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Assumable homes for sale in Castle Rock, CO

96 homesVA & FHA loansrates from 2.65% vs 7.40% today

Castle Rock assumption guide
6393 Agave Avenue, Castle Rock, CO, 80108 — assumable FHA mortgage at 2.94%
FHATop pick
Active
37
$560,000$42,332 equity gap
Rate
2.94%
7.40%today
Payment
$2,444/mo
$4,045today
  • 3beds
  • 2baths
  • 1,945sqft

6393 Agave Avenue, Castle Rock

3562 Cerf Way, Castle Rock, CO, 80109 — assumable VA mortgage at 3.09%
VATop pick
Active
50
$539,900$36,825 equity gap
Rate
3.09%
7.40%today
Payment
$2,399/mo
$3,894today
  • 2beds
  • 3baths
  • 1,921sqft

3562 Cerf Way, Castle Rock

287 Vista Cliff Circle, Castle Rock, CO, 80104 — assumable FHA mortgage at 2.80%
FHA
Active
25
$575,000$88,452 equity gap
Rate
2.80%
7.40%today
Payment
$2,252/mo
$3,794today
  • 3beds
  • 3baths
  • 2,265sqft

287 Vista Cliff Circle, Castle Rock

2501 Cutters Circle #102, Castle Rock, CO, 80108 — assumable VA mortgage at 2.99%
VA
Active
33
$369,900$53,633 equity gap
Rate
2.99%
7.40%today
Payment
$1,495/mo
$2,458today
  • 2beds
  • 3baths
  • 1,174sqft

2501 Cutters Circle #102, Castle Rock

3497 Starry Night Loop, Castle Rock, CO, 80109 — assumable FHA mortgage at 3.00%
FHA
Active
34
$549,999$78,979 equity gap
Rate
3.00%
7.40%today
Payment
$2,244/mo
$3,685today
  • 3beds
  • 3baths
  • 2,321sqft

3497 Starry Night Loop, Castle Rock

3715 Makley Circle, Castle Rock, CO, 80104 — assumable FHA mortgage at 3.14%
FHA
Active
30
$539,800$99,342 equity gap
Rate
3.14%
7.40%today
Payment
$2,107/mo
$3,399today
  • 2beds
  • 2baths
  • 1,398sqft

3715 Makley Circle, Castle Rock

5355 Blue Lunar Lane, Castle Rock, CO, 80104 — assumable VA mortgage at 2.80%
VA
Active
33
$530,000$143,159 equity gap
Rate
2.80%
7.40%today
Payment
$1,828/mo
$3,081today
  • 4beds
  • 3baths
  • 1,966sqft

5355 Blue Lunar Lane, Castle Rock

395 Dawson Court, Castle Rock, CO, 80104 — assumable VA mortgage at 2.86%
VA
Active
39
$794,999$179,907 equity gap
Rate
2.86%
7.40%today
Payment
$2,866/mo
$4,792today
  • 6beds
  • 3baths
  • 3,939sqft

395 Dawson Court, Castle Rock

395 Dawson Court, Castle Rock, CO, 80104 — assumable VA mortgage at 2.86%
VA
Active
39
$794,999$179,907 equity gap
Rate
2.86%
7.40%today
Payment
$2,866/mo
$4,792today
  • 6beds
  • 3baths
  • 3,939sqft

395 Dawson Court, Castle Rock

1592 Castle Creek Circle, Castle Rock, CO, 80104 — assumable VA mortgage at 2.88%
VA
Active
23
$480,000$128,047 equity gap
Rate
2.88%
7.40%today
Payment
$1,640/mo
$2,735today
  • 3beds
  • 3baths
  • 1,931sqft

1592 Castle Creek Circle, Castle Rock

754 Blue Teal Drive, Castle Rock, CO, 80104 — assumable FHA mortgage at 3.76%
FHA
Active
50
$585,000$60,853 equity gap
Rate
3.76%
7.40%today
Payment
$2,661/mo
$3,973today
  • 3beds
  • 3baths
  • 1,910sqft

754 Blue Teal Drive, Castle Rock

1469 Nemrick Place, Castle Rock, CO, 80109 — assumable VA mortgage at 3.10%
VA
Active
22
$400,000$107,986 equity gap
Rate
3.10%
7.40%today
Payment
$1,388/mo
$2,250today
  • 3beds
  • 3baths
  • 1,470sqft

