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Assumable homes for sale in Centennial, CO

18 homesFHA & VA loansrates from 2.81% vs 7.40% today

Centennial assumption guide
4987 Lake Avenue, Centennial, CO, 80121 — assumable FHA mortgage at 2.99%
FHATop pick
Active
48
$925,000Potential short sale
Rate
2.99%
7.40%today
Payment
$4,674/mo
$7,685today
  • 4beds
  • 4baths
  • 3,014sqft

4987 Lake Avenue, Centennial

3727 Cactus Creek Court #104, Highlands Ranch, CO, 80126 — assumable FHA mortgage at 3.10%
FHATop pick
Active
17
$344,500$25,133 equity gap
Rate
3.10%
7.40%today
Payment
$1,518/mo
$2,461today
  • 2beds
  • 2baths
  • 1,078sqft

3727 Cactus Creek Court #104, Highlands Ranch

2682 Easter Avenue, Littleton, CO, 80122 — assumable FHA mortgage at 2.84%
FHA
Active
27
$410,000$59,379 equity gap
Rate
2.84%
7.40%today
Payment
$1,626/mo
$2,726today
  • 3beds
  • 2baths
  • 1,474sqft

2682 Easter Avenue, Littleton

6851 Forest Street, Centennial, CO, 80122 — assumable VA mortgage at 3.09%
VA
Active
39
$679,000$210,152 equity gap
Rate
3.09%
7.40%today
Payment
$2,265/mo
$3,678today
  • 4beds
  • 3baths
  • 1,907sqft

6851 Forest Street, Centennial

7644 Franklin Way, Centennial, CO, 80122 — assumable VA mortgage at 2.81%
VA
Active
50
$710,000$314,451 equity gap
Rate
2.81%
7.40%today
Payment
$1,854/mo
$3,120today
  • 4beds
  • 3baths
  • 2,204sqft

7644 Franklin Way, Centennial

7105 Hudson Circle, Centennial, CO, 80122 — assumable FHA mortgage at 3.45%
FHA
Active
40
$855,000$292,722 equity gap
Rate
3.45%
7.40%today
Payment
$2,765/mo
$4,290today
  • 5beds
  • 4baths
  • 2,894sqft

7105 Hudson Circle, Centennial

2569 Cresthill Avenue, Centennial, CO, 80121 — assumable VA mortgage at 6.27%
VA
Active
31
$599,000Potential short sale
Rate
6.27%
7.40%today
Payment
$3,977/mo
$4,462today
  • 5beds
  • 2baths
  • 1,900sqft

2569 Cresthill Avenue, Centennial

8198 Columbine Court, Centennial, CO, 80122 — assumable FHA mortgage at 6.50%
FHA
Active
19
$289,000Potential short sale
Rate
6.50%
7.40%today
Payment
$1,931/mo
$2,115today
  • 2beds
  • 1baths
  • 868sqft

8198 Columbine Court, Centennial

7175 Penrose Court, Centennial, CO, 80122 — assumable FHA mortgage at 6.87%
FHA
Active
41
$625,000$55,651 equity gap
Rate
6.87%
7.40%today
Payment
$3,836/mo
$4,045today
  • 4beds
  • 2baths
  • 1,845sqft

7175 Penrose Court, Centennial

2161 Phillips Lane, Centennial, CO, 80122 — assumable VA mortgage at 6.36%
VA
Active
45
$599,000$78,797 equity gap
Rate
6.36%
7.40%today
Payment
$3,388/mo
$3,766today
  • 4beds
  • 4baths
  • 2,774sqft

2161 Phillips Lane, Centennial

1853 Mountain Sage Run, Highlands Ranch, CO, 80126 — assumable FHA mortgage at 4.86%
FHA
Active
42
$824,900$593,066 equity gap
Rate
4.86%
7.40%today
Payment
$1,867/mo
$2,446today
  • 4beds
  • 4baths
  • 3,053sqft

1853 Mountain Sage Run, Highlands Ranch

3140 Phillips Drive, Centennial, CO, 80122 — assumable FHA mortgage at 6.69%
FHA
Active
15
$940,000$227,462 equity gap
Rate
6.69%
7.40%today
Payment
$4,763/mo
$5,116today
  • 5beds
  • 3baths
  • 4,500sqft

3140 Phillips Drive, Centennial

3847 Mossy Rock Drive #203, Highlands Ranch, CO, 80126 — assumable FHA mortgage at 5.75%
FHA
Active
18
$327,000Potential short sale
Rate
5.75%
7.40%today
Payment
$2,243/mo
$2,662today
  • 2beds
  • 2baths
  • 1,077sqft

3847 Mossy Rock Drive #203, Highlands Ranch

16 Sutherland Court, Highlands Ranch, CO, 80130 — assumable VA mortgage at 6.36%
VA
Active
48
$545,000$311,854 equity gap
Rate
6.36%
7.40%today
Payment
$1,520/mo
$1,690today
  • 3beds
  • 3baths
  • 1,850sqft

16 Sutherland Court, Highlands Ranch

8066 Columbine Court, Centennial, CO, 80122 — assumable FHA mortgage at 6.39%
FHA
Active
28
$345,000Potential short sale
Rate
6.39%
7.40%today
Payment
$2,518/mo
$2,790today
  • 2beds
  • 3baths
  • 1,064sqft

8066 Columbine Court, Centennial

16 Sutherland Court, Highlands Ranch, CO, 80130 — assumable VA mortgage at 6.50%
VA
Active
48
$545,000$311,589 equity gap
Rate
6.50%
7.40%today
Payment
$1,543/mo
$1,690today
  • 3beds
  • 3baths
  • 1,850sqft

16 Sutherland Court, Highlands Ranch

7474 Logan Street, Littleton, CO, 80122 — assumable FHA mortgage at 6.69%
FHA
Active
36
$489,999$450,743 equity gap
Rate
6.69%
7.40%today
Payment
$257/mo
$276today
  • 3beds
  • 3baths
  • 1,600sqft

7474 Logan Street, Littleton

3876 Canyon Ranch Road #202, Littleton, CO, 80126 — assumable VA mortgage at 6.87%
VA
Active
13
$267,000Potential short sale
Rate
6.87%
7.40%today
Payment
$1,937/mo
$2,043today
  • 1beds
  • 1baths
  • 724sqft

3876 Canyon Ranch Road #202, Littleton

Assuming a mortgage in Centennial

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$1,518 /mo
Median cash to assume
$260,092
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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