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Assumable homes for sale in Benton, TN

30 homesFHA & VA loansrates from 2.74% vs 7.40% today

Benton assumption guide
916 Tri Cir, Cleveland, TN, 37312 — assumable FHA mortgage at 2.94%
FHA
Active
31
$295,000$112,709 equity gap
Rate
2.94%
7.40%today
Payment
$863/mo
$1,428today
  • 3beds
  • 2baths
  • 1,600sqft

916 Tri Cir, Cleveland

165 Savannah Ridge Trl, Cleveland, TN, 37323 — assumable FHA mortgage at 2.74%
FHA
Active
43
$499,900$285,756 equity gap
Rate
2.74%
7.40%today
Payment
$1,001/mo
$1,700today
  • 3beds
  • 2baths
  • 2,340sqft

165 Savannah Ridge Trl, Cleveland

2211 Horns Creek Rd, Ocoee, TN, 37361 — assumable FHA mortgage at 3.05%
FHA
Active
9
$195,000$113,685 equity gap
Rate
3.05%
7.40%today
Payment
$384/mo
$627today
  • 3beds
  • 2baths
  • 1,792sqft

2211 Horns Creek Rd, Ocoee

159 Dogwood Trail, Cleveland, TN, 37323 — assumable FHA mortgage at 3.10%
FHA
Active
29
$435,000$404,603 equity gap
Rate
3.10%
7.40%today
Payment
$152/mo
$241today
  • 3beds
  • 4baths
  • 3,101sqft

159 Dogwood Trail, Cleveland

122 Woodbine Drive, Benton, TN, 37307 — assumable FHA mortgage at 3.50%
FHA
Active
26
$315,000$232,099 equity gap
Rate
3.50%
7.40%today
Payment
$485/mo
$748today
  • 3beds
  • 2baths
  • 1,554sqft

122 Woodbine Drive, Benton

135 Central Ave, Benton, TN, 37307 — assumable FHA mortgage at 3.58%
FHA
Active
18
$315,000$200,595 equity gap
Rate
3.58%
7.40%today
Payment
$676/mo
$1,032today
  • 3beds
  • 2baths
  • 1,530sqft

135 Central Ave, Benton

162 Lower Woods Trail, Cleveland, TN, 37323 — assumable FHA mortgage at 3.60%
FHA
Active
37
$497,000$233,165 equity gap
Rate
3.60%
7.40%today
Payment
$1,388/mo
$2,113today
  • 3beds
  • 3baths
  • 2,348sqft

162 Lower Woods Trail, Cleveland

162 Lower Woods Trail, Cleveland, TN, 37312 — assumable FHA mortgage at 3.60%
FHA
Active
37
$497,000$233,165 equity gap
Rate
3.60%
7.40%today
Payment
$1,388/mo
$2,113today
  • 3beds
  • 3baths
  • 2,182sqft

162 Lower Woods Trail, Cleveland

150 Patty Road, Benton, TN, 37307 — assumable FHA mortgage at 4.16%
FHA
Active
36
$234,900$72,235 equity gap
Rate
4.16%
7.40%today
Payment
$860/mo
$1,224today
  • 3beds
  • 1baths
  • 1,344sqft

150 Patty Road, Benton

133 Columbus Landing, Delano, TN, 37325 — assumable FHA mortgage at 3.90%
FHA
Active
55
$395,000$265,659 equity gap
Rate
3.90%
7.40%today
Payment
$917/mo
$1,346today
  • 3beds
  • 2baths
  • 1,650sqft

133 Columbus Landing, Delano

218 Mill Creek Trl, Cleveland, TN, 37323 — assumable FHA mortgage at 3.92%
FHA
Active
45
$399,900$226,682 equity gap
Rate
3.92%
7.40%today
Payment
$1,010/mo
$1,479today
  • 3beds
  • 3baths
  • 1,754sqft

218 Mill Creek Trl, Cleveland

164 Woodgate Drive, Cleveland, TN, 37323 — assumable FHA mortgage at 4.00%
FHA
Active
23
$269,900$152,826 equity gap
Rate
4.00%
7.40%today
Payment
$655/mo
$950today
  • 3beds
  • 2baths
  • 1,040sqft

164 Woodgate Drive, Cleveland

237 Windermere Lane, Cleveland, TN, 37323 — assumable FHA mortgage at 4.09%
FHA
Active
38
$589,900$396,050 equity gap
Rate
4.09%
7.40%today
Payment
$1,165/mo
$1,672today
  • 3beds
  • 2baths
  • 2,185sqft

237 Windermere Lane, Cleveland

155 Surrey Lane, Cleveland, TN, 37312 — assumable FHA mortgage at 4.99%
FHA
Active
46
$430,000$101,693 equity gap
Rate
4.99%
7.40%today
Payment
$1,895/mo
$2,447today
  • 3beds
  • 2baths
  • 1,951sqft

155 Surrey Lane, Cleveland

131 Eagle Creek Rd, Cleveland, TN, 37312 — assumable FHA mortgage at 5.00%
FHA
Active
55
$519,900$121,092 equity gap
Rate
5.00%
7.40%today
Payment
$2,297/mo
$2,963today
  • 4beds
  • 3baths
  • 2,495sqft

