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Assumable homes for sale in Chula Vista, CA

200 homesVA & FHA loansrates from 2.38% vs 7.40% today

Chula Vista assumption guide
550 15th St. #207, San Diego, CA, 92101 — assumable VA mortgage at 3.12%
VATop pick
Active
19
$374,900$26,547 equity gap
Rate
3.12%
7.40%today
Payment
$1,652/mo
$2,672today
  • —beds
  • 1baths
  • 526sqft

550 15th St. #207, San Diego

2076 Tango Loop #4, Chula Vista, CA, 91915 — assumable VA mortgage at 2.93%
VA
Active
19
$710,000$115,957 equity gap
Rate
2.93%
7.40%today
Payment
$2,795/mo
$4,632today
  • 3beds
  • 3baths
  • 1,495sqft

2076 Tango Loop #4, Chula Vista

940 Calla Avenue #12, Imperial Beach, CA, 91932 — assumable VA mortgage at 2.94%
VA
Active
41
$389,000$70,239 equity gap
Rate
2.94%
7.40%today
Payment
$1,540/mo
$2,549today
  • 2beds
  • 2baths
  • 960sqft

940 Calla Avenue #12, Imperial Beach

2804 C St, San Diego, CA, 92102 — assumable VA mortgage at 3.21%
VA
Active
50
$1,473,000$135,635 equity gap
Rate
3.21%
7.40%today
Payment
$6,393/mo
$10,222today
  • 5beds
  • 3baths
  • 1,884sqft

2804 C St, San Diego

627 13th St #23, San Diego, CA, 92154 — assumable VA mortgage at 3.22%
VA
Active
32
$525,000$48,665 equity gap
Rate
3.22%
7.40%today
Payment
$2,284/mo
$3,648today
  • 2beds
  • 3baths
  • 1,219sqft

627 13th St #23, San Diego

6333 College Grove Way #11103, San Diego, CA, 92115 — assumable FHA mortgage at 3.09%
FHA
Active
26
$449,000$56,869 equity gap
Rate
3.09%
7.40%today
Payment
$1,862/mo
$3,022today
  • 3beds
  • 2baths
  • 1,024sqft

6333 College Grove Way #11103, San Diego

1617 La Presa Avenue, Spring Valley, CA, 91977 — assumable VA mortgage at 3.09%
VA
Active
21
$800,000$92,673 equity gap
Rate
3.09%
7.40%today
Payment
$3,358/mo
$5,452today
  • 3beds
  • 3baths
  • 1,646sqft

1617 La Presa Avenue, Spring Valley

9512 Date St., Spring Valley, CA, 91977 — assumable VA mortgage at 3.18%
VA
Active
49
$759,000$132,534 equity gap
Rate
3.18%
7.40%today
Payment
$3,050/mo
$4,895today
  • 3beds
  • 2baths
  • 1,307sqft

9512 Date St., Spring Valley

1858 Wedgewood Pl, Chula Vista, CA, 91913 — assumable VA mortgage at 3.21%
VA
Active
40
$808,000$114,232 equity gap
Rate
3.21%
7.40%today
Payment
$3,323/mo
$5,314today
  • 3beds
  • 4baths
  • 1,822sqft

1858 Wedgewood Pl, Chula Vista

1880 Aubrives Place #2126, Chula Vista, CA, 91913 — assumable VA mortgage at 3.45%
VA
Active
24
$595,000$76,728 equity gap
Rate
3.45%
7.40%today
Payment
$2,544/mo
$3,947today
  • 3beds
  • 2baths
  • 1,315sqft

1880 Aubrives Place #2126, Chula Vista

8840 Milburn Avenue, Spring Valley, CA, 91977 — assumable VA mortgage at 2.79%
VA
Active
40
$825,000$226,344 equity gap
Rate
2.79%
7.40%today
Payment
$2,774/mo
$4,680today
  • 5beds
  • 3baths
  • 2,148sqft

8840 Milburn Avenue, Spring Valley

1172 Bow Willow Trail Way, Chula Vista, CA, 91915 — assumable VA mortgage at 2.80%
VA
Active
22
$870,000$231,086 equity gap
Rate
2.80%
7.40%today
Payment
$2,984/mo
$5,029today
  • 3beds
  • 3baths
  • 1,448sqft

