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Assumable homes for sale in El Paso, TX

56 homesVA & FHA loansrates from 1.67% vs 7.40% today

El Paso assumption guide
5781 PORT LAVACA Drive, El Paso, TX, 79924 — assumable VA mortgage at 3.02%
VA
Active
31
$209,000$45,228 equity gap
Rate
3.02%
7.40%today
Payment
$778/mo
$1,275today
  • 3beds
  • 3baths
  • 1,319sqft

5781 PORT LAVACA Drive, El Paso

6016 Honeybee Court, El Paso, TX, 79924 — assumable VA mortgage at 2.96%
VA
Active
15
$170,000$51,272 equity gap
Rate
2.96%
7.40%today
Payment
$575/mo
$949today
  • 3beds
  • 2baths
  • 1,368sqft

6016 Honeybee Court, El Paso

10031 PALOMA Drive, El Paso, TX, 79924 — assumable FHA mortgage at 3.10%
FHA
Active
58
$249,000$85,435 equity gap
Rate
3.10%
7.40%today
Payment
$776/mo
$1,258today
  • 4beds
  • 3baths
  • 1,887sqft

10031 PALOMA Drive, El Paso

5024 STAMPEDE Drive, El Paso, TX, 79934 — assumable FHA mortgage at 0.01%
FHA
Active
30
$265,000$174,475 equity gap
Rate
0.01%
7.40%today
Payment
$431/mo
$1,074today
  • 3beds
  • 3baths
  • 1,675sqft

5024 STAMPEDE Drive, El Paso

5115 CORNELL Avenue, El Paso, TX, 79924 — assumable FHA mortgage at 1.67%
FHA
Active
40
$214,999$149,021 equity gap
Rate
1.67%
7.40%today
Payment
$354/mo
$693today
  • 5beds
  • 3baths
  • 2,060sqft

5115 CORNELL Avenue, El Paso

5108 CORNELL Avenue, El Paso, TX, 79924 — assumable VA mortgage at 2.71%
VA
Active
48
$217,950$103,943 equity gap
Rate
2.71%
7.40%today
Payment
$532/mo
$908today
  • 3beds
  • 2baths
  • 1,605sqft

5108 CORNELL Avenue, El Paso

10776 Pleasant Sand Drive, El Paso, TX, 79924 — assumable VA mortgage at 2.96%
VA
Active
41
$270,000$123,676 equity gap
Rate
2.96%
7.40%today
Payment
$683/mo
$1,128today
  • 3beds
  • 3baths
  • 2,069sqft

10776 Pleasant Sand Drive, El Paso

11425 VICTOR FLORES Place, El Paso, TX, 79934 — assumable VA mortgage at 2.98%
VA
Active
43
$299,777$127,482 equity gap
Rate
2.98%
7.40%today
Payment
$812/mo
$1,336today
  • 4beds
  • 2baths
  • 1,912sqft

11425 VICTOR FLORES Place, El Paso

5397 ISAIAS AVALOS Lane, El Paso, TX, 79934 — assumable VA mortgage at 3.00%
VA
Active
52
$295,000$305,000 equity gap
Rate
3.00%
7.40%today
Payment
—/mo
  • 3beds
  • 3baths
  • 2,203sqft

5397 ISAIAS AVALOS Lane, El Paso

5105 Wally Drive, El Paso, TX, 79924 — assumable VA mortgage at 3.85%
VA
Active
42
$227,500$63,440 equity gap
Rate
3.85%
7.40%today
Payment
$839/mo
$1,240today
  • 4beds
  • 2baths
  • 1,708sqft

5105 Wally Drive, El Paso

11336 LOMA LINDA Circle, El Paso, TX, 79934 — assumable VA mortgage at 3.06%
VA
Active
77
$254,999$150,179 equity gap
Rate
3.06%
7.40%today
Payment
$503/mo
$819today
  • 3beds
  • 3baths
  • 1,605sqft

