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Assumable homes for sale in Birchwood Village, MN

58 homesFHA & VA loansrates from 2.75% vs 7.40% today

Birchwood Village assumption guide
1233 Maywood Street, Saint Paul, MN, 55117 — assumable VA mortgage at 2.86%
VA
Active
52
$399,900$54,971 equity gap
Rate
2.86%
7.40%today
Payment
$1,603/mo
$2,681today
  • 4beds
  • 2baths
  • 2,878sqft

1233 Maywood Street, Saint Paul

1105 Rose Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.87%
FHA
Active
27
$235,000$69,157 equity gap
Rate
2.87%
7.40%today
Payment
$774/mo
$1,292today
  • 6beds
  • 2baths
  • 1,465sqft

1105 Rose Avenue, Saint Paul

6356 48th Street, Oakdale, MN, 55128 — assumable FHA mortgage at 2.90%
FHA
Active
25
$299,900$82,775 equity gap
Rate
2.90%
7.40%today
Payment
$1,012/mo
$1,683today
  • 3beds
  • 2baths
  • 1,437sqft

6356 48th Street, Oakdale

1598 Shore Drive, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.93%
FHA
Active
40
$600,000$163,309 equity gap
Rate
2.93%
7.40%today
Payment
$2,055/mo
$3,405today
  • 6beds
  • 3baths
  • 4,120sqft

1598 Shore Drive, Saint Paul

995 Rose Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 2.96%
FHA
Active
40
$227,000$52,620 equity gap
Rate
2.96%
7.40%today
Payment
$820/mo
$1,353today
  • 3beds
  • 2baths
  • 1,567sqft

995 Rose Avenue, Saint Paul

5667 138th Street, Hugo, MN, 55038 — assumable VA mortgage at 3.04%
VA
Active
32
$299,900$82,433 equity gap
Rate
3.04%
7.40%today
Payment
$1,040/mo
$1,700today
  • 2beds
  • 3baths
  • 1,800sqft

5667 138th Street, Hugo

171 Hanson Road, Mahtomedi, MN, 55115 — assumable VA mortgage at 3.55%
VA
Active
11
$315,000$40,469 equity gap
Rate
3.55%
7.40%today
Payment
$1,362/mo
$2,087today
  • 4beds
  • 2baths
  • 1,670sqft

171 Hanson Road, Mahtomedi

1626 Woodlynn Avenue #1, Maplewood, MN, 55109 — assumable FHA mortgage at 2.88%
FHA
Active
23
$285,000$113,171 equity gap
Rate
2.88%
7.40%today
Payment
$801/mo
$1,335today
  • 3beds
  • 3baths
  • 1,603sqft

1626 Woodlynn Avenue #1, Maplewood

3102 Manitou Drive, White Bear Lake, MN, 55110 — assumable VA mortgage at 3.14%
VA
Active
35
$299,990$102,723 equity gap
Rate
3.14%
7.40%today
Payment
$942/mo
$1,519today
  • 2beds
  • 2baths
  • 1,270sqft

3102 Manitou Drive, White Bear Lake

855 Cottage Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 3.28%
FHA
Active
27
$330,000$104,643 equity gap
Rate
3.28%
7.40%today
Payment
$1,137/mo
$1,802today
  • 3beds
  • 2baths
  • 1,527sqft

855 Cottage Avenue, Saint Paul

2819 Helen Street, North Saint Paul, MN, 55109 — assumable VA mortgage at 2.75%
VA
Active
60
$379,900$216,447 equity gap
Rate
2.75%
7.40%today
Payment
$759/mo
$1,288today
  • 3beds
  • 2baths
  • 1,832sqft

2819 Helen Street, North Saint Paul

4570 Neal Avenue, Stillwater, MN, 55082 — assumable VA mortgage at 2.86%
VA
Active
83
$1,875,000$1,365,443 equity gap
Rate
2.86%
7.40%today
Payment
$2,880/mo
$4,518today
  • 6beds
  • 5baths
  • 5,115sqft

