Assumable homes for sale in Daytona Beach, FL

9 homesFHA & VA loansrates from 2.81% vs 7.40% today

Daytona Beach assumption guide
1525 MOBILE Avenue, Holly Hill, FL, 32117 — assumable FHA mortgage at 3.10%
FHA
Active
47
$269,000$87,752 equity gap
Rate
3.10%
7.40%today
Payment
$860/mo
$1,394today
  • 4beds
  • 1baths
  • 1,529sqft

1525 MOBILE Avenue, Holly Hill

645 WESTWARD Circle, Holly Hill, FL, 32117 — assumable FHA mortgage at 2.81%
FHA
Active
38
$274,000$131,764 equity gap
Rate
2.81%
7.40%today
Payment
$675/mo
$1,135today
  • 4beds
  • 2baths
  • 1,242sqft

645 WESTWARD Circle, Holly Hill

1225 VINE Street, Daytona Beach, FL, 32117 — assumable VA mortgage at 2.87%
VA
Active
43
$275,000$137,182 equity gap
Rate
2.87%
7.40%today
Payment
$701/mo
$1,128today
  • 4beds
  • 2baths
  • 1,920sqft

1225 VINE Street, Daytona Beach

165 15TH Street, Holly Hill, FL, 32117 — assumable FHA mortgage at 4.53%
FHA
Active
26
$225,000$66,732 equity gap
Rate
4.53%
7.40%today
Payment
$948/mo
$1,291today
  • 3beds
  • 3baths
  • 1,979sqft

165 15TH Street, Holly Hill

16 LAUREL OAKS Circle, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.75%
FHA
Active
46
$315,000$180,587 equity gap
Rate
3.75%
7.40%today
Payment
$728/mo
$1,088today
  • 3beds
  • 2baths
  • 1,496sqft

16 LAUREL OAKS Circle, Ormond Beach

323 SCOTLAND Drive, Daytona Beach, FL, 32117 — assumable FHA mortgage at 6.85%
FHA
Active
14
$290,000$19,158 equity gap
Rate
6.85%
7.40%today
Payment
$1,812/mo
$1,915today
  • 3beds
  • 2baths
  • 1,433sqft

323 SCOTLAND Drive, Daytona Beach

103 PARK Circle, Holly Hill, FL, 32117 — assumable FHA mortgage at 6.81%
FHA
Active
64
$389,900$40,791 equity gap
Rate
6.81%
7.40%today
Payment
$2,307/mo
$2,447today
  • 2beds
  • 3baths
  • 1,148sqft

103 PARK Circle, Holly Hill

1509 PRIMROSE Lane, Daytona Beach, FL, 32117 — assumable FHA mortgage at 6.54%
FHA
Active
42
$289,000$78,739 equity gap
Rate
6.54%
7.40%today
Payment
$1,388/mo
$1,515today
  • 3beds
  • 2baths
  • 1,487sqft

1509 PRIMROSE Lane, Daytona Beach

1500 PRIMROSE Lane, Daytona Beach, FL, 32117 — assumable FHA mortgage at 6.77%
FHA
Active
24
$205,000Potential short sale
Rate
6.77%
7.40%today
Payment
$1,481/mo
$1,577today
  • 3beds
  • 2baths
  • 924sqft

1500 PRIMROSE Lane, Daytona Beach

Assuming a mortgage in Daytona Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$675 /mo
Median cash to assume
$83,246
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.