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Assumable homes for sale in Clearwater, FL

15 homesFHA & VA loansrates from 2.67% vs 7.40% today

Clearwater assumption guide
1967 ARVIS Circle, Clearwater, FL, 33764 — assumable VA mortgage at 3.18%
VA
Active
36
$649,900$200,085 equity gap
Rate
3.18%
7.40%today
Payment
$2,190/mo
$3,515today
  • 4beds
  • 2baths
  • 2,178sqft

1967 ARVIS Circle, Clearwater

1491 HUNT Lane, Clearwater, FL, 33764 — assumable VA mortgage at 3.18%
VA
Active
34
$419,000$130,477 equity gap
Rate
3.18%
7.40%today
Payment
$1,408/mo
$2,259today
  • 3beds
  • 2baths
  • 1,354sqft

1491 HUNT Lane, Clearwater

365 36TH Street, Largo, FL, 33771 — assumable FHA mortgage at 2.67%
FHA
Active
40
$399,000$246,390 equity gap
Rate
2.67%
7.40%today
Payment
$708/mo
$1,213today
  • 3beds
  • 2baths
  • 1,208sqft

365 36TH Street, Largo

2444 FOGGY CREEK Circle, Clearwater, FL, 33764 — assumable FHA mortgage at 3.33%
FHA
Active
25
$429,000$160,015 equity gap
Rate
3.33%
7.40%today
Payment
$1,367/mo
$2,153today
  • 3beds
  • 3baths
  • 1,853sqft

2444 FOGGY CREEK Circle, Clearwater

2936 LICHEN Lane #B, Clearwater, FL, 33760 — assumable FHA mortgage at 3.57%
FHA
Active
18
$157,000$113,716 equity gap
Rate
3.57%
7.40%today
Payment
$287/mo
$439today
  • 2beds
  • 2baths
  • 853sqft

2936 LICHEN Lane #B, Clearwater

2138 GROVE Place, Clearwater, FL, 33764 — assumable FHA mortgage at 3.75%
FHA
Active
31
$549,900$275,827 equity gap
Rate
3.75%
7.40%today
Payment
$1,484/mo
$2,218today
  • 3beds
  • 2baths
  • 2,023sqft

2138 GROVE Place, Clearwater

1548 ORANGE Street, Clearwater, FL, 33756 — assumable FHA mortgage at 3.82%
FHA
Active
54
$499,999$282,311 equity gap
Rate
3.82%
7.40%today
Payment
$1,189/mo
$1,763today
  • 4beds
  • 3baths
  • 1,828sqft

1548 ORANGE Street, Clearwater

19029 US HIGHWAY 19 #9-704, Clearwater, FL, 33764 — assumable VA mortgage at 5.25%
VA
Active
36
$315,000$37,629 equity gap
Rate
5.25%
7.40%today
Payment
$1,573/mo
$1,973today
  • 2beds
  • 2baths
  • 1,100sqft

19029 US HIGHWAY 19 #9-704, Clearwater

2773 VIA CIPRIANI #1330B, Clearwater, FL, 33764 — assumable FHA mortgage at 6.00%
FHA
Active
22
$315,000Potential short sale
Rate
6.00%
7.40%today
Payment
$1,893/mo
$2,186today
  • 2beds
  • 2baths
  • 1,368sqft

2773 VIA CIPRIANI #1330B, Clearwater

2165 CAMPUS Drive, Clearwater, FL, 33764 — assumable VA mortgage at 6.17%
VA
Active
45
$499,900$29,105 equity gap
Rate
6.17%
7.40%today
Payment
$2,900/mo
$3,289today
  • 4beds
  • 2baths
  • 1,668sqft

2165 CAMPUS Drive, Clearwater

3568 4TH Avenue, Largo, FL, 33771 — assumable FHA mortgage at 6.67%
FHA
Active
35
$385,000$38,662 equity gap
Rate
6.67%
7.40%today
Payment
$2,296/mo
$2,471today
  • 3beds
  • 1baths
  • 1,175sqft

3568 4TH Avenue, Largo

1637 WHITEWOOD Drive, Clearwater, FL, 33756 — assumable VA mortgage at 7.08%
VA
Active
22
$459,900$43,271 equity gap
Rate
7.08%
7.40%today
Payment
$2,918/mo
$3,013today
  • 3beds
  • 2baths
  • 1,551sqft

1637 WHITEWOOD Drive, Clearwater

15501 61ST Street, Clearwater, FL, 33760 — assumable VA mortgage at 6.84%
VA
Active
32
$619,990$107,120 equity gap
Rate
6.84%
7.40%today
Payment
$3,418/mo
$3,616today
  • 7beds
  • 3baths
  • 2,512sqft

15501 61ST Street, Clearwater

1590 PEACEFUL Lane, Clearwater, FL, 33756 — assumable FHA mortgage at 6.71%
FHA
Active
38
$400,000$117,380 equity gap
Rate
6.71%
7.40%today
Payment
$1,893/mo
$2,029today
  • 3beds
  • 3baths
  • 1,662sqft

1590 PEACEFUL Lane, Clearwater

568 HILLCREST Drive, Largo, FL, 33771 — assumable FHA mortgage at 6.49%
FHA
Active
23
$299,000$145,748 equity gap
Rate
6.49%
7.40%today
Payment
$1,771/mo
$1,942today
  • 2beds
  • 2baths
  • 1,019sqft

568 HILLCREST Drive, Largo

Assuming a mortgage in Clearwater

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$708 /mo
Median cash to assume
$123,929
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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