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Assumable homes for sale in Debary, FL

200 homesFHA & VA loansrates from 2.30% vs 7.40% today

Debary assumption guide
2590 STATE ROAD 46, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
19
$219,999$40,899 equity gap
Rate
2.78%
7.40%today
Payment
$829/mo
$1,400today
  • 3beds
  • 2baths
  • 1,405sqft

2590 STATE ROAD 46, Sanford

3494 APPLE ORCHARD Drive, Deltona, FL, 32738 — assumable FHA mortgage at 3.09%
FHA
Active
8
$295,000$54,281 equity gap
Rate
3.09%
7.40%today
Payment
$1,143/mo
$1,855today
  • 3beds
  • 2baths
  • 1,412sqft

3494 APPLE ORCHARD Drive, Deltona

1725 HERNANDO Avenue, Deltona, FL, 32725 — assumable FHA mortgage at 3.22%
FHA
Active
31
$350,000$52,604 equity gap
Rate
3.22%
7.40%today
Payment
$1,426/mo
$2,277today
  • 3beds
  • 2baths
  • 1,932sqft

1725 HERNANDO Avenue, Deltona

128 ALDEAN Drive, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
91
$445,000$132,010 equity gap
Rate
2.78%
7.40%today
Payment
$1,449/mo
$2,447today
  • 4beds
  • 2baths
  • 1,791sqft

128 ALDEAN Drive, Sanford

417 6TH Street, Sanford, FL, 32771 — assumable FHA mortgage at 2.90%
FHA
Active
49
$329,000$80,663 equity gap
Rate
2.90%
7.40%today
Payment
$1,165/mo
$1,938today
  • 3beds
  • 2baths
  • 1,456sqft

417 6TH Street, Sanford

3046 BLAINE Circle, Deltona, FL, 32738 — assumable FHA mortgage at 2.99%
FHA
Active
30
$355,000$97,232 equity gap
Rate
2.99%
7.40%today
Payment
$1,224/mo
$2,012today
  • 4beds
  • 2baths
  • 2,098sqft

3046 BLAINE Circle, Deltona

1460 LOMBARDY Drive, Deltona, FL, 32725 — assumable VA mortgage at 3.10%
VA
Active
27
$279,900$58,390 equity gap
Rate
3.10%
7.40%today
Payment
$1,050/mo
$1,703today
  • 2beds
  • 2baths
  • 1,109sqft

1460 LOMBARDY Drive, Deltona

1615 TERRACE Drive, Sanford, FL, 32773 — assumable FHA mortgage at 3.11%
FHA
Active
17
$199,900$44,818 equity gap
Rate
3.11%
7.40%today
Payment
$735/mo
$1,190today
  • 3beds
  • 2baths
  • 1,296sqft

1615 TERRACE Drive, Sanford

750 HONEYROCK Street, Debary, FL, 32713 — assumable VA mortgage at 4.25%
VA
Active
36
$429,990$13,644 equity gap
Rate
4.25%
7.40%today
Payment
$2,096/mo
$2,949today
  • 3beds
  • 3baths
  • 2,135sqft

750 HONEYROCK Street, Debary

1865 15TH Street, Orange City, FL, 32763 — assumable FHA mortgage at 3.76%
FHA
Active
20
$340,000$38,951 equity gap
Rate
3.76%
7.40%today
Payment
$1,525/mo
$2,277today
  • 4beds
  • 2baths
  • 1,619sqft

1865 15TH Street, Orange City

2326 CARRABELLE Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.85%
FHA
Active
32
$318,000$56,592 equity gap
Rate
3.85%
7.40%today
Payment
$1,337/mo
$1,975today
  • 3beds
  • 3baths
  • 1,575sqft

2326 CARRABELLE Way, Sanford

3552 STONEBRIAR Lane, Sanford, FL, 32771 — assumable VA mortgage at 3.92%
VA
Active
20
$499,900$86,345 equity gap
Rate
3.92%
7.40%today
Payment
$2,136/mo
$3,127today
  • 3beds
  • 2baths
  • 2,400sqft

