Assumable homes for sale in Cape Coral, FL

3 homesFHA & VA loansrates from 2.93% vs 7.40% today

Cape Coral assumption guide
2624 8TH Court, Cape Coral, FL, 33914 — assumable VA mortgage at 3.07%
VA
Active
24
$359,900$60,133 equity gap
Rate
3.07%
7.40%today
Payment
$1,417/mo
$2,306today
  • 3beds
  • 2baths
  • 1,747sqft

2624 8TH Court, Cape Coral

2221 3RD Avenue, Cape Coral, FL, 33991 — assumable FHA mortgage at 2.93%
FHA
Active
51
$339,000$69,429 equity gap
Rate
2.93%
7.40%today
Payment
$1,271/mo
$2,107today
  • 3beds
  • 2baths
  • 2,017sqft

2221 3RD Avenue, Cape Coral

4934 20TH Place, Cape Coral, FL, 33914 — assumable FHA mortgage at 4.46%
FHA
Active
30
$325,000$158,575 equity gap
Rate
4.46%
7.40%today
Payment
$975/mo
$1,339today
  • 3beds
  • 2baths
  • 1,452sqft

4934 20TH Place, Cape Coral

Assuming a mortgage in Cape Coral

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.93%
Lowest existing payment
$975 /mo
Median cash to assume
$69,429
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.