4570 Neal Avenue, Stillwater

4292 Heritage Drive, Vadnais Heights, MN, 55127 — assumable FHA mortgage at 2.88%
FHA
Active
32
$399,900$213,089 equity gap
Rate
2.88%
7.40%today
Payment
$889/mo
$1,482today
  • 3beds
  • 3baths
  • 2,062sqft

4292 Heritage Drive, Vadnais Heights

11779 32nd Street, Lake Elmo, MN, 55042 — assumable FHA mortgage at 2.98%
FHA
Active
35
$660,000$337,875 equity gap
Rate
2.98%
7.40%today
Payment
$1,531/mo
$2,521today
  • 5beds
  • 4baths
  • 3,496sqft

11779 32nd Street, Lake Elmo

5574 135th Street, Hugo, MN, 55038 — assumable VA mortgage at 3.09%
VA
Active
40
$625,000$324,706 equity gap
Rate
3.09%
7.40%today
Payment
$1,429/mo
$2,319today
  • 3beds
  • 3baths
  • 2,957sqft

5574 135th Street, Hugo

2415 Lisbon Avenue, Lake Elmo, MN, 55042 — assumable VA mortgage at 3.26%
VA
Active
63
$659,900$355,722 equity gap
Rate
3.26%
7.40%today
Payment
$1,538/mo
$2,444today
  • 5beds
  • 4baths
  • 3,422sqft

2415 Lisbon Avenue, Lake Elmo

4856 Helena Lane #11, Oakdale, MN, 55128 — assumable VA mortgage at 4.06%
VA
Active
24
$224,900$67,230 equity gap
Rate
4.06%
7.40%today
Payment
$884/mo
$1,272today
  • 2beds
  • 2baths
  • 1,407sqft

4856 Helena Lane #11, Oakdale

1105 Iris Drive, White Bear Lake, MN, 55127 — assumable FHA mortgage at 3.68%
FHA
Active
31
$348,000$138,018 equity gap
Rate
3.68%
7.40%today
Payment
$1,147/mo
$1,714today
  • 3beds
  • 3baths
  • 2,276sqft

1105 Iris Drive, White Bear Lake

704 Mulberry Street, Stillwater, MN, 55082 — assumable FHA mortgage at 3.68%
FHA
Active
22
$320,000$107,575 equity gap
Rate
3.68%
7.40%today
Payment
$1,132/mo
$1,706today
  • 3beds
  • 2baths
  • 1,760sqft

704 Mulberry Street, Stillwater

3441 Maureen Lane, Stillwater, MN, 55082 — assumable FHA mortgage at 3.42%
FHA
Active
64
$335,000$170,602 equity gap
Rate
3.42%
7.40%today
Payment
$939/mo
$1,462today
  • 3beds
  • 3baths
  • 1,822sqft

3441 Maureen Lane, Stillwater

790 Nevada Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 3.45%
FHA
Active
44
$280,000$150,990 equity gap
Rate
3.45%
7.40%today
Payment
$745/mo
$1,156today
  • 4beds
  • 2baths
  • 1,952sqft

790 Nevada Avenue, Saint Paul

6570 Upper 35th Street, Oakdale, MN, 55128 — assumable FHA mortgage at 3.49%
FHA
Active
23
$220,000$133,496 equity gap
Rate
3.49%
7.40%today
Payment
$536/mo
$828today
  • 2beds
  • 2baths
  • 1,302sqft

6570 Upper 35th Street, Oakdale

1844 Barclay Street, Maplewood, MN, 55109 — assumable FHA mortgage at 3.51%
FHA
Active
40
$299,800$196,613 equity gap
Rate
3.51%
7.40%today
Payment
$677/mo
$1,043today
  • 3beds
  • 2baths
  • 1,469sqft

1844 Barclay Street, Maplewood

2841 Riviera Drive, White Bear Lake, MN, 55110 — assumable FHA mortgage at 3.57%
FHA
Active
43
$399,999$213,967 equity gap
Rate
3.57%
7.40%today
Payment
$1,092/mo
$1,669today
  • 3beds
  • 2baths
  • 1,824sqft

2841 Riviera Drive, White Bear Lake

1623 Highway 96, White Bear Lake, MN, 55110 — assumable FHA mortgage at 3.57%
FHA
Active
16
$360,000$174,266 equity gap
Rate
3.57%
7.40%today
Payment
$978/mo
$1,496today
  • 2beds
  • 2baths
  • 1,538sqft

