Assumable homes for sale in Cedar, MN

9 homesFHA & VA loansrates from 2.74% vs 7.40% today

Cedar assumption guide
619 2nd Avenue, Forest Lake, MN, 55025 — assumable VA mortgage at 2.74%
VA
Active
20
$185,000$51,496 equity gap
Rate
2.74%
7.40%today
Payment
$622/mo
$1,057today
  • 2beds
  • 1baths
  • 1,092sqft

619 2nd Avenue, Forest Lake

2051 Deerwood Lane, East Bethel, MN, 55092 — assumable FHA mortgage at 3.12%
FHA
Active
32
$385,000$297,696 equity gap
Rate
3.12%
7.40%today
Payment
$558/mo
$903today
  • 4beds
  • 2baths
  • 1,786sqft

2051 Deerwood Lane, East Bethel

25423 Heims Lake Circle, Wyoming, MN, 55092 — assumable VA mortgage at 3.94%
VA
Active
34
$589,900$266,590 equity gap
Rate
3.94%
7.40%today
Payment
$1,865/mo
$2,724today
  • 2beds
  • 2baths
  • 2,299sqft

25423 Heims Lake Circle, Wyoming

20042 Wild Rice Drive, Wyoming, MN, 55092 — assumable VA mortgage at 6.50%
VA
Active
49
$409,900$20,688 equity gap
Rate
6.50%
7.40%today
Payment
$2,516/mo
$2,756today
  • 4beds
  • 2baths
  • 1,889sqft

20042 Wild Rice Drive, Wyoming

22688 Martin Lake Drive, Stacy, MN, 55079 — assumable FHA mortgage at 6.50%
FHA
Active
64
$599,900$53,757 equity gap
Rate
6.50%
7.40%today
Payment
$3,452/mo
$3,781today
  • 4beds
  • 2baths
  • 2,323sqft

22688 Martin Lake Drive, Stacy

16643 Wintergreen Street, Andover, MN, 55304 — assumable FHA mortgage at 6.76%
FHA
Active
69
$559,900$30,367 equity gap
Rate
6.76%
7.40%today
Payment
$3,488/mo
$3,720today
  • 4beds
  • 3baths
  • 2,152sqft

16643 Wintergreen Street, Andover

345 9th Street, Forest Lake, MN, 55025 — assumable FHA mortgage at 6.73%
FHA
Active
34
$330,000$56,108 equity gap
Rate
6.73%
7.40%today
Payment
$1,811/mo
$1,937today
  • 4beds
  • 2baths
  • 1,780sqft

345 9th Street, Forest Lake

5524 188th Avenue, Wyoming, MN, 55092 — assumable FHA mortgage at 5.52%
FHA
Active
44
$744,900$329,703 equity gap
Rate
5.52%
7.40%today
Payment
$2,513/mo
$3,058today
  • 4beds
  • 4baths
  • 3,325sqft

5524 188th Avenue, Wyoming

1130 Pierce Path, East Bethel, MN, 55005 — assumable FHA mortgage at 7.08%
FHA
Active
36
$420,000$409,668 equity gap
Rate
7.08%
7.40%today
Payment
$73/mo
$76today
  • 5beds
  • 2baths
  • 2,450sqft

1130 Pierce Path, East Bethel

Assuming a mortgage in Cedar

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.74%
Lowest existing payment
$558 /mo
Median cash to assume
$56,108
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.