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Assumable homes for sale in Denver, CO

35 homesFHA & VA loansrates from 2.81% vs 7.40% today

Denver assumption guide
1860 Arkansas Avenue, Denver, CO, 80223 — assumable VA mortgage at 2.88%
VATop pick
Active
33
$500,000$25,732 equity gap
Rate
2.88%
7.40%today
Payment
$2,175/mo
$3,628today
  • 3beds
  • 2baths
  • 1,409sqft

1860 Arkansas Avenue, Denver

45 Yates Street, Denver, CO, 80219 — assumable FHA mortgage at 2.81%
FHA
Active
20
$525,000$146,668 equity gap
Rate
2.81%
7.40%today
Payment
$1,777/mo
$2,991today
  • 4beds
  • 2baths
  • 1,680sqft

45 Yates Street, Denver

381 Ames Street #C102, Denver, CO, 80226 — assumable FHA mortgage at 3.16%
FHA
Active
18
$190,000$45,477 equity gap
Rate
3.16%
7.40%today
Payment
$718/mo
$1,156today
  • 1beds
  • 1baths
  • 720sqft

381 Ames Street #C102, Denver

1750 Raritan Street, Denver, CO, 80223 — assumable FHA mortgage at 3.26%
FHA
Active
14
$448,000$129,878 equity gap
Rate
3.26%
7.40%today
Payment
$1,601/mo
$2,544today
  • 3beds
  • 2baths
  • 1,004sqft

1750 Raritan Street, Denver

2001 Vassar Avenue, Englewood, CO, 80110 — assumable FHA mortgage at 3.76%
FHA
Active
34
$418,000$79,770 equity gap
Rate
3.76%
7.40%today
Payment
$1,714/mo
$2,559today
  • 3beds
  • 2baths
  • 1,008sqft

2001 Vassar Avenue, Englewood

233 Yates Street, Denver, CO, 80219 — assumable FHA mortgage at 3.60%
FHA
Active
30
$360,000$116,568 equity gap
Rate
3.60%
7.40%today
Payment
$1,280/mo
$1,950today
  • 2beds
  • 1baths
  • 939sqft

233 Yates Street, Denver

1600 Perry Street, Denver, CO, 80219 — assumable FHA mortgage at 3.64%
FHA
Active
42
$500,000$180,964 equity gap
Rate
3.64%
7.40%today
Payment
$1,700/mo
$2,577today
  • 3beds
  • 2baths
  • 1,192sqft

1600 Perry Street, Denver

5725 Atlantic Place #305, Lakewood, CO, 80227 — assumable FHA mortgage at 3.77%
FHA
Active
13
$269,000$92,098 equity gap
Rate
3.77%
7.40%today
Payment
$957/mo
$1,428today
  • 2beds
  • 1baths
  • 860sqft

5725 Atlantic Place #305, Lakewood

381 Ames Street #208, Lakewood, CO, 80226 — assumable FHA mortgage at 3.88%
FHA
Active
25
$245,000$94,745 equity gap
Rate
3.88%
7.40%today
Payment
$870/mo
$1,281today
  • 2beds
  • 2baths
  • 945sqft

381 Ames Street #208, Lakewood

1370-1372 Zenobia Street, Denver, CO, 80219 — assumable FHA mortgage at 3.65%
FHA
Active
22
$1,000,000$847,955 equity gap
Rate
3.65%
7.40%today
Payment
$906/mo
$1,372today
  • —beds
  • —baths
  • 3,174sqft

1370-1372 Zenobia Street, Denver

630 Clay Street, Denver, CO, 80219 — assumable FHA mortgage at 3.84%
FHA
Active
30
$674,900$573,681 equity gap
Rate
3.84%
7.40%today
Payment
$712/mo
$1,053today
  • 2beds
  • 1baths
  • 1,184sqft

