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Assumable homes for sale in Denver, CO

200 homesFHA & VA loansrates from 2.35% vs 7.40% today

Denver assumption guide
7181 Van Gordon Street, Arvada, CO, 80004 — assumable FHA mortgage at 2.99%
FHA
Active
38
$559,000$123,108 equity gap
Rate
2.99%
7.40%today
Payment
$2,047/mo
$3,365today
  • 4beds
  • 3baths
  • 2,009sqft

7181 Van Gordon Street, Arvada

12304 51st Avenue, Wheat Ridge, CO, 80033 — assumable FHA mortgage at 2.875%
FHA
Active
36
$565,000$147,456 equity gap
Rate
2.875%
7.40%today
Payment
$1,957/mo
$3,267today
  • 4beds
  • 4baths
  • 2,274sqft

12304 51st Avenue, Wheat Ridge

12546 Cornell Avenue #301, Aurora, CO, 80014 — assumable FHA mortgage at 2.67%
FHATop pick
Active
14
$190,000$6,548 equity gap
Rate
2.67%
7.40%today
Payment
$853/mo
$1,462today
  • 2beds
  • 2baths
  • 1,016sqft

12546 Cornell Avenue #301, Aurora

1917 Kingston Street, Aurora, CO, 80010 — assumable VA mortgage at 2.77%
VATop pick
Active
25
$370,000$15,066 equity gap
Rate
2.77%
7.40%today
Payment
$1,637/mo
$2,770today
  • 3beds
  • 1baths
  • 971sqft

1917 Kingston Street, Aurora

1860 Arkansas Avenue, Denver, CO, 80223 — assumable VA mortgage at 2.88%
VATop pick
Active
33
$500,000$25,732 equity gap
Rate
2.88%
7.40%today
Payment
$2,175/mo
$3,628today
  • 3beds
  • 2baths
  • 1,409sqft

1860 Arkansas Avenue, Denver

1130 Pennsylvania Street #202, Denver, CO, 80203 — assumable FHA mortgage at 2.96%
FHATop pick
Active
20
$190,000$4,320 equity gap
Rate
2.96%
7.40%today
Payment
$881/mo
$1,454today
  • 1beds
  • 1baths
  • 550sqft

1130 Pennsylvania Street #202, Denver

3355 Flower Street #90, Lakewood, CO, 80227 — assumable VA mortgage at 2.77%
VATop pick
Active
39
$230,000$23,811 equity gap
Rate
2.77%
7.40%today
Payment
$971/mo
$1,643today
  • 2beds
  • 1baths
  • 944sqft

3355 Flower Street #90, Lakewood

1111 Ash Street #110, Denver, CO, 80220 — assumable VA mortgage at 2.87%
VATop pick
Active
25
$239,900$20,056 equity gap
Rate
2.87%
7.40%today
Payment
$1,050/mo
$1,753today
  • 2beds
  • 1baths
  • 969sqft

1111 Ash Street #110, Denver

5751 Ithaca Place #4, Denver, CO, 80237 — assumable VA mortgage at 2.90%
VATop pick
Active
41
$369,900$31,809 equity gap
Rate
2.90%
7.40%today
Payment
$1,575/mo
$2,620today
  • 2beds
  • 2baths
  • 1,845sqft

5751 Ithaca Place #4, Denver

725 Alton Way #7A, Denver, CO, 80247 — assumable VA mortgage at 2.98%
VATop pick
Active
33
$239,900$18,975 equity gap
Rate
2.98%
7.40%today
Payment
$1,045/mo
$1,721today
  • 2beds
  • 2baths
  • 1,200sqft

725 Alton Way #7A, Denver

100 Park Avenue #1907, Denver, CO, 80205 — assumable VA mortgage at 3.33%
VATop pick
Active
22
$265,000$6,100 equity gap
Rate
3.33%
7.40%today
Payment
$1,319/mo
$2,077today
  • 1beds
  • 1baths
  • 760sqft

100 Park Avenue #1907, Denver

725 Kingston Street, Aurora, CO, 80010 — assumable FHA mortgage at 3.05%
FHATop pick
Active
30
$325,000$30,737 equity gap
Rate
3.05%
7.40%today
Payment
$1,416/mo
$2,310today
  • 2beds
  • 1baths
  • 744sqft