1172 Bow Willow Trail Way, Chula Vista

1721 Santa Carolina Avenue ##1, Chula Vista, CA, 91913 — assumable VA mortgage at 2.87%
VA
Active
45
$500,000$104,609 equity gap
Rate
2.87%
7.40%today
Payment
$1,888/mo
$3,152today
  • 2beds
  • 2baths
  • 1,116sqft

1721 Santa Carolina Avenue ##1, Chula Vista

571 Delaware, Imperial Beach, CA, 91932 — assumable VA mortgage at 2.875%
VA
Active
51
$1,199,000$300,474 equity gap
Rate
2.875%
7.40%today
Payment
$4,165/mo
$6,951today
  • 5beds
  • 4baths
  • 2,401sqft

571 Delaware, Imperial Beach

7890 Bushwood Court, Lemon Grove, CA, 91945 — assumable FHA mortgage at 2.875%
FHA
Active
68
$815,000$237,135 equity gap
Rate
2.875%
7.40%today
Payment
$2,709/mo
$4,521today
  • 4beds
  • 2baths
  • 1,686sqft

7890 Bushwood Court, Lemon Grove

1150 J #603, San Diego, CA, 92101 — assumable VA mortgage at 2.88%
VA
Active
26
$379,990$101,338 equity gap
Rate
2.88%
7.40%today
Payment
$1,329/mo
$2,216today
  • —beds
  • 1baths
  • 571sqft

1150 J #603, San Diego

748 Eastshore #114, Chula Vista, CA, 91913 — assumable FHA mortgage at 2.90%
FHA
Active
34
$494,000$110,602 equity gap
Rate
2.90%
7.40%today
Payment
$1,798/mo
$2,991today
  • 2beds
  • 2baths
  • 752sqft

748 Eastshore #114, Chula Vista

1227 Cuyamaca Ave, Spring Valley, CA, 91977 — assumable VA mortgage at 2.93%
VA
Active
23
$840,000$205,597 equity gap
Rate
2.93%
7.40%today
Payment
$2,992/mo
$4,958today
  • 4beds
  • 3baths
  • 2,298sqft

1227 Cuyamaca Ave, Spring Valley

643 Q Ave, National City, CA, 91950 — assumable VA mortgage at 2.96%
VA
Active
33
$575,000$156,506 equity gap
Rate
2.96%
7.40%today
Payment
$1,971/mo
$3,254today
  • 3beds
  • 2baths
  • 1,286sqft

643 Q Ave, National City

3215 44th Street #11, San Diego, CA, 92105 — assumable VA mortgage at 2.98%
VA
Active
16
$380,000$98,397 equity gap
Rate
2.98%
7.40%today
Payment
$1,327/mo
$2,184today
  • 2beds
  • 1baths
  • 770sqft

3215 44th Street #11, San Diego

1811 Mattero Avenue, Chula Vista, CA, 91913 — assumable VA mortgage at 3.05%
VA
Active
32
$1,099,000$266,367 equity gap
Rate
3.05%
7.40%today
Payment
$3,944/mo
$6,436today
  • 5beds
  • 4baths
  • 2,896sqft

1811 Mattero Avenue, Chula Vista

405 61st Street, San Diego, CA, 92114 — assumable VA mortgage at 3.05%
VA
Active
41
$699,900$148,863 equity gap
Rate
3.05%
7.40%today
Payment
$2,604/mo
$4,250today
  • 3beds
  • 3baths
  • 1,400sqft

405 61st Street, San Diego

910 Saint George, Spring Valley, CA, 91977 — assumable FHA mortgage at 3.05%
FHA
Active
35
$735,000$178,453 equity gap
Rate
3.05%
7.40%today
Payment
$2,625/mo
$4,283today
  • 4beds
  • 2baths
  • 1,221sqft

910 Saint George, Spring Valley

550 Park Blvd #2501, San Diego, CA, 92101 — assumable VA mortgage at 3.56%
VA
Active
34
$495,000$62,388 equity gap
Rate
3.56%
7.40%today
Payment
$2,149/mo
$3,289today
  • 1beds
  • 1baths
  • 810sqft

