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Assumable homes for sale in Austin, MN

13 homesFHA & VA loansrates from 2.78% vs 7.40% today

Austin assumption guide
1410 3rd Avenue, Austin, MN, 55912 — assumable FHA mortgage at 2.78%
FHA
Active
46
$244,900$97,144 equity gap
Rate
2.78%
7.40%today
Payment
$684/mo
$1,155today
  • 3beds
  • 2baths
  • 2,399sqft

1410 3rd Avenue, Austin

506 17th Street, Austin, MN, 55912 — assumable FHA mortgage at 2.78%
FHA
Active
46
$254,900$139,547 equity gap
Rate
2.78%
7.40%today
Payment
$534/mo
$902today
  • 4beds
  • 2baths
  • 1,905sqft

506 17th Street, Austin

1600 4th Avenue, Austin, MN, 55912 — assumable FHA mortgage at 3.08%
FHA
Active
26
$204,900$100,927 equity gap
Rate
3.08%
7.40%today
Payment
$502/mo
$816today
  • 3beds
  • 2baths
  • 1,608sqft

1600 4th Avenue, Austin

1109 3rd Street, Austin, MN, 55912 — assumable VA mortgage at 4.16%
VA
Active
41
$259,898$62,176 equity gap
Rate
4.16%
7.40%today
Payment
$1,046/mo
$1,487today
  • 4beds
  • 3baths
  • 2,318sqft

1109 3rd Street, Austin

1906 4th Avenue, Austin, MN, 55912 — assumable FHA mortgage at 3.65%
FHA
Active
32
$190,000$143,689 equity gap
Rate
3.65%
7.40%today
Payment
$320/mo
$484today
  • 3beds
  • 2baths
  • 1,218sqft

1906 4th Avenue, Austin

2904 11th Street, Austin, MN, 55912 — assumable FHA mortgage at 3.87%
FHA
Active
35
$210,000$131,779 equity gap
Rate
3.87%
7.40%today
Payment
$475/mo
$700today
  • 4beds
  • 2baths
  • 1,736sqft

2904 11th Street, Austin

1609 1st Avenue, Austin, MN, 55912 — assumable VA mortgage at 4.16%
VA
Active
35
$249,900$167,024 equity gap
Rate
4.16%
7.40%today
Payment
$541/mo
$769today
  • 3beds
  • 2baths
  • 1,530sqft

1609 1st Avenue, Austin

1911 4th Avenue, Austin, MN, 55912 — assumable VA mortgage at 6.62%
VA
Active
16
$209,000$14,292 equity gap
Rate
6.62%
7.40%today
Payment
$1,266/mo
$1,370today
  • 3beds
  • 1baths
  • 1,120sqft

1911 4th Avenue, Austin

2209 6th Street, Austin, MN, 55912 — assumable FHA mortgage at 6.42%
FHA
Active
56
$289,000$41,308 equity gap
Rate
6.42%
7.40%today
Payment
$1,619/mo
$1,788today
  • 4beds
  • 3baths
  • 2,604sqft

2209 6th Street, Austin

1903 4th Avenue, Austin, MN, 55912 — assumable FHA mortgage at 6.81%
FHA
Active
30
$199,500$19,613 equity gap
Rate
6.81%
7.40%today
Payment
$1,189/mo
$1,261today
  • 3beds
  • 2baths
  • 1,396sqft

1903 4th Avenue, Austin

1102 10th Street, Austin, MN, 55912 — assumable FHA mortgage at 6.43%
FHA
Active
26
$294,900$66,434 equity gap
Rate
6.43%
7.40%today
Payment
$1,491/mo
$1,645today
  • 4beds
  • 3baths
  • 2,402sqft

1102 10th Street, Austin

405 15th Street, Austin, MN, 55912 — assumable FHA mortgage at 6.95%
FHA
Active
33
$179,900$93,226 equity gap
Rate
6.95%
7.40%today
Payment
$586/mo
$613today
  • 3beds
  • 1baths
  • 952sqft

405 15th Street, Austin

305 8th Street, Austin, MN, 55912 — assumable FHA mortgage at 7.19%
FHA
Active
26
$139,500$136,540 equity gap
Rate
7.19%
7.40%today
Payment
$21/mo
$22today
  • 3beds
  • 2baths
  • 1,332sqft

305 8th Street, Austin

Assuming a mortgage in Austin

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.78%
Lowest existing payment
$320 /mo
Median cash to assume
$97,144
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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