Assumable homes for sale in Elk Grove, CA

4 homesFHA & VA loansrates from 3.45% vs 7.40% today

Elk Grove assumption guide
Cupertino Drive, Elk Grove, CA, 95624 — assumable VA mortgage at 3.45%
VA
Active
65
$949,950$717,518 equity gap
Rate
3.45%
7.40%today
Payment
$1,193/mo
$1,851today
  • 3beds
  • 3baths
  • 2,504sqft

Cupertino Drive, Elk Grove

8837 J Sheehan St, Elk Grove, CA, 95624 — assumable FHA mortgage at 6.67%
FHA
Active
81
$499,000$11,437 equity gap
Rate
6.67%
7.40%today
Payment
$3,171/mo
$3,413today
  • 3beds
  • 3baths
  • 1,404sqft

8837 J Sheehan St, Elk Grove

Pembridge Drive, Elk Grove, CA, 95624 — assumable FHA mortgage at 6.82%
FHA
Active
44
$599,000$136,788 equity gap
Rate
6.82%
7.40%today
Payment
$3,105/mo
$3,291today
  • 4beds
  • 2baths
  • 1,733sqft

Pembridge Drive, Elk Grove

8721 Valley Oak Ln, Elk Grove, CA, 95624 — assumable FHA mortgage at 6.95%
FHA
Active
2
$729,000$707,977 equity gap
Rate
6.95%
7.40%today
Payment
$131/mo
$138today
  • 4beds
  • 3baths
  • 1,862sqft

8721 Valley Oak Ln, Elk Grove

Assuming a mortgage in Elk Grove

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.45%
Lowest existing payment
$1,193 /mo
Median cash to assume
$422,383
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.