131 Eagle Creek Rd, Cleveland

3557 Brandon Lane, Cleveland, TN, 37323 — assumable FHA mortgage at 6.34%
FHA
Active
35
$378,000$3,584 equity gap
Rate
6.34%
7.40%today
Payment
$2,350/mo
$2,617today
  • 3beds
  • 3baths
  • 1,776sqft

3557 Brandon Lane, Cleveland

128 Lifestyle Way, Benton, TN, 37307 — assumable VA mortgage at 6.50%
VA
Active
30
$275,000$13,673 equity gap
Rate
6.50%
7.40%today
Payment
$1,679/mo
$1,839today
  • 5beds
  • 3baths
  • 2,112sqft

128 Lifestyle Way, Benton

434 Climer Road, Cleveland, TN, 37323 — assumable VA mortgage at 6.81%
VA
Active
32
$260,000$20,068 equity gap
Rate
6.81%
7.40%today
Payment
$1,587/mo
$1,684today
  • 3beds
  • 1baths
  • 1,316sqft

434 Climer Road, Cleveland

3975 Lynncrest Drive, Cleveland, TN, 37323 — assumable FHA mortgage at 6.94%
FHA
Active
30
$255,000$17,276 equity gap
Rate
6.94%
7.40%today
Payment
$1,614/mo
$1,690today
  • 3beds
  • 2baths
  • 1,467sqft

3975 Lynncrest Drive, Cleveland

242 Thorne Circle, Cleveland, TN, 37323 — assumable FHA mortgage at 6.27%
FHA
Active
34
$339,900$33,968 equity gap
Rate
6.27%
7.40%today
Payment
$1,904/mo
$2,137today
  • 3beds
  • 2baths
  • 1,290sqft

242 Thorne Circle, Cleveland

242 Thorne Cir, Cleveland, TN, 37323 — assumable FHA mortgage at 6.27%
FHA
Active
35
$339,900$33,968 equity gap
Rate
6.27%
7.40%today
Payment
$1,904/mo
$2,137today
  • 3beds
  • 2baths
  • 1,290sqft

242 Thorne Cir, Cleveland

316 Circle R Drive, Benton, TN, 37307 — assumable FHA mortgage at 6.67%
FHA
Active
40
$349,000$50,784 equity gap
Rate
6.67%
7.40%today
Payment
$1,990/mo
$2,141today
  • 3beds
  • 2baths
  • 1,600sqft

316 Circle R Drive, Benton

275 Spring Creek Rd, Delano, TN, 37325 — assumable FHA mortgage at 5.25%
FHA
Active
47
$314,900$112,532 equity gap
Rate
5.25%
7.40%today
Payment
$1,196/mo
$1,499today
  • —beds
  • —baths
  • 1,776sqft

275 Spring Creek Rd, Delano

148 Clearview Circle, Cleveland, TN, 37323 — assumable FHA mortgage at 6.20%
FHA
Active
36
$412,000$93,648 equity gap
Rate
6.20%
7.40%today
Payment
$1,994/mo
$2,254today
  • 3beds
  • 3baths
  • 1,889sqft

148 Clearview Circle, Cleveland

370 Morgan Johnston Circle, Cleveland, TN, 37312 — assumable FHA mortgage at 6.71%
FHA
Active
53
$381,900$78,869 equity gap
Rate
6.71%
7.40%today
Payment
$2,030/mo
$2,175today
  • 3beds
  • 2baths
  • 4,452sqft

370 Morgan Johnston Circle, Cleveland

4500 Waterlevel Highway, Cleveland, TN, 37323 — assumable FHA mortgage at 6.82%
FHA
Active
41
$300,000$83,509 equity gap
Rate
6.82%
7.40%today
Payment
$1,760/mo
$1,840today
  • 2beds
  • 2baths
  • 1,162sqft

4500 Waterlevel Highway, Cleveland

5120 Lake Circle Drive, Cleveland, TN, 37312 — assumable FHA mortgage at 6.87%
FHA
Active
44
$279,000$67,853 equity gap
Rate
6.87%
7.40%today
Payment
$1,418/mo
$1,496today
  • 3beds
  • 2baths
  • 1,634sqft

5120 Lake Circle Drive, Cleveland

190 Burgess Dr, Benton, TN, 37307 — assumable FHA mortgage at 6.35%
FHA
Active
25
$349,900$125,241 equity gap
Rate
6.35%
7.40%today
Payment
$1,453/mo
$1,617today
  • 3beds
  • 2baths
  • 1,472sqft

190 Burgess Dr, Benton

174 Poplar Street, Benton, TN, 37307 — assumable VA mortgage at 6.47%
VA
Active
38
$360,000$118,735 equity gap
Rate
6.47%
7.40%today
Payment
$1,551/mo
$1,705today
  • 3beds
  • 3baths
  • 2,200sqft

174 Poplar Street, Benton

205 Hiwassee Trails Dr, Delano, TN, 37325 — assumable VA mortgage at 6.62%
VA
Active
65
$629,900$339,530 equity gap
Rate
6.62%
7.40%today
Payment
$1,888/mo
$2,043today
  • 3beds
  • 2baths
  • 1,590sqft

205 Hiwassee Trails Dr, Delano

Assuming a mortgage in Benton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.74%
Lowest existing payment
$384 /mo
Median cash to assume
$113,197
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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