3552 STONEBRIAR Lane, Sanford

119 CROWN COLONY Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.95%
FHA
Active
31
$390,000$58,617 equity gap
Rate
3.95%
7.40%today
Payment
$1,790/mo
$2,612today
  • 3beds
  • 2baths
  • 1,617sqft

119 CROWN COLONY Way, Sanford

3140 WAINWRIGHT Street, Deltona, FL, 32738 — assumable VA mortgage at 4.17%
VA
Active
18
$247,700$22,236 equity gap
Rate
4.17%
7.40%today
Payment
$1,191/mo
$1,693today
  • 2beds
  • 2baths
  • 1,178sqft

3140 WAINWRIGHT Street, Deltona

4013 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 2.73%
FHA
Active
41
$377,900$144,929 equity gap
Rate
2.73%
7.40%today
Payment
$1,085/mo
$1,845today
  • 4beds
  • 2baths
  • 1,846sqft

4013 SILVERSTREAM Terrace, Sanford

725 9TH Street, Deltona, FL, 32725 — assumable FHA mortgage at 2.81%
FHA
Active
35
$325,000$110,039 equity gap
Rate
2.81%
7.40%today
Payment
$1,010/mo
$1,700today
  • 4beds
  • 2baths
  • 2,009sqft

725 9TH Street, Deltona

2788 BENROCK Terrace, Deltona, FL, 32725 — assumable FHA mortgage at 2.81%
FHA
Active
46
$303,000$105,236 equity gap
Rate
2.81%
7.40%today
Payment
$929/mo
$1,564today
  • 4beds
  • 2baths
  • 1,918sqft

2788 BENROCK Terrace, Deltona

956 YELLOWBIRD Avenue, Deltona, FL, 32725 — assumable FHA mortgage at 2.81%
FHA
Active
46
$327,102$129,735 equity gap
Rate
2.81%
7.40%today
Payment
$925/mo
$1,557today
  • 3beds
  • 2baths
  • 1,795sqft

956 YELLOWBIRD Avenue, Deltona

632 MEADOW SAGE Drive, Deland, FL, 32724 — assumable VA mortgage at 2.84%
VA
Active
34
$474,900$163,925 equity gap
Rate
2.84%
7.40%today
Payment
$1,476/mo
$2,475today
  • 4beds
  • 4baths
  • 2,861sqft

632 MEADOW SAGE Drive, Deland

4022 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable VA mortgage at 2.89%
VA
Active
35
$389,999$146,584 equity gap
Rate
2.89%
7.40%today
Payment
$1,167/mo
$1,944today
  • 4beds
  • 2baths
  • 1,846sqft

4022 SILVERSTREAM Terrace, Sanford

1435 DAYSTAR Lane, Deltona, FL, 32725 — assumable VA mortgage at 2.89%
VA
Active
22
$395,000$125,724 equity gap
Rate
2.89%
7.40%today
Payment
$1,288/mo
$2,146today
  • 4beds
  • 3baths
  • 2,337sqft

1435 DAYSTAR Lane, Deltona

358 LAZIO Circle, Debary, FL, 32713 — assumable VA mortgage at 2.90%
VA
Active
54
$515,500$206,177 equity gap
Rate
2.90%
7.40%today
Payment
$1,451/mo
$2,413today
  • 5beds
  • 4baths
  • 2,830sqft

358 LAZIO Circle, Debary

3960 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 2.96%
FHA
Active
22
$399,000$159,191 equity gap
Rate
2.96%
7.40%today
Payment
$1,161/mo
$1,917today
  • 3beds
  • 3baths
  • 1,697sqft

3960 SILVERSTREAM Terrace, Sanford

2521 STOCKTON Drive, Sanford, FL, 32771 — assumable FHA mortgage at 2.99%
FHA
Active
35
$289,900$113,170 equity gap
Rate
2.99%
7.40%today
Payment
$837/mo
$1,377today
  • 3beds
  • 3baths
  • 1,687sqft

2521 STOCKTON Drive, Sanford

1211 NIXONTON Street, Deltona, FL, 32725 — assumable VA mortgage at 3.14%
VA
Active
25
$440,000$153,635 equity gap
Rate
3.14%
7.40%today
Payment
$1,367/mo
$2,205today
  • 3beds
  • 3baths
  • 2,208sqft