725 Kingston Street, Aurora

7370 Florida Avenue #1009, Denver, CO, 80231 — assumable FHA mortgage at 3.17%
FHATop pick
Active
26
$369,000$34,841 equity gap
Rate
3.17%
7.40%today
Payment
$1,629/mo
$2,617today
  • 2beds
  • 3baths
  • 1,454sqft

7370 Florida Avenue #1009, Denver

2105 16th Avenue, Denver, CO, 80206 — assumable VA mortgage at 3.48%
VATop pick
Active
12
$840,000Potential short sale
Rate
3.48%
7.40%today
Payment
$4,386/mo
$6,780today
  • 5beds
  • 4baths
  • 2,875sqft

2105 16th Avenue, Denver

2 Adams Street #603, Denver, CO, 80206 — assumable FHA mortgage at 2.77%
FHA
Active
48
$300,000$55,438 equity gap
Rate
2.77%
7.40%today
Payment
$1,152/mo
$1,949today
  • 1beds
  • 1baths
  • 779sqft

2 Adams Street #603, Denver

1625 Larimer Street #3202, Denver, CO, 80202 — assumable VA mortgage at 2.78%
VA
Active
35
$399,000$52,316 equity gap
Rate
2.78%
7.40%today
Payment
$1,635/mo
$2,762today
  • 1beds
  • 1baths
  • 731sqft

1625 Larimer Street #3202, Denver

1625 Larimer Street #3202, Denver, CO, 80202 — assumable VA mortgage at 2.78%
VA
Active
35
$399,000$52,316 equity gap
Rate
2.78%
7.40%today
Payment
$1,635/mo
$2,762today
  • 1beds
  • 1baths
  • 731sqft

1625 Larimer Street #3202, Denver

1772 Trenton Street #9, Denver, CO, 80231 — assumable FHA mortgage at 2.80%
FHA
Active
17
$249,900$25,280 equity gap
Rate
2.80%
7.40%today
Payment
$1,040/mo
$1,752today
  • 2beds
  • 2baths
  • 1,030sqft

1772 Trenton Street #9, Denver

6647 Pecos Street, Denver, CO, 80221 — assumable FHA mortgage at 2.81%
FHA
Active
42
$470,000$94,787 equity gap
Rate
2.81%
7.40%today
Payment
$1,763/mo
$2,967today
  • 3beds
  • 3baths
  • 1,796sqft

6647 Pecos Street, Denver

1184 Uvalda Street, Aurora, CO, 80012 — assumable FHA mortgage at 2.81%
FHA
Active
15
$225,000$21,988 equity gap
Rate
2.81%
7.40%today
Payment
$949/mo
$1,598today
  • 2beds
  • 1baths
  • 810sqft

1184 Uvalda Street, Aurora

10165 25th Avenue #103, Lakewood, CO, 80215 — assumable VA mortgage at 2.86%
VA
Active
17
$199,000$31,461 equity gap
Rate
2.86%
7.40%today
Payment
$781/mo
$1,305today
  • 2beds
  • 1baths
  • 864sqft

10165 25th Avenue #103, Lakewood

8555 Fairmount Drive #C104, Denver, CO, 80247 — assumable FHA mortgage at 2.86%
FHA
Active
12
$160,000$18,921 equity gap
Rate
2.86%
7.40%today
Payment
$657/mo
$1,099today
  • 1beds
  • 1baths
  • 701sqft

8555 Fairmount Drive #C104, Denver

2125 Troy Way, Aurora, CO, 80014 — assumable FHA mortgage at 2.88%
FHA
Active
35
$299,000$34,572 equity gap
Rate
2.88%
7.40%today
Payment
$1,264/mo
$2,108today
  • 2beds
  • 2baths
  • 1,109sqft

2125 Troy Way, Aurora

12360 Nevada Place #104, Lakewood, CO, 80228 — assumable FHA mortgage at 2.96%
FHA
Active
32
$279,900$49,778 equity gap
Rate
2.96%
7.40%today
Payment
$1,091/mo
$1,802today
  • 2beds
  • 2baths
  • 920sqft