630 Clay Street, Denver

1543 Benton Street, Lakewood, CO, 80232 — assumable FHA mortgage at 5.23%
FHA
Active
29
$509,000$67,264 equity gap
Rate
5.23%
7.40%today
Payment
$2,597/mo
$3,263today
  • 3beds
  • 2baths
  • 1,240sqft

1543 Benton Street, Lakewood

1027 Quitman Street, Denver, CO, 80219 — assumable FHA mortgage at 5.81%
FHA
Active
25
$370,000Potential short sale
Rate
5.81%
7.40%today
Payment
$2,422/mo
$2,855today
  • 2beds
  • 1baths
  • 1,190sqft

1027 Quitman Street, Denver

2835 4th Avenue, Denver, CO, 80219 — assumable FHA mortgage at 4.07%
FHA
Active
29
$485,000$375,154 equity gap
Rate
4.07%
7.40%today
Payment
$747/mo
$1,074today
  • 3beds
  • 1baths
  • 1,822sqft

2835 4th Avenue, Denver

6120 Arkansas Avenue, Lakewood, CO, 80232 — assumable FHA mortgage at 4.10%
FHA
Active
42
$504,900$213,462 equity gap
Rate
4.10%
7.40%today
Payment
$1,640/mo
$2,350today
  • 5beds
  • 2baths
  • 1,900sqft

6120 Arkansas Avenue, Lakewood

615 Osceola Street, Denver, CO, 80204 — assumable FHA mortgage at 6.44%
FHA
Active
9
$600,000$13,192 equity gap
Rate
6.44%
7.40%today
Payment
$3,762/mo
$4,147today
  • 3beds
  • 2baths
  • 1,330sqft

615 Osceola Street, Denver

439 Knox Court, Denver, CO, 80219 — assumable FHA mortgage at 6.60%
FHA
Active
15
$334,900Potential short sale
Rate
6.60%
7.40%today
Payment
$2,289/mo
$2,481today
  • 1beds
  • 1baths
  • 490sqft

439 Knox Court, Denver

1932 Michigan Way, Denver, CO, 80219 — assumable FHA mortgage at 6.65%
FHA
Active
38
$629,900$6,035 equity gap
Rate
6.65%
7.40%today
Payment
$4,065/mo
$4,384today
  • 4beds
  • 3baths
  • 1,591sqft

1932 Michigan Way, Denver

1825 Vallejo Street, Denver, CO, 80223 — assumable VA mortgage at 6.81%
VA
Active
25
$380,000Potential short sale
Rate
6.81%
7.40%today
Payment
$2,713/mo
$2,879today
  • 2beds
  • 1baths
  • 747sqft

1825 Vallejo Street, Denver

2764 Wesley Avenue, Denver, CO, 80219 — assumable FHA mortgage at 6.94%
FHA
Active
4
$289,999Potential short sale
Rate
6.94%
7.40%today
Payment
$3,117/mo
$3,263today
  • —beds
  • —baths
  • —sqft

2764 Wesley Avenue, Denver

2551 Arkansas Avenue, Denver, CO, 80219 — assumable FHA mortgage at 4.37%
FHA
Active
28
$470,000$380,706 equity gap
Rate
4.37%
7.40%today
Payment
$705/mo
$979today
  • 6beds
  • 2baths
  • 1,995sqft

2551 Arkansas Avenue, Denver

2625 Hazel Court, Denver, CO, 80219 — assumable FHA mortgage at 5.89%
FHA
Active
21
$348,000$27,285 equity gap
Rate
5.89%
7.40%today
Payment
$2,011/mo
$2,349today
  • 4beds
  • 2baths
  • 1,159sqft

2625 Hazel Court, Denver

535 Zenobia Street, Denver, CO, 80204 — assumable FHA mortgage at 6.58%
FHA
Active
29
$500,000$40,460 equity gap
Rate
6.58%
7.40%today
Payment
$3,064/mo
$3,329today
  • 4beds
  • 2baths
  • 1,431sqft

