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Assumable homes for sale in Caldwell, ID

71 homesFHA & VA loansrates from 2.73% vs 7.40% today

Caldwell assumption guide
16580 Spartan Ave, Caldwell, ID, 83607 — assumable VA mortgage at 2.80%
VA
Active
30
$425,000$57,398 equity gap
Rate
2.80%
7.40%today
Payment
$1,705/mo
$2,873today
  • 4beds
  • 3baths
  • 2,346sqft

16580 Spartan Ave, Caldwell

11761 Penobscot St, Caldwell, ID, 83605 — assumable FHA mortgage at 2.96%
FHA
Active
33
$409,900$52,126 equity gap
Rate
2.96%
7.40%today
Payment
$1,697/mo
$2,801today
  • 4beds
  • 2baths
  • 1,696sqft

11761 Penobscot St, Caldwell

2309 Carter Ct, Caldwell, ID, 83605 — assumable FHA mortgage at 2.98%
FHA
Active
7
$330,000$58,051 equity gap
Rate
2.98%
7.40%today
Payment
$1,290/mo
$2,123today
  • 3beds
  • 2baths
  • 1,211sqft

2309 Carter Ct, Caldwell

12871 Carkhill St., Caldwell, ID, 83607 — assumable FHA mortgage at 3.55%
FHA
Active
18
$370,000Potential short sale
Rate
3.55%
7.40%today
Payment
$1,934/mo
$2,963today
  • 4beds
  • 2baths
  • 1,845sqft

12871 Carkhill St., Caldwell

10393 Millgrain St., Nampa, ID, 83687 — assumable VA mortgage at 3.22%
VA
Active
45
$699,000$101,110 equity gap
Rate
3.22%
7.40%today
Payment
$2,861/mo
$4,569today
  • 3beds
  • 3baths
  • 2,765sqft

10393 Millgrain St., Nampa

19643 Nanticoke Ave, Caldwell, ID, 83605 — assumable VA mortgage at 3.22%
VA
Active
23
$399,900$60,861 equity gap
Rate
3.22%
7.40%today
Payment
$1,626/mo
$2,596today
  • 3beds
  • 2baths
  • 1,479sqft

19643 Nanticoke Ave, Caldwell

1320 New York, Middleton, ID, 83644 — assumable FHA mortgage at 2.77%
FHA
Active
34
$399,000$117,306 equity gap
Rate
2.77%
7.40%today
Payment
$1,299/mo
$2,198today
  • 3beds
  • 3baths
  • 1,528sqft

1320 New York, Middleton

14256 Pearl Pointe Dr, Caldwell, ID, 83607 — assumable VA mortgage at 2.86%
VA
Active
21
$427,500$114,827 equity gap
Rate
2.86%
7.40%today
Payment
$1,453/mo
$2,430today
  • 4beds
  • 3baths
  • 2,315sqft

14256 Pearl Pointe Dr, Caldwell

18227 Rain Dance Way, Nampa, ID, 83687 — assumable FHA mortgage at 3.75%
FHA
Active
50
$534,900$46,150 equity gap
Rate
3.75%
7.40%today
Payment
$2,310/mo
$3,453today
  • 4beds
  • 3baths
  • 2,272sqft

18227 Rain Dance Way, Nampa

17441 Upper Pleasant Ridge Rd, Caldwell, ID, 83607 — assumable VA mortgage at 3.07%
VA
Active
48
$660,000$187,625 equity gap
Rate
3.07%
7.40%today
Payment
$2,238/mo
$3,642today
  • 5beds
  • 2baths
  • 1,794sqft

17441 Upper Pleasant Ridge Rd, Caldwell

689 Notus Rd, Notus, ID, 83656 — assumable FHA mortgage at 3.10%
FHA
Active
27
$304,900$63,530 equity gap
Rate
3.10%
7.40%today
Payment
$1,145/mo
$1,856today
  • 3beds
  • 2baths
  • 1,012sqft

689 Notus Rd, Notus

2012 Bella Lane, Nampa, ID, 83651 — assumable FHA mortgage at 4.42%
FHA
Active
19
$382,900Potential short sale
Rate
4.42%
7.40%today
Payment
$2,117/mo
$2,920today
  • 3beds
  • 3baths
  • 1,762sqft

