Assumable homes for sale in Carlsbad, CA

6 homesVA & FHA loansrates from 2.66% vs 7.40% today

Carlsbad assumption guide
3316 Campo Azul Ct, Carlsbad, CA, 92010 — assumable VA mortgage at 2.66%
VA
Active
43
$849,000$369,496 equity gap
Rate
2.66%
7.40%today
Payment
$2,227/mo
$3,821today
  • 3beds
  • 3baths
  • 1,420sqft

3316 Campo Azul Ct, Carlsbad

2787 Thunder Dr, Oceanside, CA, 92056 — assumable VA mortgage at 2.81%
VA
Active
42
$760,000$526,047 equity gap
Rate
2.81%
7.40%today
Payment
$1,099/mo
$1,850today
  • 4beds
  • 2baths
  • 1,456sqft

2787 Thunder Dr, Oceanside

3525 Paseo De Elenita #171, Oceanside, CA, 92056 — assumable FHA mortgage at 3.00%
FHA
Active
27
$525,000$525,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,093sqft

3525 Paseo De Elenita #171, Oceanside

2885 Sanford Ln, Carlsbad, CA, 92010 — assumable VA mortgage at 3.24%
VA
Active
26
$935,000$515,552 equity gap
Rate
3.24%
7.40%today
Payment
$2,102/mo
$3,348today
  • 3beds
  • 3baths
  • 1,693sqft

2885 Sanford Ln, Carlsbad

320 Grapevine Rd #2, Vista, CA, 92083 — assumable VA mortgage at 6.44%
VA
Active
22
$559,000$53,076 equity gap
Rate
6.44%
7.40%today
Payment
$3,240/mo
$3,572today
  • 2beds
  • 2baths
  • 982sqft

320 Grapevine Rd #2, Vista

3239 Calle Osuna, Oceanside, CA, 92056 — assumable VA mortgage at 6.17%
VA
Active
13
$599,000$73,230 equity gap
Rate
6.17%
7.40%today
Payment
$3,235/mo
$3,669today
  • 2beds
  • 1baths
  • 827sqft

3239 Calle Osuna, Oceanside

Assuming a mortgage in Carlsbad

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$1,099 /mo
Median cash to assume
$442,524
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.