UMe
Get pre-qualified

Assumable homes for sale in Deltona, FL

27 homesFHA & VA loansrates from 2.99% vs 7.40% today

Deltona assumption guide
3494 APPLE ORCHARD Drive, Deltona, FL, 32738 — assumable FHA mortgage at 3.09%
FHA
Active
8
$295,000$54,281 equity gap
Rate
3.09%
7.40%today
Payment
$1,143/mo
$1,855today
  • 3beds
  • 2baths
  • 1,412sqft

3494 APPLE ORCHARD Drive, Deltona

3046 BLAINE Circle, Deltona, FL, 32738 — assumable FHA mortgage at 2.99%
FHA
Active
30
$355,000$97,232 equity gap
Rate
2.99%
7.40%today
Payment
$1,224/mo
$2,012today
  • 4beds
  • 2baths
  • 2,098sqft

3046 BLAINE Circle, Deltona

677 SAGAMORE Drive, Deltona, FL, 32738 — assumable FHA mortgage at 3.17%
FHA
Active
39
$299,000$103,278 equity gap
Rate
3.17%
7.40%today
Payment
$952/mo
$1,530today
  • 3beds
  • 2baths
  • 1,298sqft

677 SAGAMORE Drive, Deltona

1006 COMMUTER DR, Deltona, FL, 32738 — assumable FHA mortgage at 3.33%
FHA
Active
24
$299,999$92,759 equity gap
Rate
3.33%
7.40%today
Payment
$1,053/mo
$1,659today
  • 3beds
  • 2baths
  • 1,537sqft

1006 COMMUTER DR, Deltona

2136 CARLA Drive, Deltona, FL, 32738 — assumable VA mortgage at 3.13%
VA
Active
52
$619,900$355,872 equity gap
Rate
3.13%
7.40%today
Payment
$1,278/mo
$2,065today
  • 4beds
  • 3baths
  • 2,258sqft

2136 CARLA Drive, Deltona

1907 LAREDO Drive, Deltona, FL, 32738 — assumable FHA mortgage at 3.75%
FHA
Active
14
$349,600$166,887 equity gap
Rate
3.75%
7.40%today
Payment
$987/mo
$1,475today
  • 3beds
  • 2baths
  • 1,590sqft

1907 LAREDO Drive, Deltona

1410 LODGE Terrace, Deltona, FL, 32738 — assumable FHA mortgage at 3.96%
FHA
Active
34
$309,000$137,565 equity gap
Rate
3.96%
7.40%today
Payment
$1,003/mo
$1,462today
  • 4beds
  • 2baths
  • 2,326sqft

1410 LODGE Terrace, Deltona

1339 LODGE Terrace, Deltona, FL, 32738 — assumable FHA mortgage at 4.14%
FHA
Active
25
$280,000$132,297 equity gap
Rate
4.14%
7.40%today
Payment
$834/mo
$1,190today
  • 4beds
  • 2baths
  • 1,264sqft

1339 LODGE Terrace, Deltona

2071 CANAL Road, Deltona, FL, 32738 — assumable FHA mortgage at 6.31%
FHA
Active
33
$250,000$9,041 equity gap
Rate
6.31%
7.40%today
Payment
$1,564/mo
$1,747today
  • 2beds
  • 2baths
  • 1,298sqft

2071 CANAL Road, Deltona

2073 SWANSON Drive, Deltona, FL, 32738 — assumable VA mortgage at 6.78%
VA
Active
23
$395,000$17,678 equity gap
Rate
6.78%
7.40%today
Payment
$2,500/mo
$2,661today
  • 4beds
  • 2baths
  • 1,836sqft

2073 SWANSON Drive, Deltona

745 MENTMORE Circle, Deltona, FL, 32738 — assumable FHA mortgage at 6.85%
FHA
Active
24
$280,000Potential short sale
Rate
6.85%
7.40%today
Payment
$1,912/mo
$2,021today
  • 3beds
  • 2baths
  • 1,326sqft

745 MENTMORE Circle, Deltona

2433 ADAMS Avenue, Deltona, FL, 32738 — assumable FHA mortgage at 7.76%
FHA
Active
10
$238,000Potential short sale
Rate
7.76%
7.40%today
Payment
$1,824/mo
$1,761today
  • 3beds
  • 1baths
  • 1,170sqft

2433 ADAMS Avenue, Deltona

2280 HAGEN Avenue, Deltona, FL, 32738 — assumable VA mortgage at 4.30%
VA
Active
78
$253,900$156,918 equity gap
Rate
4.30%
7.40%today
Payment
$595/mo
$833today
  • 4beds
  • 1baths
  • 1,290sqft

2280 HAGEN Avenue, Deltona

964 FORT SMITH Boulevard, Deltona, FL, 32738 — assumable VA mortgage at 4.67%
VA
Active
55
$299,000$116,158 equity gap
Rate
4.67%
7.40%today
Payment
$1,018/mo
$1,364today
  • 4beds
  • 2baths
  • 1,783sqft