2012 Bella Lane, Nampa

18080 Treeline Ave, Nampa, ID, 83687 — assumable VA mortgage at 2.80%
VA
Active
50
$775,000$301,993 equity gap
Rate
2.80%
7.40%today
Payment
$2,199/mo
$3,706today
  • 3beds
  • 3baths
  • 2,378sqft

18080 Treeline Ave, Nampa

13821 Gary Ln, Caldwell, ID, 83607 — assumable FHA mortgage at 2.86%
FHA
Active
29
$449,400$137,437 equity gap
Rate
2.86%
7.40%today
Payment
$1,453/mo
$2,430today
  • 5beds
  • 2baths
  • 1,782sqft

13821 Gary Ln, Caldwell

11883 Tidewater Street, Caldwell, ID, 83605 — assumable VA mortgage at 3.15%
VA
Active
38
$335,000$123,503 equity gap
Rate
3.15%
7.40%today
Payment
$1,052/mo
$1,696today
  • 3beds
  • 2baths
  • 1,411sqft

11883 Tidewater Street, Caldwell

11565 Zachary, Nampa, ID, 83651 — assumable VA mortgage at 2.73%
VA
Active
41
$549,900$266,851 equity gap
Rate
2.73%
7.40%today
Payment
$1,318/mo
$2,242today
  • 5beds
  • 3baths
  • 3,042sqft

11565 Zachary, Nampa

11565 Zachary, Nampa, ID, 83651 — assumable VA mortgage at 2.73%
VA
Active
45
$549,900$266,851 equity gap
Rate
2.73%
7.40%today
Payment
$1,318/mo
$2,242today
  • 5beds
  • 3baths
  • 3,042sqft

11565 Zachary, Nampa

7030 Southern Vista Ct, Star, ID, 83669 — assumable FHA mortgage at 2.81%
FHA
Active
50
$1,239,999$942,633 equity gap
Rate
2.81%
7.40%today
Payment
$1,394/mo
$2,346today
  • 4beds
  • 3baths
  • 3,360sqft

7030 Southern Vista Ct, Star

15520 Green Rd, Caldwell, ID, 83607 — assumable FHA mortgage at 2.81%
FHA
Active
9
$2,000,000$1,711,662 equity gap
Rate
2.81%
7.40%today
Payment
$1,355/mo
$2,280today
  • 3beds
  • 2baths
  • 1,752sqft

15520 Green Rd, Caldwell

16842 Bethany Ave, Caldwell, ID, 83607 — assumable VA mortgage at 2.83%
VA
Active
46
$459,990$211,450 equity gap
Rate
2.83%
7.40%today
Payment
$1,179/mo
$1,978today
  • 4beds
  • 3baths
  • 2,702sqft

16842 Bethany Ave, Caldwell

20535 Hancock Ave, Caldwell, ID, 83605 — assumable VA mortgage at 2.84%
VA
Active
43
$365,000$149,227 equity gap
Rate
2.84%
7.40%today
Payment
$1,024/mo
$1,717today
  • 4beds
  • 2baths
  • 1,506sqft

20535 Hancock Ave, Caldwell

716 Benton Ave., Nampa, ID, 83651 — assumable VA mortgage at 2.90%
VA
Active
44
$350,000$209,234 equity gap
Rate
2.90%
7.40%today
Payment
$665/mo
$1,106today
  • 2beds
  • 2baths
  • 1,484sqft

716 Benton Ave., Nampa

312 Carol Pl, Middleton, ID, 83644 — assumable FHA mortgage at 3.02%
FHA
Active
34
$346,900Potential short sale
Rate
3.02%
7.40%today
Payment
$1,667/mo
$2,731today
  • 3beds
  • 1baths
  • 1,404sqft

312 Carol Pl, Middleton

527 Copper River Dr, Nampa, ID, 83651 — assumable VA mortgage at 3.10%
VA
Active
45
$380,000$198,952 equity gap
Rate
3.10%
7.40%today
Payment
$860/mo
$1,395today
  • 5beds
  • 3baths
  • 1,640sqft