1469 Nemrick Place, Castle Rock

8651 Pinery Parkway, Parker, CO, 80134 — assumable FHA mortgage at 3.10%
FHA
Active
50
$790,000$164,440 equity gap
Rate
3.10%
7.40%today
Payment
$2,973/mo
$4,821today
  • 4beds
  • 3baths
  • 3,349sqft

8651 Pinery Parkway, Parker

2108 Oakcrest Circle, Castle Rock, CO, 80104 — assumable FHA mortgage at 3.23%
FHA
Active
11
$305,000$83,627 equity gap
Rate
3.23%
7.40%today
Payment
$1,108/mo
$1,768today
  • 2beds
  • 2baths
  • 1,092sqft

2108 Oakcrest Circle, Castle Rock

119 Pembrook Street, Castle Rock, CO, 80104 — assumable FHA mortgage at 3.76%
FHA
Active
25
$449,000$64,906 equity gap
Rate
3.76%
7.40%today
Payment
$1,950/mo
$2,911today
  • 3beds
  • 1baths
  • 1,012sqft

119 Pembrook Street, Castle Rock

3887 Ute Mountain Trail, Castle Rock, CO, 80109 — assumable FHA mortgage at 2.68%
FHA
Active
24
$445,000$160,022 equity gap
Rate
2.68%
7.40%today
Payment
$1,323/mo
$2,265today
  • 3beds
  • 2baths
  • 1,409sqft

3887 Ute Mountain Trail, Castle Rock

4903 Parsons Way, Castle Rock, CO, 80104 — assumable FHA mortgage at 2.71%
FHA
Active
25
$560,000$168,111 equity gap
Rate
2.71%
7.40%today
Payment
$1,834/mo
$3,127today
  • 4beds
  • 4baths
  • 2,442sqft

4903 Parsons Way, Castle Rock

4504 Rapport Drive, Castle Rock, CO, 80104 — assumable FHA mortgage at 2.74%
FHA
Active
50
$575,000$187,789 equity gap
Rate
2.74%
7.40%today
Payment
$1,805/mo
$3,066today
  • 3beds
  • 3baths
  • 1,910sqft

4504 Rapport Drive, Castle Rock

5738 Raleigh Circle, Castle Rock, CO, 80104 — assumable FHA mortgage at 2.80%
FHA
Active
37
$475,000$159,935 equity gap
Rate
2.80%
7.40%today
Payment
$1,493/mo
$2,515today
  • 4beds
  • 2baths
  • 2,018sqft

5738 Raleigh Circle, Castle Rock

4367 Tallyrand Circle, Castle Rock, CO, 80104 — assumable VA mortgage at 2.83%
VA
Active
50
$1,250,000$483,282 equity gap
Rate
2.83%
7.40%today
Payment
$3,602/mo
$6,045today
  • 4beds
  • 4baths
  • 4,204sqft

4367 Tallyrand Circle, Castle Rock

3927 Nordland Trail, Castle Rock, CO, 80109 — assumable VA mortgage at 2.90%
VA
Active
38
$435,000$142,996 equity gap
Rate
2.90%
7.40%today
Payment
$1,360/mo
$2,263today
  • 3beds
  • 3baths
  • 1,491sqft

3927 Nordland Trail, Castle Rock

652 Cinnabar Lane, Castle Rock, CO, 80108 — assumable FHA mortgage at 2.90%
FHA
Active
33
$799,999$281,074 equity gap
Rate
2.90%
7.40%today
Payment
$2,439/mo
$4,058today
  • 4beds
  • 4baths
  • 3,207sqft

652 Cinnabar Lane, Castle Rock

2154 Treetop Drive, Castle Rock, CO, 80109 — assumable VA mortgage at 2.94%
VA
Active
45
$975,000$391,529 equity gap
Rate
2.94%
7.40%today
Payment
$2,755/mo
$4,559today
  • 6beds
  • 6baths
  • 4,839sqft

2154 Treetop Drive, Castle Rock

3862 Tranquility Trail, Castle Rock, CO, 80109 — assumable VA mortgage at 2.98%
VA
Active
35
$425,000$134,246 equity gap
Rate
2.98%
7.40%today
Payment
$1,376/mo
$2,265today
  • 3beds
  • 3baths
  • 1,491sqft

