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Assumable homes for sale in El Paso, TX

40 homesVA & FHA loansrates from 2.90% vs 7.40% today

El Paso assumption guide
5781 PORT LAVACA Drive, El Paso, TX, 79924 — assumable VA mortgage at 3.02%
VA
Active
31
$209,000$45,228 equity gap
Rate
3.02%
7.40%today
Payment
$778/mo
$1,275today
  • 3beds
  • 3baths
  • 1,319sqft

5781 PORT LAVACA Drive, El Paso

12116 MESQUITE THORN Drive, El Paso, TX, 79934 — assumable VA mortgage at 2.97%
VA
Active
33
$245,000$95,583 equity gap
Rate
2.97%
7.40%today
Payment
$711/mo
$1,172today
  • 3beds
  • 2baths
  • 1,475sqft

12116 MESQUITE THORN Drive, El Paso

5024 STAMPEDE Drive, El Paso, TX, 79934 — assumable FHA mortgage at 0.01%
FHA
Active
30
$265,000$174,475 equity gap
Rate
0.01%
7.40%today
Payment
$431/mo
$1,074today
  • 3beds
  • 3baths
  • 1,675sqft

5024 STAMPEDE Drive, El Paso

11624 MOCHA DUNE Drive, El Paso, TX, 79934 — assumable VA mortgage at 2.90%
VA
Active
25
$219,950$100,266 equity gap
Rate
2.90%
7.40%today
Payment
$561/mo
$934today
  • 3beds
  • 2baths
  • 1,401sqft

11624 MOCHA DUNE Drive, El Paso

11425 VICTOR FLORES Place, El Paso, TX, 79934 — assumable VA mortgage at 2.98%
VA
Active
43
$299,777$127,482 equity gap
Rate
2.98%
7.40%today
Payment
$812/mo
$1,336today
  • 4beds
  • 2baths
  • 1,912sqft

11425 VICTOR FLORES Place, El Paso

5397 ISAIAS AVALOS Lane, El Paso, TX, 79934 — assumable VA mortgage at 3.00%
VA
Active
52
$295,000$305,000 equity gap
Rate
3.00%
7.40%today
Payment
—/mo
  • 3beds
  • 3baths
  • 2,203sqft

5397 ISAIAS AVALOS Lane, El Paso

10705 TEXARKANA Place, El Paso, TX, 79924 — assumable VA mortgage at 3.13%
VA
Active
31
$185,000$87,963 equity gap
Rate
3.13%
7.40%today
Payment
$470/mo
$759today
  • 3beds
  • 2baths
  • 1,130sqft

10705 TEXARKANA Place, El Paso

5465 ROGER MARIS Drive, El Paso, TX, 79934 — assumable VA mortgage at 3.40%
VA
Active
23
$210,000$112,911 equity gap
Rate
3.40%
7.40%today
Payment
$634/mo
$990today
  • 3beds
  • 3baths
  • 1,797sqft

5465 ROGER MARIS Drive, El Paso

5569 MIKE VANE Drive, El Paso, TX, 79934 — assumable FHA mortgage at 3.55%
FHA
Active
32
$350,000$193,292 equity gap
Rate
3.55%
7.40%today
Payment
$830/mo
$1,271today
  • 4beds
  • 3baths
  • 2,364sqft

5569 MIKE VANE Drive, El Paso

5953 REDSTONE RIM Drive, El Paso, TX, 79934 — assumable VA mortgage at 3.60%
VA
Active
54
$235,000$108,871 equity gap
Rate
3.60%
7.40%today
Payment
$671/mo
$1,022today
  • 3beds
  • 2baths
  • 1,528sqft

5953 REDSTONE RIM Drive, El Paso

6041 HIDDEN ROW Avenue, El Paso, TX, 79924 — assumable VA mortgage at 4.99%
VA
Active
24
$345,000$48,427 equity gap
Rate
4.99%
7.40%today
Payment
$1,696/mo
$2,190today
  • 5beds
  • 3baths
  • 2,456sqft

6041 HIDDEN ROW Avenue, El Paso

5608 SARAH ANNE Avenue, El Paso, TX, 79924 — assumable FHA mortgage at 5.30%
FHA
Active
20
$170,000$31,644 equity gap
Rate
5.30%
7.40%today
Payment
$818/mo
$1,020today
  • 3beds
  • 2baths
  • 1,094sqft