11336 LOMA LINDA Circle, El Paso

10705 TEXARKANA Place, El Paso, TX, 79924 — assumable VA mortgage at 3.13%
VA
Active
31
$185,000$87,963 equity gap
Rate
3.13%
7.40%today
Payment
$470/mo
$759today
  • 3beds
  • 2baths
  • 1,130sqft

10705 TEXARKANA Place, El Paso

5465 ROGER MARIS Drive, El Paso, TX, 79934 — assumable VA mortgage at 3.40%
VA
Active
23
$210,000$112,911 equity gap
Rate
3.40%
7.40%today
Payment
$634/mo
$990today
  • 3beds
  • 3baths
  • 1,797sqft

5465 ROGER MARIS Drive, El Paso

11028 ACOMA Street, El Paso, TX, 79934 — assumable FHA mortgage at 3.41%
FHA
Active
68
$265,000$163,382 equity gap
Rate
3.41%
7.40%today
Payment
$669/mo
$1,044today
  • 4beds
  • 3baths
  • 2,212sqft

11028 ACOMA Street, El Paso

5569 MIKE VANE Drive, El Paso, TX, 79934 — assumable FHA mortgage at 3.55%
FHA
Active
32
$350,000$193,292 equity gap
Rate
3.55%
7.40%today
Payment
$830/mo
$1,271today
  • 4beds
  • 3baths
  • 2,364sqft

5569 MIKE VANE Drive, El Paso

5953 REDSTONE RIM Drive, El Paso, TX, 79934 — assumable VA mortgage at 3.60%
VA
Active
54
$235,000$108,871 equity gap
Rate
3.60%
7.40%today
Payment
$671/mo
$1,022today
  • 3beds
  • 2baths
  • 1,528sqft

5953 REDSTONE RIM Drive, El Paso

6041 HIDDEN ROW Avenue, El Paso, TX, 79924 — assumable VA mortgage at 4.99%
VA
Active
24
$345,000$48,427 equity gap
Rate
4.99%
7.40%today
Payment
$1,696/mo
$2,190today
  • 5beds
  • 3baths
  • 2,456sqft

6041 HIDDEN ROW Avenue, El Paso

9845 FRIENDSHIP SEVEN, El Paso, TX, 79924 — assumable FHA mortgage at 3.88%
FHA
Active
30
$199,950$139,708 equity gap
Rate
3.88%
7.40%today
Payment
$426/mo
$628today
  • 4beds
  • 2baths
  • 1,333sqft

9845 FRIENDSHIP SEVEN, El Paso

5608 SARAH ANNE Avenue, El Paso, TX, 79924 — assumable FHA mortgage at 5.30%
FHA
Active
20
$170,000$31,644 equity gap
Rate
5.30%
7.40%today
Payment
$818/mo
$1,020today
  • 3beds
  • 2baths
  • 1,094sqft

5608 SARAH ANNE Avenue, El Paso

11516 PEDRO LUCERO Drive, El Paso, TX, 79934 — assumable VA mortgage at 4.12%
VA
Active
21
$303,000$162,688 equity gap
Rate
4.12%
7.40%today
Payment
$915/mo
$1,308today
  • 3beds
  • 3baths
  • 1,882sqft

11516 PEDRO LUCERO Drive, El Paso

10080 NEWCASTLE Drive, El Paso, TX, 79924 — assumable VA mortgage at 6.20%
VA
Active
39
$180,000Potential short sale
Rate
6.20%
7.40%today
Payment
$1,120/mo
$1,266today
  • 3beds
  • 2baths
  • 1,558sqft

10080 NEWCASTLE Drive, El Paso

5817 CHIPPENDALE Avenue, El Paso, TX, 79934 — assumable VA mortgage at 5.11%
VA
Active
33
$198,000$48,134 equity gap
Rate
5.11%
7.40%today
Payment
$873/mo
$1,112today
  • 3beds
  • 2baths
  • 1,036sqft