964 FORT SMITH Boulevard, Deltona

1845 PORTVIEW Avenue, Deltona, FL, 32738 — assumable FHA mortgage at 6.09%
FHA
Active
6
$330,000$39,860 equity gap
Rate
6.09%
7.40%today
Payment
$1,765/mo
$2,019today
  • 3beds
  • 2baths
  • 1,404sqft

1845 PORTVIEW Avenue, Deltona

1540 JUPITER Avenue, Deltona, FL, 32738 — assumable FHA mortgage at 6.32%
FHA
Active
7
$299,900$31,065 equity gap
Rate
6.32%
7.40%today
Payment
$1,742/mo
$1,944today
  • 4beds
  • 2baths
  • 1,872sqft

1540 JUPITER Avenue, Deltona

1499 COURTLAND Boulevard, Deltona, FL, 32738 — assumable FHA mortgage at 6.65%
FHA
Active
21
$289,900$33,442 equity gap
Rate
6.65%
7.40%today
Payment
$1,795/mo
$1,920today
  • 3beds
  • 2baths
  • 1,298sqft

1499 COURTLAND Boulevard, Deltona

2473 BECK Circle, Deltona, FL, 32738 — assumable FHA mortgage at 6.71%
FHA
Active
27
$365,000$37,935 equity gap
Rate
6.71%
7.40%today
Payment
$2,188/mo
$2,345today
  • 4beds
  • 2baths
  • 1,967sqft

2473 BECK Circle, Deltona

2831 ASCOT Lane, Deltona, FL, 32738 — assumable FHA mortgage at 6.47%
FHA
Active
25
$389,900$82,672 equity gap
Rate
6.47%
7.40%today
Payment
$1,980/mo
$2,175today
  • 3beds
  • 3baths
  • 1,996sqft

2831 ASCOT Lane, Deltona

1674 KEELING Drive, Deltona, FL, 32738 — assumable FHA mortgage at 6.62%
FHA
Active
49
$390,000$106,858 equity gap
Rate
6.62%
7.40%today
Payment
$1,856/mo
$2,008today
  • 4beds
  • 2baths
  • 2,044sqft

1674 KEELING Drive, Deltona

519 BIRCHWOOD Lane, Deltona, FL, 32738 — assumable FHA mortgage at 6.71%
FHA
Active
29
$315,000$67,332 equity gap
Rate
6.71%
7.40%today
Payment
$2,044/mo
$2,156today
  • 3beds
  • 2baths
  • 1,613sqft

519 BIRCHWOOD Lane, Deltona

2440 AINSWORTH Avenue, Deltona, FL, 32738 — assumable FHA mortgage at 6.30%
FHA
Active
28
$339,990$204,879 equity gap
Rate
6.30%
7.40%today
Payment
$838/mo
$937today
  • 3beds
  • 2baths
  • 1,207sqft

2440 AINSWORTH Avenue, Deltona

2981 ALLSTON Street, Deltona, FL, 32738 — assumable FHA mortgage at 6.34%
FHA
Active
64
$357,000$193,727 equity gap
Rate
6.34%
7.40%today
Payment
$1,056/mo
$1,177today
  • 2beds
  • 2baths
  • 1,800sqft

2981 ALLSTON Street, Deltona

3237 NEWMARK Drive, Deltona, FL, 32738 — assumable FHA mortgage at 6.67%
FHA
Active
22
$379,000$305,824 equity gap
Rate
6.67%
7.40%today
Payment
$477/mo
$514today
  • 3beds
  • 2baths
  • 1,613sqft

3237 NEWMARK Drive, Deltona

973 RADFORD Drive, Deltona, FL, 32738 — assumable FHA mortgage at 6.73%
FHA
Active
29
$449,900$231,006 equity gap
Rate
6.73%
7.40%today
Payment
$1,449/mo
$1,550today
  • 4beds
  • 3baths
  • 2,292sqft

973 RADFORD Drive, Deltona

3004 HUNKIN Circle, Deltona, FL, 32738 — assumable FHA mortgage at 6.77%
FHA
Active
19
$243,000$236,492 equity gap
Rate
6.77%
7.40%today
Payment
$45/mo
$48today
  • 3beds
  • 2baths
  • 1,152sqft

3004 HUNKIN Circle, Deltona

2090 LAKEBREEZE Way, Deltona, FL, 32738 — assumable VA mortgage at 6.81%
VA
Active
38
$539,000$313,037 equity gap
Rate
6.81%
7.40%today
Payment
$1,526/mo
$1,619today
  • 4beds
  • 3baths
  • 2,626sqft

2090 LAKEBREEZE Way, Deltona

Assuming a mortgage in Deltona

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.99%
Lowest existing payment
$477 /mo
Median cash to assume
$106,858
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe