Assumable homes for sale in El Cajon, CA

7 homesVA & FHA loansrates from 2.67% vs 7.40% today

El Cajon assumption guide
930 Waterloo Ave, El Cajon, CA, 92019 — assumable VA mortgage at 2.67%
VA
Active
24
$775,000$227,525 equity gap
Rate
2.67%
7.40%today
Payment
$2,545/mo
$4,362today
  • 4beds
  • 2baths
  • 1,710sqft

930 Waterloo Ave, El Cajon

3239 Dehesa Road #48, El Cajon, CA, 92019 — assumable VA mortgage at 4.17%
VA
Active
41
$475,000Potential short sale
Rate
4.17%
7.40%today
Payment
$2,534/mo
$3,600today
  • 2beds
  • 2baths
  • 1,371sqft

3239 Dehesa Road #48, El Cajon

1163 Tucson Court, El Cajon, CA, 92021 — assumable VA mortgage at 2.94%
VA
Active
34
$799,000$408,859 equity gap
Rate
2.94%
7.40%today
Payment
$1,842/mo
$3,049today
  • 3beds
  • 2baths
  • 2,022sqft

1163 Tucson Court, El Cajon

1560 Plantation Way, El Cajon, CA, 92019 — assumable VA mortgage at 6.31%
VA
Active
36
$1,099,999Potential short sale
Rate
6.31%
7.40%today
Payment
$7,050/mo
$7,878today
  • 4beds
  • 2baths
  • 1,990sqft

1560 Plantation Way, El Cajon

3321 Dehesa Rd #95, El Cajon, CA, 92019 — assumable VA mortgage at 6.61%
VA
Active
50
$449,900Potential short sale
Rate
6.61%
7.40%today
Payment
$3,520/mo
$3,812today
  • 2beds
  • 2baths
  • 1,371sqft

3321 Dehesa Rd #95, El Cajon

321 North, El Cajon, CA, 92021 — assumable VA mortgage at 6.73%
VA
Active
50
$725,000Potential short sale
Rate
6.73%
7.40%today
Payment
$4,757/mo
$5,089today
  • 3beds
  • 2baths
  • 1,260sqft

321 North, El Cajon

1903 Dehesa, El Cajon, CA, 92019 — assumable FHA mortgage at 5.55%
FHA
Active
66
$1,600,000$779,204 equity gap
Rate
5.55%
7.40%today
Payment
$4,961/mo
$6,017today
  • 3beds
  • 3baths
  • 2,764sqft

1903 Dehesa, El Cajon

Assuming a mortgage in El Cajon

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$1,842 /mo
Median cash to assume
$227,525
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.