527 Copper River Dr, Nampa

11969 Sandpiper Ct, Caldwell, ID, 83605 — assumable VA mortgage at 3.50%
VA
Active
49
$437,000$267,170 equity gap
Rate
3.50%
7.40%today
Payment
$979/mo
$1,510today
  • 4beds
  • 3baths
  • 1,934sqft

11969 Sandpiper Ct, Caldwell

112 Albert St, Caldwell, ID, 83605 — assumable FHA mortgage at 5.00%
FHA
Active
48
$658,000$83,291 equity gap
Rate
5.00%
7.40%today
Payment
$3,204/mo
$4,132today
  • 5beds
  • 3baths
  • 3,985sqft

112 Albert St, Caldwell

1218 Stirling Meadows Ct, Middleton, ID, 83644 — assumable FHA mortgage at 5.25%
FHA
Active
50
$639,900$52,273 equity gap
Rate
5.25%
7.40%today
Payment
$3,295/mo
$4,132today
  • 4beds
  • 4baths
  • 2,423sqft

1218 Stirling Meadows Ct, Middleton

2319 Polk St, Caldwell, ID, 83605 — assumable VA mortgage at 3.89%
VA
Active
20
$350,000Potential short sale
Rate
3.89%
7.40%today
Payment
$1,952/mo
$2,869today
  • 4beds
  • 2baths
  • 990sqft

2319 Polk St, Caldwell

11055 Roaring Fork St, Caldwell, ID, 83605 — assumable FHA mortgage at 5.41%
FHA
Active
43
$474,900$36,351 equity gap
Rate
5.41%
7.40%today
Payment
$2,621/mo
$3,229today
  • 4beds
  • 3baths
  • 2,431sqft

11055 Roaring Fork St, Caldwell

3116 Mariah Ct., Caldwell, ID, 83605 — assumable FHA mortgage at 3.99%
FHA
Active
17
$345,000$314,654 equity gap
Rate
3.99%
7.40%today
Payment
$221/mo
$321today
  • 3beds
  • 2baths
  • 1,404sqft

3116 Mariah Ct., Caldwell

1521 Plateau Ave, Caldwell, ID, 83605 — assumable FHA mortgage at 6.81%
FHA
Active
16
$295,000Potential short sale
Rate
6.81%
7.40%today
Payment
$2,033/mo
$2,156today
  • 3beds
  • 1baths
  • 1,008sqft

1521 Plateau Ave, Caldwell

7404 Marble Springs Dr, Nampa, ID, 83687 — assumable VA mortgage at 6.82%
VA
Active
50
$469,900$21,720 equity gap
Rate
6.82%
7.40%today
Payment
$3,005/mo
$3,185today
  • 4beds
  • 3baths
  • 2,054sqft

7404 Marble Springs Dr, Nampa

12335 Noreen St, Caldwell, ID, 83607 — assumable VA mortgage at 7.17%
VA
Active
43
$409,900Potential short sale
Rate
7.17%
7.40%today
Payment
$2,910/mo
$2,977today
  • 4beds
  • 3baths
  • 2,332sqft

12335 Noreen St, Caldwell

512 15th Ave N, Nampa, ID, 83687 — assumable VA mortgage at 5.52%
VA
Active
45
$319,999$37,525 equity gap
Rate
5.52%
7.40%today
Payment
$1,707/mo
$2,077today
  • 3beds
  • 1baths
  • 930sqft

512 15th Ave N, Nampa

23800 Breyer Rd, Caldwell, ID, 83607 — assumable FHA mortgage at 4.29%
FHA
Active
50
$965,000$848,625 equity gap
Rate
4.29%
7.40%today
Payment
$927/mo
$1,298today
  • 4beds
  • 3baths
  • 2,930sqft

23800 Breyer Rd, Caldwell

709 Monticello Ct, Caldwell, ID, 83605 — assumable FHA mortgage at 4.40%
FHA
Active
32
$395,000$221,307 equity gap
Rate
4.40%
7.40%today
Payment
$1,037/mo
$1,434today
  • 3beds
  • 3baths
  • 1,872sqft

709 Monticello Ct, Caldwell

Assuming a mortgage in Caldwell

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$378 /mo
Median cash to assume
$117,306
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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