sqft

109 OAKLAND Avenue, Sanford

2449 LONG MEADOW Way, Orlando, FL, 32817 — assumable VA mortgage at 2.81%
VA
Active
31
$259,000$99,273 equity gap
Rate
2.81%
7.40%today
Payment
$758/mo
$1,275today
  • 2beds
  • 2baths
  • 1,093sqft

2449 LONG MEADOW Way, Orlando

6330 RUTHIE Drive, Orlando, FL, 32818 — assumable FHA mortgage at 2.84%
FHA
Active
35
$355,000$140,394 equity gap
Rate
2.84%
7.40%today
Payment
$998/mo
$1,672today
  • 3beds
  • 2baths
  • 1,170sqft

6330 RUTHIE Drive, Orlando

105 CEDAR OAK Trail, Longwood, FL, 32750 — assumable VA mortgage at 2.87%
VA
Active
82
$575,000$223,408 equity gap
Rate
2.87%
7.40%today
Payment
$1,640/mo
$2,738today
  • 4beds
  • 3baths
  • 2,212sqft

105 CEDAR OAK Trail, Longwood

3531 PINE OAK Trail, Sanford, FL, 32773 — assumable FHA mortgage at 2.87%
FHA
Active
50
$270,000$85,112 equity gap
Rate
2.87%
7.40%today
Payment
$862/mo
$1,440today
  • 3beds
  • 3baths
  • 1,530sqft

3531 PINE OAK Trail, Sanford

1407 BROAD WING Lane, Winter Park, FL, 32792 — assumable VA mortgage at 2.87%
VA
Active
41
$491,000$187,127 equity gap
Rate
2.87%
7.40%today
Payment
$1,451/mo
$2,422today
  • 3beds
  • 3baths
  • 2,308sqft

1407 BROAD WING Lane, Winter Park

4008 MARYLAND Place, Casselberry, FL, 32707 — assumable FHA mortgage at 2.88%
FHA
Active
30
$224,500$71,225 equity gap
Rate
2.88%
7.40%today
Payment
$714/mo
$1,191today
  • 2beds
  • 2baths
  • 1,166sqft

4008 MARYLAND Place, Casselberry

2117 MOUNTAIN PINE Street, Ocoee, FL, 34761 — assumable FHA mortgage at 2.88%
FHA
Active
56
$499,000$175,206 equity gap
Rate
2.88%
7.40%today
Payment
$1,515/mo
$2,527today
  • 4beds
  • 3baths
  • 2,110sqft

2117 MOUNTAIN PINE Street, Ocoee

219 15TH Street, Apopka, FL, 32703 — assumable FHA mortgage at 2.94%
FHA
Active
21
$285,000$99,237 equity gap
Rate
2.94%
7.40%today
Payment
$879/mo
$1,455today
  • 3beds
  • 2baths
  • 1,186sqft

219 15TH Street, Apopka

2264 EMERALD SPRINGS Drive, Apopka, FL, 32712 — assumable FHA mortgage at 2.98%
FHA
Active
12
$435,000$136,088 equity gap
Rate
2.98%
7.40%today
Payment
$1,414/mo
$2,329today
  • 4beds
  • 3baths
  • 2,314sqft

2264 EMERALD SPRINGS Drive, Apopka

2063 HAREBELL Lane, Ocoee, FL, 34761 — assumable FHA mortgage at 4.00%
FHA
Active
32
$314,900$56,000 equity gap
Rate
4.00%
7.40%today
Payment
$1,351/mo
$1,959today
  • 3beds
  • 3baths
  • 1,485sqft

2063 HAREBELL Lane, Ocoee

2096 CORDAVILLE Place, Apopka, FL, 32703 — assumable FHA mortgage at 3.01%
FHA
Active
37
$409,940$150,894 equity gap
Rate
3.01%
7.40%today
Payment
$1,264/mo
$2,074today
  • 4beds
  • 4baths
  • 2,369sqft

2096 CORDAVILLE Place, Apopka

1209 SEBURN Road, Apopka, FL, 32703 — assumable VA mortgage at 3.06%
VA
Active
25
$330,000$127,583 equity gap
Rate
3.06%
7.40%today
Payment
$973/mo
$1,585today
  • 4beds
  • 3baths
  • 2,153sqft

1209 SEBURN Road, Apopka

860 ORANGE Avenue #355, Orlando, FL, 32801 — assumable VA mortgage at 3.65%
VA
Active
43
$225,000$53,806 equity gap
Rate
3.65%
7.40%today
Payment
$911/mo
$1,379today
  • 2beds
  • 2baths
  • 953sqft

860 ORANGE Avenue #355, Orlando

6567 MERITMOOR Circle, Orlando, FL, 32818 — assumable FHA mortgage at 4.16%
FHA
Active
7
$310,000$56,450 equity gap
Rate
4.16%
7.40%today
Payment
$1,341/mo
$1,907today
  • 3beds
  • 2baths
  • 1,067sqft

6567 MERITMOOR Circle, Orlando

11030 EINBENDER Road, Orlando, FL, 32825 — assumable FHA mortgage at 3.18%
FHA
Active
19
$325,000$111,840 equity gap
Rate
3.18%
7.40%today
Payment
$1,038/mo
$1,666today
  • 3beds
  • 2baths
  • 1,103sqft

11030 EINBENDER Road, Orlando

513 OAKCREST Street, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.20%
FHA
Active
32
$490,000$299,849 equity gap
Rate
2.20%
7.40%today
Payment
$1,000/mo
$1,689today
  • 4beds
  • 3baths
  • 2,400sqft

513 OAKCREST Street, Altamonte Springs

6617 BEAR LAKE Terrace, Apopka, FL, 32703 — assumable VA mortgage at 2.31%
VA
Active
58
$625,000$418,941 equity gap
Rate
2.31%
7.40%today
Payment
$898/mo
$1,614today
  • 4beds
  • 3baths
  • 2,132sqft

6617 BEAR LAKE Terrace, Apopka

FAYE Street, Apopka, FL, 32712 — assumable FHA mortgage at 2.36%
FHA
Active
22
$389,000$381,276 equity gap
Rate
2.36%
7.40%today
Payment
$34/mo
$60today
  • —beds
  • —baths
  • —sqft

FAYE Street, Apopka

214 15TH Street, Apopka, FL, 32703 — assumable FHA mortgage at 2.65%
FHA
Active
34
$310,000$129,590 equity gap
Rate
2.65%
7.40%today
Payment
$831/mo
$1,428today
  • 3beds
  • 2baths
  • 1,560sqft

214 15TH Street, Apopka

Assuming a mortgage in Altamonte Springs

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$325 /mo
Median cash to assume
$152,213
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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