1623 Highway 96, White Bear Lake

5420 134th Street, Hugo, MN, 55038 — assumable VA mortgage at 5.10%
VA
Active
27
$385,000$26,063 equity gap
Rate
5.10%
7.40%today
Payment
$2,082/mo
$2,655today
  • 4beds
  • 2baths
  • 1,882sqft

5420 134th Street, Hugo

6382 Stillwater Boulevard, Oakdale, MN, 55128 — assumable FHA mortgage at 3.62%
FHA
Active
30
$319,900$218,293 equity gap
Rate
3.62%
7.40%today
Payment
$690/mo
$1,048today
  • 3beds
  • 1baths
  • 1,500sqft

6382 Stillwater Boulevard, Oakdale

2697 8th Avenue, North Saint Paul, MN, 55109 — assumable FHA mortgage at 3.64%
FHA
Active
34
$300,000$166,182 equity gap
Rate
3.64%
7.40%today
Payment
$788/mo
$1,194today
  • 3beds
  • 2baths
  • 1,496sqft

2697 8th Avenue, North Saint Paul

1903 Granite Avenue, Oakdale, MN, 55128 — assumable FHA mortgage at 3.64%
FHA
Active
21
$275,000$119,298 equity gap
Rate
3.64%
7.40%today
Payment
$830/mo
$1,258today
  • 2beds
  • 2baths
  • 1,204sqft

1903 Granite Avenue, Oakdale

11756 Upper 31st Street, Lake Elmo, MN, 55042 — assumable VA mortgage at 4.98%
VA
Active
45
$565,000$53,018 equity gap
Rate
4.98%
7.40%today
Payment
$2,939/mo
$3,799today
  • 5beds
  • 3baths
  • 3,004sqft

11756 Upper 31st Street, Lake Elmo

4836 Grenwich Trail, Oakdale, MN, 55128 — assumable VA mortgage at 5.52%
VA
Active
24
$163,000Potential short sale
Rate
5.52%
7.40%today
Payment
$1,019/mo
$1,240today
  • 2beds
  • 1baths
  • 956sqft

4836 Grenwich Trail, Oakdale

5710 Turtle Lake Road, Shoreview, MN, 55126 — assumable FHA mortgage at 3.75%
FHA
Active
26
$485,000$341,149 equity gap
Rate
3.75%
7.40%today
Payment
$1,009/mo
$1,509today
  • 5beds
  • 2baths
  • 2,662sqft

5710 Turtle Lake Road, Shoreview

13540 Fiona Avenue, Hugo, MN, 55038 — assumable FHA mortgage at 3.87%
FHA
Active
47
$390,000$214,687 equity gap
Rate
3.87%
7.40%today
Payment
$1,084/mo
$1,597today
  • 3beds
  • 2baths
  • 1,774sqft

13540 Fiona Avenue, Hugo

430 County Road B2, Roseville, MN, 55113 — assumable FHA mortgage at 3.92%
FHA
Active
30
$385,000$193,455 equity gap
Rate
3.92%
7.40%today
Payment
$1,114/mo
$1,631today
  • 5beds
  • 2baths
  • 2,205sqft

430 County Road B2, Roseville

339 Summer Place, Maplewood, MN, 55117 — assumable VA mortgage at 3.95%
VA
Active
28
$384,900$268,810 equity gap
Rate
3.95%
7.40%today
Payment
$832/mo
$1,214today
  • 3beds
  • 3baths
  • 2,454sqft

339 Summer Place, Maplewood

2735 Century Court, White Bear Lake, MN, 55110 — assumable FHA mortgage at 5.52%
FHA
Active
24
$309,900$28,383 equity gap
Rate
5.52%
7.40%today
Payment
$1,701/mo
$2,070today
  • 3beds
  • 3baths
  • 2,052sqft

2735 Century Court, White Bear Lake

Assuming a mortgage in Birchwood Village

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.75%
Lowest existing payment
$536 /mo
Median cash to assume
$107,575
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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