550 Park Blvd #2501, San Diego

543 Palmwood Court, San Diego, CA, 92139 — assumable VA mortgage at 3.625%
VA
Active
14
$789,000$90,926 equity gap
Rate
3.625%
7.40%today
Payment
$3,499/mo
$5,312today
  • 4beds
  • 2baths
  • 1,350sqft

543 Palmwood Court, San Diego

2285 Whistling Ln, Chula Vista, CA, 91915 — assumable VA mortgage at 4.17%
VA
Active
19
$560,000Potential short sale
Rate
4.17%
7.40%today
Payment
$3,115/mo
$4,427today
  • 2beds
  • 2baths
  • 1,334sqft

2285 Whistling Ln, Chula Vista

1472 Iris Avenue #2, Imperial Beach, CA, 91932 — assumable VA mortgage at 3.69%
VA
Active
25
$454,999$47,988 equity gap
Rate
3.69%
7.40%today
Payment
$2,050/mo
$3,088today
  • 2beds
  • 1baths
  • 800sqft

1472 Iris Avenue #2, Imperial Beach

425 Beech Street #314, San Diego, CA, 92101 — assumable FHA mortgage at 3.92%
FHA
Active
36
$534,900$27,213 equity gap
Rate
3.92%
7.40%today
Payment
$2,612/mo
$3,792today
  • 2beds
  • 2baths
  • 977sqft

425 Beech Street #314, San Diego

1585 San Alfonso, San Diego, CA, 92154 — assumable VA mortgage at 4.48%
VA
Active
45
$638,999$25,088 equity gap
Rate
4.48%
7.40%today
Payment
$3,352/mo
$4,591today
  • 3beds
  • 3baths
  • 1,485sqft

1585 San Alfonso, San Diego

550 Park Blvd #2306, San Diego, CA, 92101 — assumable VA mortgage at 2.375%
VA
Active
23
$439,000$133,427 equity gap
Rate
2.375%
7.40%today
Payment
$1,389/mo
$2,475today
  • 1beds
  • 1baths
  • 738sqft

550 Park Blvd #2306, San Diego

2825 3rd Avenue #205, San Diego, CA, 92103 — assumable VA mortgage at 2.72%
VA
Active
37
$579,000$189,881 equity gap
Rate
2.72%
7.40%today
Payment
$1,823/mo
$3,104today
  • 2beds
  • 2baths
  • 949sqft

2825 3rd Avenue #205, San Diego

5208 Surfwalk Way #152, San Diego, CA, 92154 — assumable FHA mortgage at 2.77%
FHA
Active
39
$629,000$203,068 equity gap
Rate
2.77%
7.40%today
Payment
$1,997/mo
$3,378today
  • 4beds
  • 3baths
  • 1,696sqft

5208 Surfwalk Way #152, San Diego

1501 Front St #302, San Diego, CA, 92101 — assumable VA mortgage at 2.77%
VA
Active
40
$699,000$279,534 equity gap
Rate
2.77%
7.40%today
Payment
$1,967/mo
$3,327today
  • 2beds
  • 2baths
  • 1,058sqft

1501 Front St #302, San Diego

2143 Element Way, Chula Vista, CA, 91915 — assumable VA mortgage at 2.77%
VA
Active
29
$889,000$297,749 equity gap
Rate
2.77%
7.40%today
Payment
$2,766/mo
$4,679today
  • 3beds
  • 4baths
  • 2,157sqft

2143 Element Way, Chula Vista

528 Carlsbad Street, Spring Valley, CA, 91977 — assumable VA mortgage at 2.77%
VA
Active
23
$625,000$234,306 equity gap
Rate
2.77%
7.40%today
Payment
$1,802/mo
$3,049today
  • 3beds
  • 2baths
  • 1,056sqft

528 Carlsbad Street, Spring Valley

1138 Camino Levante, Chula Vista, CA, 91913 — assumable VA mortgage at 2.80%
VA
Active
40
$999,000$388,893 equity gap
Rate
2.80%
7.40%today
Payment
$2,891/mo
$4,871today
  • 4beds
  • 4baths
  • 2,815sqft

1138 Camino Levante, Chula Vista

Assuming a mortgage in Chula Vista

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.38%
Lowest existing payment
$516 /mo
Median cash to assume
$236,227
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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