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Assumable homes for sale in Clearwater, FL

17 homesFHA & VA loansrates from 2.81% vs 7.40% today

Clearwater assumption guide
2593 COUNTRYSIDE Boulevard #7307, Clearwater, FL, 33761 — assumable VA mortgage at 3.10%
VATop pick
Active
26
$175,000$14,720 equity gap
Rate
3.10%
7.40%today
Payment
$760/mo
$1,232today
  • 2beds
  • 2baths
  • 1,095sqft

2593 COUNTRYSIDE Boulevard #7307, Clearwater

2011 SEA FRONT Court, Clearwater, FL, 33763 — assumable FHA mortgage at 3.01%
FHA
Active
58
$255,000$52,840 equity gap
Rate
3.01%
7.40%today
Payment
$953/mo
$1,564today
  • 2beds
  • 3baths
  • 1,146sqft

2011 SEA FRONT Court, Clearwater

1507 TALISKER Drive, Clearwater, FL, 33755 — assumable FHA mortgage at 3.01%
FHA
Active
37
$269,900$100,522 equity gap
Rate
3.01%
7.40%today
Payment
$829/mo
$1,359today
  • 3beds
  • 3baths
  • 1,416sqft

1507 TALISKER Drive, Clearwater

998 DUMONT Drive, Dunedin, FL, 34698 — assumable FHA mortgage at 2.81%
FHA
Active
28
$489,000$233,487 equity gap
Rate
2.81%
7.40%today
Payment
$1,212/mo
$2,040today
  • 3beds
  • 2baths
  • 2,156sqft

998 DUMONT Drive, Dunedin

1945 SOUVENIR Drive, Clearwater, FL, 33755 — assumable VA mortgage at 3.55%
VA
Active
30
$375,000$130,953 equity gap
Rate
3.55%
7.40%today
Payment
$1,211/mo
$1,856today
  • 2beds
  • 2baths
  • 1,184sqft

1945 SOUVENIR Drive, Clearwater

125 PORTREE Drive, Dunedin, FL, 34698 — assumable FHA mortgage at 4.15%
FHA
Active
12
$189,000$148,035 equity gap
Rate
4.15%
7.40%today
Payment
$248/mo
$354today
  • 1beds
  • 1baths
  • 686sqft

125 PORTREE Drive, Dunedin

2076 BUTTERNUT Circle, Clearwater, FL, 33763 — assumable VA mortgage at 6.39%
VA
Active
26
$325,000Potential short sale
Rate
6.39%
7.40%today
Payment
$2,142/mo
$2,373today
  • 2beds
  • 2baths
  • 1,341sqft

2076 BUTTERNUT Circle, Clearwater

1486 CAROLYN Lane, Clearwater, FL, 33755 — assumable FHA mortgage at 6.30%
FHA
Active
32
$399,000$33,973 equity gap
Rate
6.30%
7.40%today
Payment
$2,279/mo
$2,549today
  • 3beds
  • 2baths
  • 1,162sqft

1486 CAROLYN Lane, Clearwater

2976 FIELDBROOK Place, Clearwater, FL, 33761 — assumable VA mortgage at 6.67%
VA
Active
31
$460,000$33,337 equity gap
Rate
6.67%
7.40%today
Payment
$2,847/mo
$3,064today
  • 3beds
  • 3baths
  • 1,670sqft

2976 FIELDBROOK Place, Clearwater

936 LYNDHURST Street, Dunedin, FL, 34698 — assumable FHA mortgage at 6.37%
FHA
Active
72
$450,000$53,133 equity gap
Rate
6.37%
7.40%today
Payment
$2,508/mo
$2,779today
  • 2beds
  • 2baths
  • 1,042sqft

936 LYNDHURST Street, Dunedin

1935 PEPPERMILL Drive #C, Clearwater, FL, 33763 — assumable VA mortgage at 6.47%
VA
Active
71
$269,000$35,026 equity gap
Rate
6.47%
7.40%today
Payment
$1,511/mo
$1,660today
  • 2beds
  • 2baths
  • 1,025sqft

1935 PEPPERMILL Drive #C, Clearwater

2174 SCOTLAND Drive, Clearwater, FL, 33763 — assumable VA mortgage at 6.50%
VA
Active
46
$478,900$52,313 equity gap
Rate
6.50%
7.40%today
Payment
$2,813/mo
$3,081today
  • 3beds
  • 2baths
  • 1,587sqft

2174 SCOTLAND Drive, Clearwater

934 HILLWOOD DR, Dunedin, FL, 34698 — assumable VA mortgage at 6.30%
VA
Active
33
$533,000$145,354 equity gap
Rate
6.30%
7.40%today
Payment
$2,423/mo
$2,710today
  • 4beds
  • 2baths
  • 1,319sqft

934 HILLWOOD DR, Dunedin

803 FAIRWOOD Lane, Clearwater, FL, 33759 — assumable FHA mortgage at 6.49%
FHA
Active
54
$289,999$77,071 equity gap
Rate
6.49%
7.40%today
Payment
$1,375/mo
$1,508today
  • 3beds
  • 2baths
  • 1,473sqft

803 FAIRWOOD Lane, Clearwater

986 LEXINGTON Drive, Dunedin, FL, 34698 — assumable FHA mortgage at 6.81%
FHA
Active
30
$435,000$97,822 equity gap
Rate
6.81%
7.40%today
Payment
$2,278/mo
$2,416today
  • 3beds
  • 2baths
  • 1,414sqft

986 LEXINGTON Drive, Dunedin

1634 DALE Circle, Dunedin, FL, 34698 — assumable FHA mortgage at 6.47%
FHA
Active
37
$499,000$386,222 equity gap
Rate
6.47%
7.40%today
Payment
$1,123/mo
$1,234today
  • 3beds
  • 2baths
  • 1,974sqft

1634 DALE Circle, Dunedin

2061 FAIR OAK Drive, Clearwater, FL, 33763 — assumable VA mortgage at 7.17%
VA
Active
28
$399,900Potential short sale
Rate
7.17%
7.40%today
Payment
$3,007/mo
$3,076today
  • 3beds
  • 2baths
  • 1,384sqft

2061 FAIR OAK Drive, Clearwater

Assuming a mortgage in Clearwater

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$760 /mo
Median cash to assume
$77,071
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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