5608 SARAH ANNE Avenue, El Paso

11516 PEDRO LUCERO Drive, El Paso, TX, 79934 — assumable VA mortgage at 4.12%
VA
Active
21
$303,000$162,688 equity gap
Rate
4.12%
7.40%today
Payment
$915/mo
$1,308today
  • 3beds
  • 3baths
  • 1,882sqft

11516 PEDRO LUCERO Drive, El Paso

5817 CHIPPENDALE Avenue, El Paso, TX, 79934 — assumable VA mortgage at 5.11%
VA
Active
33
$198,000$48,134 equity gap
Rate
5.11%
7.40%today
Payment
$873/mo
$1,112today
  • 3beds
  • 2baths
  • 1,036sqft

5817 CHIPPENDALE Avenue, El Paso

10816 OPALSTONE Street, El Paso, TX, 79924 — assumable FHA mortgage at 5.22%
FHA
Active
30
$235,000$69,790 equity gap
Rate
5.22%
7.40%today
Payment
$967/mo
$1,217today
  • 4beds
  • 2baths
  • 1,788sqft

10816 OPALSTONE Street, El Paso

5368 ROGER MARIS Drive, El Paso, TX, 79934 — assumable VA mortgage at 4.44%
VA
Active
39
$300,000$150,104 equity gap
Rate
4.44%
7.40%today
Payment
$899/mo
$1,237today
  • 4beds
  • 3baths
  • 2,228sqft

5368 ROGER MARIS Drive, El Paso

10799 WALDEN POND Street, El Paso, TX, 79924 — assumable VA mortgage at 5.78%
VA
Active
35
$272,000$50,173 equity gap
Rate
5.78%
7.40%today
Payment
$1,378/mo
$1,629today
  • 3beds
  • 3baths
  • 2,049sqft

10799 WALDEN POND Street, El Paso

51082 Purple Mat Avenue, El Paso, TX, 79934 — assumable VA mortgage at 6.20%
VA
Active
48
$424,990$40,297 equity gap
Rate
6.20%
7.40%today
Payment
$2,410/mo
$2,724today
  • 4beds
  • 4baths
  • 2,800sqft

51082 Purple Mat Avenue, El Paso

10704 Walden Pond Street, El Paso, TX, 79924 — assumable FHA mortgage at 6.49%
FHA
Active
40
$385,950$31,697 equity gap
Rate
6.49%
7.40%today
Payment
$2,287/mo
$2,508today
  • 4beds
  • 3baths
  • 2,059sqft

10704 Walden Pond Street, El Paso

5544 GUSTAVO MADRID Lane, El Paso, TX, 79934 — assumable VA mortgage at 6.66%
VA
Active
38
$274,900$18,914 equity gap
Rate
6.66%
7.40%today
Payment
$1,693/mo
$1,824today
  • 3beds
  • 2baths
  • 1,860sqft

5544 GUSTAVO MADRID Lane, El Paso

10709 Elise Street, El Paso, TX, 79924 — assumable FHA mortgage at 6.89%
FHA
Active
25
$379,500$37,549 equity gap
Rate
6.89%
7.40%today
Payment
$2,299/mo
$2,420today
  • 4beds
  • 3baths
  • 2,683sqft

10709 Elise Street, El Paso

10917 WHITEHALL Drive, El Paso, TX, 79934 — assumable VA mortgage at 6.17%
VA
Active
25
$279,990$34,436 equity gap
Rate
6.17%
7.40%today
Payment
$1,514/mo
$1,717today
  • 4beds
  • 3baths
  • 1,848sqft

10917 WHITEHALL Drive, El Paso

10620 Hidden Chapel Place, El Paso, TX, 79924 — assumable VA mortgage at 6.27%
VA
Active
14
$329,950$58,582 equity gap
Rate
6.27%
7.40%today
Payment
$1,752/mo
$1,966today
  • 3beds
  • 3baths
  • 2,367sqft

10620 Hidden Chapel Place, El Paso

10548 CLEARWATER Street, El Paso, TX, 79924 — assumable VA mortgage at 6.27%
VA
Active
40
$184,999$18,836 equity gap
Rate
6.27%
7.40%today
Payment
$1,073/mo
$1,204today
  • 3beds
  • 2baths
  • 1,194sqft

