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Assumable homes for sale in Citrus Heights, CA

15 homesFHA & VA loansrates from 2.42% vs 7.40% today

Citrus Heights assumption guide
Verdugo Way, Sacramento, CA, 95842 — assumable VA mortgage at 3.06%
VA
Active
25
$473,500$79,899 equity gap
Rate
3.06%
7.40%today
Payment
$1,891/mo
$3,083today
  • 5beds
  • 2baths
  • 1,590sqft

Verdugo Way, Sacramento

Marysville Boulevard, Sacramento, CA, 95815 — assumable FHA mortgage at 2.84%
FHA
Active
22
$475,000$134,857 equity gap
Rate
2.84%
7.40%today
Payment
$1,581/mo
$2,651today
  • 3beds
  • 2baths
  • 1,260sqft

Marysville Boulevard, Sacramento

5834 Sperry Drive, Citrus Heights, CA, 95621 — assumable FHA mortgage at 2.86%
FHA
Active
27
$688,000$192,055 equity gap
Rate
2.86%
7.40%today
Payment
$2,305/mo
$3,855today
  • —beds
  • —baths
  • 2,041sqft

5834 Sperry Drive, Citrus Heights

Pratt Avenue, Citrus Heights, CA, 95610 — assumable FHA mortgage at 2.81%
FHA
Active
45
$469,900$176,415 equity gap
Rate
2.81%
7.40%today
Payment
$1,376/mo
$2,315today
  • 3beds
  • 2baths
  • 1,392sqft

Pratt Avenue, Citrus Heights

Argent Court, Folsom, CA, 95630 — assumable VA mortgage at 3.06%
VA
Active
51
$699,000$256,409 equity gap
Rate
3.06%
7.40%today
Payment
$2,122/mo
$3,458today
  • 4beds
  • 2baths
  • 1,574sqft

Argent Court, Folsom

Lichen Drive, Citrus Heights, CA, 95621 — assumable FHA mortgage at 2.425%
FHA
Active
54
$419,000Potential short sale
Rate
2.425%
7.40%today
Payment
$44,992/mo
$79,624today
  • 3beds
  • 2baths
  • 1,104sqft

Lichen Drive, Citrus Heights

641 Grider Drive, Roseville, CA, 95678 — assumable FHA mortgage at 3.21%
FHA
Active
28
$599,999Potential short sale
Rate
3.21%
7.40%today
Payment
$3,572/mo
$5,712today
  • 3beds
  • 2baths
  • 1,600sqft

641 Grider Drive, Roseville

Anchor Circle, Fair Oaks, CA, 95628 — assumable FHA mortgage at 3.72%
FHA
Active
41
$469,000$176,082 equity gap
Rate
3.72%
7.40%today
Payment
$1,563/mo
$2,345today
  • 3beds
  • 2baths
  • 1,195sqft

Anchor Circle, Fair Oaks

Elder Street, Rio Linda, CA, 95673 — assumable FHA mortgage at 3.78%
FHA
Active
36
$399,000$145,653 equity gap
Rate
3.78%
7.40%today
Payment
$1,369/mo
$2,040today
  • 4beds
  • 2baths
  • 1,305sqft

Elder Street, Rio Linda

May Street, Sacramento, CA, 95838 — assumable VA mortgage at 4.13%
VA
Active
64
$635,000$425,541 equity gap
Rate
4.13%
7.40%today
Payment
$1,273/mo
$1,818today
  • 4beds
  • 3baths
  • 2,166sqft

May Street, Sacramento

3748 Cameron, Sacramento, CA, 95838 — assumable FHA mortgage at 4.46%
FHA
Active
31
$245,000$82,530 equity gap
Rate
4.46%
7.40%today
Payment
$952/mo
$1,307today
  • 2beds
  • 1baths
  • 1,020sqft

3748 Cameron, Sacramento

Broadleigh Court, Roseville, CA, 95747 — assumable VA mortgage at 6.71%
VA
Active
57
$599,900$40,524 equity gap
Rate
6.71%
7.40%today
Payment
$3,746/mo
$4,016today
  • 3beds
  • 3baths
  • 1,870sqft

Broadleigh Court, Roseville

Ghislaine Court, Roseville, CA, 95747 — assumable FHA mortgage at 6.34%
FHA
Active
96
$950,000$496,948 equity gap
Rate
6.34%
7.40%today
Payment
$2,846/mo
$3,170today
  • 4beds
  • 4baths
  • 3,630sqft

Ghislaine Court, Roseville

3005 Fairways Court, Sacramento, CA, 95821 — assumable FHA mortgage at 6.54%
FHA
Active
4
$323,700Potential short sale
Rate
6.54%
7.40%today
Payment
$2,867/mo
$3,127today
  • 2beds
  • 3baths
  • 1,417sqft

3005 Fairways Court, Sacramento

Auburn Oaks Court #P, Citrus Heights, CA, 95621 — assumable FHA mortgage at 7.50%
FHA
Active
17
$239,000$191,167 equity gap
Rate
7.50%
7.40%today
Payment
$856/mo
$847today
  • 2beds
  • 1baths
  • 861sqft

Auburn Oaks Court #P, Citrus Heights

Assuming a mortgage in Citrus Heights

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.42%
Lowest existing payment
$856 /mo
Median cash to assume
$176,249
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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