3862 Tranquility Trail, Castle Rock

5276 Howe Street, Castle Rock, CO, 80104 — assumable VA mortgage at 4.00%
VA
Active
35
$525,000$92,578 equity gap
Rate
4.00%
7.40%today
Payment
$2,244/mo
$3,254today
  • 4beds
  • 3baths
  • 2,191sqft

5276 Howe Street, Castle Rock

4345 Rapport Drive, Castle Rock, CO, 80104 — assumable VA mortgage at 3.06%
VA
Active
50
$600,000$162,963 equity gap
Rate
3.06%
7.40%today
Payment
$2,095/mo
$3,415today
  • 3beds
  • 3baths
  • 2,031sqft

4345 Rapport Drive, Castle Rock

6138 Long Branch Drive, Parker, CO, 80134 — assumable VA mortgage at 3.09%
VA
Active
50
$950,000$303,780 equity gap
Rate
3.09%
7.40%today
Payment
$3,068/mo
$4,981today
  • 5beds
  • 5baths
  • 4,900sqft

6138 Long Branch Drive, Parker

6485 Saddlesmith Street, Castle Pines, CO, 80108 — assumable VA mortgage at 3.13%
VA
Active
50
$1,075,000$381,921 equity gap
Rate
3.13%
7.40%today
Payment
$3,442/mo
$5,559today
  • 5beds
  • 6baths
  • 4,258sqft

6485 Saddlesmith Street, Castle Pines

4761 Native Birch Lane, Castle Rock, CO, 80104 — assumable VA mortgage at 3.13%
VA
Active
50
$575,000$229,593 equity gap
Rate
3.13%
7.40%today
Payment
$1,711/mo
$2,764today
  • 3beds
  • 3baths
  • 1,910sqft

4761 Native Birch Lane, Castle Rock

5374 Trails Edge Lane, Castle Rock, CO, 80104 — assumable FHA mortgage at 4.17%
FHA
Active
43
$580,000$69,998 equity gap
Rate
4.17%
7.40%today
Payment
$2,695/mo
$3,829today
  • 3beds
  • 2baths
  • 1,637sqft

5374 Trails Edge Lane, Castle Rock

5702 Raleigh Circle, Castle Rock, CO, 80104 — assumable VA mortgage at 2.65%
VA
Active
30
$465,000$264,985 equity gap
Rate
2.65%
7.40%today
Payment
$928/mo
$1,594today
  • 3beds
  • 3baths
  • 1,580sqft

5702 Raleigh Circle, Castle Rock

5469 Fox Sparrow Road, Parker, CO, 80134 — assumable VA mortgage at 2.72%
VA
Active
50
$1,295,000$878,336 equity gap
Rate
2.72%
7.40%today
Payment
$1,952/mo
$3,324today
  • 5beds
  • 6baths
  • 5,100sqft

5469 Fox Sparrow Road, Parker

1500 Nemrick Place, Castle Rock, CO, 80109 — assumable FHA mortgage at 2.77%
FHA
Active
50
$400,000$177,147 equity gap
Rate
2.77%
7.40%today
Payment
$1,028/mo
$1,739today
  • 3beds
  • 3baths
  • 1,470sqft

1500 Nemrick Place, Castle Rock

4744 Ravencrest Place, Castle Rock, CO, 80108 — assumable VA mortgage at 2.80%
VA
Active
39
$719,000$288,517 equity gap
Rate
2.80%
7.40%today
Payment
$2,054/mo
$3,462today
  • 4beds
  • 4baths
  • 2,990sqft

4744 Ravencrest Place, Castle Rock

4298 Meadows Drive, Castle Rock, CO, 80109 — assumable VA mortgage at 2.88%
VA
Active
39
$479,998$208,037 equity gap
Rate
2.88%
7.40%today
Payment
$1,300/mo
$2,168today
  • 2beds
  • 3baths
  • 1,503sqft

4298 Meadows Drive, Castle Rock

4298 Meadows Drive, Castle Rock, CO, 80109 — assumable VA mortgage at 2.88%
VA
Active
39
$479,998$208,037 equity gap
Rate
2.88%
7.40%today
Payment
$1,300/mo
$2,168today
  • 2beds
  • 3baths
  • 1,503sqft

4298 Meadows Drive, Castle Rock

Assuming a mortgage in Castle Rock

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$685 /mo
Median cash to assume
$148,943
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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