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Assumable homes for sale in Champlin, MN

14 homesFHA & VA loansrates from 2.71% vs 7.40% today

Champlin assumption guide
11840 Vintage Street, Coon Rapids, MN, 55433 — assumable VA mortgage at 3.11%
VA
Active
41
$249,000$46,742 equity gap
Rate
3.11%
7.40%today
Payment
$958/mo
$1,552today
  • 3beds
  • 2baths
  • 1,641sqft

11840 Vintage Street, Coon Rapids

6206 114th Place, Champlin, MN, 55316 — assumable FHA mortgage at 2.88%
FHA
Active
17
$365,000$88,502 equity gap
Rate
2.88%
7.40%today
Payment
$1,288/mo
$2,148today
  • 4beds
  • 2baths
  • 1,487sqft

6206 114th Place, Champlin

10007 Hidden Oaks Lane, Champlin, MN, 55316 — assumable FHA mortgage at 3.17%
FHA
Active
59
$499,900$144,627 equity gap
Rate
3.17%
7.40%today
Payment
$1,732/mo
$2,783today
  • 4beds
  • 3baths
  • 2,534sqft

10007 Hidden Oaks Lane, Champlin

11544 Elmwood Avenue, Champlin, MN, 55316 — assumable VA mortgage at 2.89%
VA
Active
15
$260,000$80,043 equity gap
Rate
2.89%
7.40%today
Payment
$861/mo
$1,434today
  • 2beds
  • 2baths
  • 1,328sqft

11544 Elmwood Avenue, Champlin

11209 Utah Avenue, Champlin, MN, 55316 — assumable FHA mortgage at 2.71%
FHA
Active
51
$419,900$219,829 equity gap
Rate
2.71%
7.40%today
Payment
$1,151/mo
$1,810today
  • 3beds
  • 2baths
  • 2,036sqft

11209 Utah Avenue, Champlin

1541 Franklin Lane, Anoka, MN, 55303 — assumable VA mortgage at 2.81%
VA
Active
27
$449,900$276,000 equity gap
Rate
2.81%
7.40%today
Payment
$823/mo
$1,385today
  • 4beds
  • 2baths
  • 1,785sqft

1541 Franklin Lane, Anoka

10512 Hidden Oaks Lane, Champlin, MN, 55369 — assumable FHA mortgage at 2.84%
FHA
Active
35
$575,000$236,866 equity gap
Rate
2.84%
7.40%today
Payment
$1,598/mo
$2,678today
  • 5beds
  • 4baths
  • 3,947sqft

10512 Hidden Oaks Lane, Champlin

11012 Xylon Lane, Champlin, MN, 55316 — assumable FHA mortgage at 3.45%
FHA
Active
33
$385,000$242,084 equity gap
Rate
3.45%
7.40%today
Payment
$934/mo
$1,449today
  • 4beds
  • 2baths
  • 1,927sqft

11012 Xylon Lane, Champlin

10144 Boundary Creek Terrace, Maple Grove, MN, 55369 — assumable VA mortgage at 5.10%
VA
Active
59
$400,000$39,401 equity gap
Rate
5.10%
7.40%today
Payment
$2,099/mo
$2,676today
  • 4beds
  • 2baths
  • 1,815sqft

10144 Boundary Creek Terrace, Maple Grove

12008 Maryland Court, Champlin, MN, 55316 — assumable FHA mortgage at 3.64%
FHA
Active
42
$399,900$226,693 equity gap
Rate
3.64%
7.40%today
Payment
$1,023/mo
$1,550today
  • 4beds
  • 2baths
  • 2,134sqft

12008 Maryland Court, Champlin

343 Sunrise Lane, Champlin, MN, 55316 — assumable VA mortgage at 5.23%
VA
Active
56
$398,500$32,685 equity gap
Rate
5.23%
7.40%today
Payment
$2,150/mo
$2,702today
  • 4beds
  • 2baths
  • 2,133sqft

343 Sunrise Lane, Champlin

11558 Xylon Avenue, Champlin, MN, 55316 — assumable VA mortgage at 4.06%
VA
Active
33
$384,928$170,532 equity gap
Rate
4.06%
7.40%today
Payment
$1,199/mo
$1,726today
  • 4beds
  • 2baths
  • 1,842sqft

11558 Xylon Avenue, Champlin

8554 122nd Avenue, Champlin, MN, 55316 — assumable FHA mortgage at 6.82%
FHA
Active
36
$274,900$41,809 equity gap
Rate
6.82%
7.40%today
Payment
$1,563/mo
$1,656today
  • 2beds
  • 2baths
  • 1,530sqft

8554 122nd Avenue, Champlin

567 131st Avenue, Champlin, MN, 55316 — assumable FHA mortgage at 6.96%
FHA
Active
17
$409,000$381,355 equity gap
Rate
6.96%
7.40%today
Payment
$193/mo
$201today
  • 3beds
  • 3baths
  • 1,723sqft

567 131st Avenue, Champlin

Assuming a mortgage in Champlin

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$823 /mo
Median cash to assume
$157,580
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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