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Assumable homes for sale in Cape Coral, FL

12 homesFHA & VA loansrates from 2.68% vs 7.40% today

Cape Coral assumption guide
2624 8TH Court, Cape Coral, FL, 33914 — assumable VA mortgage at 3.07%
VA
Active
24
$359,900$60,133 equity gap
Rate
3.07%
7.40%today
Payment
$1,417/mo
$2,306today
  • 3beds
  • 2baths
  • 1,747sqft

2624 8TH Court, Cape Coral

2221 3RD Avenue, Cape Coral, FL, 33991 — assumable FHA mortgage at 2.93%
FHA
Active
51
$339,000$69,429 equity gap
Rate
2.93%
7.40%today
Payment
$1,271/mo
$2,107today
  • 3beds
  • 2baths
  • 2,017sqft

2221 3RD Avenue, Cape Coral

219 25TH Place, Cape Coral, FL, 33993 — assumable VA mortgage at 2.68%
VA
Active
28
$284,900$100,414 equity gap
Rate
2.68%
7.40%today
Payment
$859/mo
$1,470today
  • 3beds
  • 2baths
  • 1,692sqft

219 25TH Place, Cape Coral

12201 CAISSON Lane, Fort Myers, FL, 33912 — assumable FHA mortgage at 2.76%
FHA
Active
98
$3,750,000$2,693,079 equity gap
Rate
2.76%
7.40%today
Payment
$4,859/mo
$8,230today
  • 5beds
  • 7baths
  • 7,662sqft

12201 CAISSON Lane, Fort Myers

4547 11TH Avenue, Cape Coral, FL, 33904 — assumable FHA mortgage at 2.98%
FHA
Active
26
$289,900$23,745 equity gap
Rate
2.98%
7.40%today
Payment
$1,259/mo
$2,074today
  • 3beds
  • 2baths
  • 1,456sqft

4547 11TH Avenue, Cape Coral

1918 40TH Street, Cape Coral, FL, 33904 — assumable VA mortgage at 3.03%
VA
Active
100
$2,695,000$2,143,932 equity gap
Rate
3.03%
7.40%today
Payment
$2,695/mo
$4,409today
  • 5beds
  • 6baths
  • 3,562sqft

1918 40TH Street, Cape Coral

2247 4TH Street, Cape Coral, FL, 33991 — assumable FHA mortgage at 3.48%
FHA
Active
39
$169,299$61,421 equity gap
Rate
3.48%
7.40%today
Payment
$625/mo
$965today
  • 3beds
  • 2baths
  • 1,228sqft

2247 4TH Street, Cape Coral

3609 2ND Place, Cape Coral, FL, 33904 — assumable FHA mortgage at 4.44%
FHA
Active
28
$304,900$125,256 equity gap
Rate
4.44%
7.40%today
Payment
$1,077/mo
$1,482today
  • 3beds
  • 2baths
  • 1,946sqft

3609 2ND Place, Cape Coral

4934 20TH Place, Cape Coral, FL, 33914 — assumable FHA mortgage at 4.46%
FHA
Active
30
$325,000$158,575 equity gap
Rate
4.46%
7.40%today
Payment
$975/mo
$1,339today
  • 3beds
  • 2baths
  • 1,452sqft

4934 20TH Place, Cape Coral

244 46TH Street, Cape Coral, FL, 33904 — assumable FHA mortgage at 6.82%
FHA
Active
23
$470,000$49,072 equity gap
Rate
6.82%
7.40%today
Payment
$2,822/mo
$2,991today
  • 4beds
  • 3baths
  • 1,742sqft

244 46TH Street, Cape Coral

7167 COLUMBIA Circle, Fort Myers, FL, 33908 — assumable FHA mortgage at 5.23%
FHA
Active
14
$285,000Potential short sale
Rate
5.23%
7.40%today
Payment
$2,164/mo
$2,719today
  • 2beds
  • 2baths
  • 1,342sqft

7167 COLUMBIA Circle, Fort Myers

12970 SPENCER Street, Fort Myers, FL, 33908 — assumable FHA mortgage at 6.34%
FHA
Active
21
$199,900$67,910 equity gap
Rate
6.34%
7.40%today
Payment
$854/mo
$951today
  • 3beds
  • 2baths
  • 960sqft

12970 SPENCER Street, Fort Myers

Assuming a mortgage in Cape Coral

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$625 /mo
Median cash to assume
$69,429
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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