Assumable homes for sale in Carlsbad, CA

4 homesVA & FHA loansrates from 2.88% vs 7.40% today

Carlsbad assumption guide
6617 Spartina Ct, Carlsbad, CA, 92011 — assumable VA mortgage at 2.88%
VA
Active
48
$1,774,000$655,117 equity gap
Rate
2.88%
7.40%today
Payment
$5,213/mo
$8,693today
  • 5beds
  • 5baths
  • 2,786sqft

6617 Spartina Ct, Carlsbad

2351 Terraza Ribera, Carlsbad, CA, 92009 — assumable VA mortgage at 4.48%
VA
Active
28
$1,450,000$736,908 equity gap
Rate
4.48%
7.40%today
Payment
$4,271/mo
$5,850today
  • 5beds
  • 3baths
  • 2,507sqft

2351 Terraza Ribera, Carlsbad

1714 Fairlead Ave, Carlsbad, CA, 92011 — assumable FHA mortgage at 6.95%
FHA
Active
31
$975,000$155,756 equity gap
Rate
6.95%
7.40%today
Payment
$5,541/mo
$5,795today
  • 3beds
  • 3baths
  • 1,410sqft

1714 Fairlead Ave, Carlsbad

7007 Via Padilla, Carlsbad, CA, 92009 — assumable FHA mortgage at 6.27%
FHA
Active
75
$1,699,000$1,264,750 equity gap
Rate
6.27%
7.40%today
Payment
$2,800/mo
$3,142today
  • 4beds
  • 3baths
  • 2,372sqft

7007 Via Padilla, Carlsbad

Assuming a mortgage in Carlsbad

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$2,800 /mo
Median cash to assume
$696,013
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.