535 Zenobia Street, Denver

1431 King Court, Denver, CO, 80219 — assumable FHA mortgage at 6.76%
FHA
Active
35
$485,000$75,815 equity gap
Rate
6.76%
7.40%today
Payment
$2,695/mo
$2,874today
  • 5beds
  • 2baths
  • 1,788sqft

1431 King Court, Denver

2331 Wolff Street, Denver, CO, 80219 — assumable VA mortgage at 7.03%
VA
Active
28
$535,000$100,710 equity gap
Rate
7.03%
7.40%today
Payment
$2,963/mo
$3,074today
  • 3beds
  • 2baths
  • 1,830sqft

2331 Wolff Street, Denver

5715 Atlantic Place #101, Denver, CO, 80227 — assumable FHA mortgage at 4.98%
FHA
Active
18
$195,000Potential short sale
Rate
4.98%
7.40%today
Payment
$1,373/mo
$1,775today
  • 2beds
  • 1baths
  • 860sqft

5715 Atlantic Place #101, Denver

3464 Alaska Place, Denver, CO, 80219 — assumable FHA mortgage at 5.09%
FHA
Active
33
$390,000Potential short sale
Rate
5.09%
7.40%today
Payment
$2,386/mo
$3,046today
  • 3beds
  • 1baths
  • 1,105sqft

3464 Alaska Place, Denver

183 Ingalls Street, Lakewood, CO, 80226 — assumable FHA mortgage at 5.10%
FHA
Active
35
$815,000Potential short sale
Rate
5.10%
7.40%today
Payment
$5,549/mo
$7,076today
  • —beds
  • —baths
  • 3,174sqft

183 Ingalls Street, Lakewood

2375 Harlan Street, Denver, CO, 80227 — assumable FHA mortgage at 6.54%
FHA
Active
12
$629,900$176,127 equity gap
Rate
6.54%
7.40%today
Payment
$2,997/mo
$3,269today
  • 4beds
  • 5baths
  • 2,013sqft

2375 Harlan Street, Denver

465 S Eliot Street, Denver, CO, 80219 — assumable FHA mortgage at 5.25%
FHA
Active
23
$510,000$423,577 equity gap
Rate
5.25%
7.40%today
Payment
$736/mo
$923today
  • 3beds
  • 2baths
  • 1,970sqft

465 S Eliot Street, Denver

2380 King Street, Denver, CO, 80219 — assumable FHA mortgage at 5.61%
FHA
Active
48
$559,999$505,345 equity gap
Rate
5.61%
7.40%today
Payment
$820/mo
$988today
  • 4beds
  • 2baths
  • 1,542sqft

2380 King Street, Denver

166 Newton Street, Denver, CO, 80219 — assumable VA mortgage at 5.70%
VA
Active
13
$315,000Potential short sale
Rate
5.70%
7.40%today
Payment
$2,304/mo
$2,749today
  • 2beds
  • 1baths
  • 970sqft

166 Newton Street, Denver

5705 Atlantic Place #106, Lakewood, CO, 80227 — assumable FHA mortgage at 5.81%
FHA
Active
31
$240,000$203,439 equity gap
Rate
5.81%
7.40%today
Payment
$541/mo
$638today
  • 1beds
  • 1baths
  • 644sqft

5705 Atlantic Place #106, Lakewood

272 King Street, Denver, CO, 80219 — assumable FHA mortgage at 6.00%
FHA
Active
2
$315,000$234,611 equity gap
Rate
6.00%
7.40%today
Payment
$939/mo
$1,085today
  • 2beds
  • 1baths
  • 879sqft

272 King Street, Denver

4305 Nevada Place, Denver, CO, 80219 — assumable FHA mortgage at 6.25%
FHA
Active
9
$324,900$271,387 equity gap
Rate
6.25%
7.40%today
Payment
$820/mo
$922today
  • 2beds
  • 1baths
  • 782sqft

4305 Nevada Place, Denver

Assuming a mortgage in Denver

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$541 /mo
Median cash to assume
$129,878
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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