Assumable homes for sale in Boise, ID

4 homesFHA & VA loansrates from 5.48% vs 7.40% today

Boise assumption guide
4664 Syracuse Pl, Boise, ID, 83713 — assumable FHA mortgage at 6.50%
FHA
Active
31
$595,000$102,424 equity gap
Rate
6.50%
7.40%today
Payment
$3,248/mo
$3,558today
  • 5beds
  • 3baths
  • 2,728sqft

4664 Syracuse Pl, Boise

2445 Nakano Dr., Meridian, ID, 83646 — assumable VA mortgage at 6.91%
VA
Active
42
$785,000$183,222 equity gap
Rate
6.91%
7.40%today
Payment
$4,035/mo
$4,237today
  • 5beds
  • 4baths
  • 3,219sqft

2445 Nakano Dr., Meridian

2275 Chemise Drive, Meridian, ID, 83646 — assumable FHA mortgage at 5.48%
FHA
Active
50
$574,990$515,014 equity gap
Rate
5.48%
7.40%today
Payment
$870/mo
$1,063today
  • 3beds
  • 2baths
  • 1,760sqft

2275 Chemise Drive, Meridian

4759 Buckboard Ave, Boise, ID, 83713 — assumable FHA mortgage at 6.80%
FHA
Active
38
$445,000$398,674 equity gap
Rate
6.80%
7.40%today
Payment
$823/mo
$874today
  • 3beds
  • 2baths
  • 1,488sqft

4759 Buckboard Ave, Boise

Assuming a mortgage in Boise

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
5.48%
Lowest existing payment
$823 /mo
Median cash to assume
$290,948
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.