10548 CLEARWATER Street, El Paso

10608 HIDDEN CHAPEL Place, El Paso, TX, 79924 — assumable VA mortgage at 6.58%
VA
Active
20
$279,000$52,512 equity gap
Rate
6.58%
7.40%today
Payment
$1,510/mo
$1,641today
  • 3beds
  • 2baths
  • 1,439sqft

10608 HIDDEN CHAPEL Place, El Paso

10920 WHITEY FORD Street, El Paso, TX, 79934 — assumable FHA mortgage at 6.60%
FHA
Active
41
$252,900$36,324 equity gap
Rate
6.60%
7.40%today
Payment
$1,411/mo
$1,530today
  • 3beds
  • 2baths
  • 1,497sqft

10920 WHITEY FORD Street, El Paso

5129 Temple Court, El Paso, TX, 79924 — assumable VA mortgage at 6.60%
VA
Active
72
$295,000$36,146 equity gap
Rate
6.60%
7.40%today
Payment
$1,686/mo
$1,828today
  • 3beds
  • 2baths
  • 2,167sqft

5129 Temple Court, El Paso

11720 Autumn Wheat Drive, El Paso, TX, 79934 — assumable VA mortgage at 6.72%
VA
Active
40
$255,000$26,215 equity gap
Rate
6.72%
7.40%today
Payment
$1,507/mo
$1,614today
  • 4beds
  • 2baths
  • 1,654sqft

11720 Autumn Wheat Drive, El Paso

10725 ELISE Street, El Paso, TX, 79924 — assumable VA mortgage at 6.74%
VA
Active
40
$425,000$53,985 equity gap
Rate
6.74%
7.40%today
Payment
$2,468/mo
$2,638today
  • 5beds
  • 3baths
  • 3,217sqft

10725 ELISE Street, El Paso

5548 MANUEL MORENO Drive, El Paso, TX, 79934 — assumable VA mortgage at 6.75%
VA
Active
40
$254,950$30,190 equity gap
Rate
6.75%
7.40%today
Payment
$1,473/mo
$1,573today
  • 4beds
  • 2baths
  • 1,798sqft

5548 MANUEL MORENO Drive, El Paso

10817 WALDEN POND Street, El Paso, TX, 79924 — assumable VA mortgage at 6.78%
VA
Active
38
$287,000$52,386 equity gap
Rate
6.78%
7.40%today
Payment
$1,558/mo
$1,658today
  • 4beds
  • 3baths
  • 2,143sqft

10817 WALDEN POND Street, El Paso

6024 HIDDEN ROW Avenue, El Paso, TX, 79924 — assumable VA mortgage at 6.79%
VA
Active
55
$279,000$23,292 equity gap
Rate
6.79%
7.40%today
Payment
$1,728/mo
$1,837today
  • 3beds
  • 2baths
  • 1,696sqft

6024 HIDDEN ROW Avenue, El Paso

5024 Copper Ranch Avenue, El Paso, TX, 79934 — assumable VA mortgage at 6.81%
VA
Active
57
$309,998$36,285 equity gap
Rate
6.81%
7.40%today
Payment
$1,847/mo
$1,959today
  • 4beds
  • 3baths
  • 2,290sqft

5024 Copper Ranch Avenue, El Paso

11400 Pifas Nevarez Place, El Paso, TX, 79934 — assumable VA mortgage at 6.86%
VA
Active
84
$289,950$45,068 equity gap
Rate
6.86%
7.40%today
Payment
$1,626/mo
$1,717today
  • 4beds
  • 2baths
  • 1,994sqft

11400 Pifas Nevarez Place, El Paso

10782 ADIN Street, El Paso, TX, 79924 — assumable VA mortgage at 6.96%
VA
Active
44
$259,000$45,631 equity gap
Rate
6.96%
7.40%today
Payment
$1,462/mo
$1,528today
  • 3beds
  • 3baths
  • 1,495sqft

10782 ADIN Street, El Paso

11341 RANCH Court, El Paso, TX, 79934 — assumable VA mortgage at 7.17%
VA
Active
33
$325,000$33,109 equity gap
Rate
7.17%
7.40%today
Payment
$2,022/mo
$2,069today
  • 4beds
  • 3baths
  • 2,070sqft

11341 RANCH Court, El Paso

Assuming a mortgage in El Paso

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$431 /mo
Median cash to assume
$51,279
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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