12360 Nevada Place #104, Lakewood

1057 Ursula Street, Aurora, CO, 80011 — assumable VA mortgage at 2.96%
VA
Active
26
$412,000$67,525 equity gap
Rate
2.96%
7.40%today
Payment
$1,634/mo
$2,697today
  • 4beds
  • 2baths
  • 1,621sqft

1057 Ursula Street, Aurora

1270 Marion Street #207, Denver, CO, 80218 — assumable FHA mortgage at 2.96%
FHA
Active
23
$199,999$30,001 equity gap
Rate
2.96%
7.40%today
Payment
$823/mo
$1,359today
  • 1beds
  • 1baths
  • 440sqft

1270 Marion Street #207, Denver

558 Elm Street, Denver, CO, 80246 — assumable FHA mortgage at 3.00%
FHA
Active
38
$625,000$103,576 equity gap
Rate
3.00%
7.40%today
Payment
$2,484/mo
$4,079today
  • 3beds
  • 4baths
  • 2,477sqft

558 Elm Street, Denver

1165 Rosemary Street, Denver, CO, 80220 — assumable VA mortgage at 3.01%
VA
Active
42
$700,000$120,318 equity gap
Rate
3.01%
7.40%today
Payment
$2,740/mo
$4,494today
  • 4beds
  • 3baths
  • 2,527sqft

1165 Rosemary Street, Denver

4776 Federal Boulevard, Denver, CO, 80211 — assumable FHA mortgage at 3.05%
FHA
Active
33
$650,000$103,179 equity gap
Rate
3.05%
7.40%today
Payment
$2,562/mo
$4,181today
  • 3beds
  • 2baths
  • 2,037sqft

4776 Federal Boulevard, Denver

7220 Avrum Drive, Denver, CO, 80221 — assumable VA mortgage at 3.06%
VA
Active
33
$465,000$80,424 equity gap
Rate
3.06%
7.40%today
Payment
$1,848/mo
$3,012today
  • 3beds
  • 2baths
  • 1,597sqft

7220 Avrum Drive, Denver

725 Clinton Street #2B, Denver, CO, 80247 — assumable FHA mortgage at 3.08%
FHA
Active
19
$144,900$7,216 equity gap
Rate
3.08%
7.40%today
Payment
$663/mo
$1,078today
  • 2beds
  • 1baths
  • 870sqft

725 Clinton Street #2B, Denver

795 Alton Way #7A, Denver, CO, 80247 — assumable VA mortgage at 3.08%
VA
Active
38
$238,500$31,491 equity gap
Rate
3.08%
7.40%today
Payment
$997/mo
$1,621today
  • 2beds
  • 2baths
  • 1,200sqft

795 Alton Way #7A, Denver

6565 Arizona Avenue #8, Denver, CO, 80224 — assumable VA mortgage at 3.17%
VA
Active
33
$250,000$40,723 equity gap
Rate
3.17%
7.40%today
Payment
$1,020/mo
$1,639today
  • 2beds
  • 1baths
  • 1,045sqft

6565 Arizona Avenue #8, Denver

2685 Dayton Way #138, Denver, CO, 80231 — assumable FHA mortgage at 3.45%
FHA
Active
38
$405,000$32,265 equity gap
Rate
3.45%
7.40%today
Payment
$1,829/mo
$2,838today
  • 3beds
  • 2baths
  • 1,820sqft

2685 Dayton Way #138, Denver

6544 Lowell Boulevard, Denver, CO, 80221 — assumable FHA mortgage at 3.77%
FHA
Active
24
$775,000$43,209 equity gap
Rate
3.77%
7.40%today
Payment
$3,719/mo
$5,546today
  • 3beds
  • 2baths
  • 1,456sqft

6544 Lowell Boulevard, Denver

1960 Marion Street, Denver, CO, 80210 — assumable VA mortgage at 3.87%
VA
Active
48
$1,200,000$31,249 equity gap
Rate
3.87%
7.40%today
Payment
$5,992/mo
$8,828today
  • 4beds
  • 3baths
  • 2,318sqft

1960 Marion Street, Denver

Assuming a mortgage in Denver

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 2 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.35%
Lowest existing payment
$334 /mo
Median cash to assume
$134,773
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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