1211 NIXONTON Street, Deltona

677 SAGAMORE Drive, Deltona, FL, 32738 — assumable FHA mortgage at 3.17%
FHA
Active
39
$299,000$103,278 equity gap
Rate
3.17%
7.40%today
Payment
$952/mo
$1,530today
  • 3beds
  • 2baths
  • 1,298sqft

677 SAGAMORE Drive, Deltona

323 CHARLES Drive, Deland, FL, 32724 — assumable FHA mortgage at 3.26%
FHA
Active
44
$335,000$114,002 equity gap
Rate
3.26%
7.40%today
Payment
$1,112/mo
$1,768today
  • 4beds
  • 2baths
  • 1,846sqft

323 CHARLES Drive, Deland

1076 GARDENSHIRE Lane, Deland, FL, 32724 — assumable VA mortgage at 2.30%
VA
Active
44
$425,000$262,913 equity gap
Rate
2.30%
7.40%today
Payment
$1,459/mo
$2,045today
  • 2beds
  • 2baths
  • 1,945sqft

1076 GARDENSHIRE Lane, Deland

898 CRITTENDEN Avenue, Orange City, FL, 32763 — assumable FHA mortgage at 2.68%
FHA
Active
43
$349,000$168,875 equity gap
Rate
2.68%
7.40%today
Payment
$836/mo
$1,431today
  • 3beds
  • 2baths
  • 1,790sqft

898 CRITTENDEN Avenue, Orange City

113 WETHERSFIELD CT, Deland, FL, 32724 — assumable VA mortgage at 2.71%
VA
Active
55
$399,000$211,777 equity gap
Rate
2.71%
7.40%today
Payment
$874/mo
$1,490today
  • 3beds
  • 2baths
  • 1,868sqft

113 WETHERSFIELD CT, Deland

971 LEYBURN Drive, Deltona, FL, 32725 — assumable FHA mortgage at 2.71%
FHA
Active
38
$354,000$145,148 equity gap
Rate
2.71%
7.40%today
Payment
$975/mo
$1,663today
  • 3beds
  • 2baths
  • 2,122sqft

971 LEYBURN Drive, Deltona

298 JACKSON Loop, Deland, FL, 32724 — assumable FHA mortgage at 2.73%
FHA
Active
50
$499,900$233,149 equity gap
Rate
2.73%
7.40%today
Payment
$1,239/mo
$2,108today
  • 3beds
  • 2baths
  • 1,888sqft

298 JACKSON Loop, Deland

2870 IDLEWEISE Drive, Deltona, FL, 32738 — assumable FHA mortgage at 2.77%
FHA
Active
20
$287,000$98,436 equity gap
Rate
2.77%
7.40%today
Payment
$884/mo
$1,496today
  • 3beds
  • 2baths
  • 1,365sqft

2870 IDLEWEISE Drive, Deltona

1248 AZORA Drive, Deltona, FL, 32725 — assumable VA mortgage at 2.80%
VA
Active
20
$330,000$233,002 equity gap
Rate
2.80%
7.40%today
Payment
$489/mo
$803today
  • 3beds
  • 2baths
  • 1,287sqft

1248 AZORA Drive, Deltona

1085 EAGLES NEST Avenue, Deltona, FL, 32725 — assumable FHA mortgage at 2.86%
FHA
Active
28
$299,900$155,300 equity gap
Rate
2.86%
7.40%today
Payment
$691/mo
$1,156today
  • 3beds
  • 2baths
  • 1,274sqft

1085 EAGLES NEST Avenue, Deltona

1928 EDEN Drive, Deltona, FL, 32725 — assumable VA mortgage at 2.93%
VA
Active
44
$369,900$201,689 equity gap
Rate
2.93%
7.40%today
Payment
$793/mo
$1,315today
  • 3beds
  • 2baths
  • 2,066sqft

1928 EDEN Drive, Deltona

Assuming a mortgage in Debary

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.30%
Lowest existing payment
$454 /mo
Median cash to assume
$112,856
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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