5817 CHIPPENDALE Avenue, El Paso

10816 OPALSTONE Street, El Paso, TX, 79924 — assumable FHA mortgage at 5.22%
FHA
Active
30
$235,000$69,790 equity gap
Rate
5.22%
7.40%today
Payment
$967/mo
$1,217today
  • 4beds
  • 2baths
  • 1,788sqft

10816 OPALSTONE Street, El Paso

5368 ROGER MARIS Drive, El Paso, TX, 79934 — assumable VA mortgage at 4.44%
VA
Active
39
$300,000$150,104 equity gap
Rate
4.44%
7.40%today
Payment
$899/mo
$1,237today
  • 4beds
  • 3baths
  • 2,228sqft

5368 ROGER MARIS Drive, El Paso

10799 WALDEN POND Street, El Paso, TX, 79924 — assumable VA mortgage at 5.78%
VA
Active
35
$272,000$50,173 equity gap
Rate
5.78%
7.40%today
Payment
$1,378/mo
$1,629today
  • 3beds
  • 3baths
  • 2,049sqft

10799 WALDEN POND Street, El Paso

5516 Fairbanks Drive, El Paso, TX, 79924 — assumable VA mortgage at 6.36%
VA
Active
28
$192,000$19,796 equity gap
Rate
6.36%
7.40%today
Payment
$1,122/mo
$1,247today
  • 3beds
  • 2baths
  • 1,303sqft

5516 Fairbanks Drive, El Paso

10704 Walden Pond Street, El Paso, TX, 79924 — assumable FHA mortgage at 6.49%
FHA
Active
40
$385,950$31,697 equity gap
Rate
6.49%
7.40%today
Payment
$2,287/mo
$2,508today
  • 4beds
  • 3baths
  • 2,059sqft

10704 Walden Pond Street, El Paso

5544 GUSTAVO MADRID Lane, El Paso, TX, 79934 — assumable VA mortgage at 6.66%
VA
Active
38
$274,900$18,914 equity gap
Rate
6.66%
7.40%today
Payment
$1,693/mo
$1,824today
  • 3beds
  • 2baths
  • 1,860sqft

5544 GUSTAVO MADRID Lane, El Paso

10453 OMEGA Circle, El Paso, TX, 79924 — assumable FHA mortgage at 6.76%
FHA
Active
46
$211,900$18,641 equity gap
Rate
6.76%
7.40%today
Payment
$1,272/mo
$1,356today
  • 3beds
  • 2baths
  • 1,323sqft

10453 OMEGA Circle, El Paso

10605 Hermes Drive, El Paso, TX, 79924 — assumable FHA mortgage at 6.77%
FHA
Active
28
$233,000$12,870 equity gap
Rate
6.77%
7.40%today
Payment
$1,461/mo
$1,557today
  • 3beds
  • 2baths
  • 1,570sqft

10605 Hermes Drive, El Paso

9929 AUDOBON Street, El Paso, TX, 79924 — assumable VA mortgage at 6.78%
VA
Active
50
$240,000$23,882 equity gap
Rate
6.78%
7.40%today
Payment
$1,432/mo
$1,524today
  • 3beds
  • 2baths
  • 1,660sqft

9929 AUDOBON Street, El Paso

10433 PONDEROSA Street, El Paso, TX, 79924 — assumable FHA mortgage at 6.81%
FHA
Active
22
$255,000$21,673 equity gap
Rate
6.81%
7.40%today
Payment
$1,540/mo
$1,634today
  • 4beds
  • 2baths
  • 1,978sqft

10433 PONDEROSA Street, El Paso

10709 Elise Street, El Paso, TX, 79924 — assumable FHA mortgage at 6.89%
FHA
Active
25
$379,500$37,549 equity gap
Rate
6.89%
7.40%today
Payment
$2,299/mo
$2,420today
  • 4beds
  • 3baths
  • 2,683sqft

10709 Elise Street, El Paso

5113 TROPICANA Avenue, El Paso, TX, 79924 — assumable VA mortgage at 6.92%
VA
Active
13
$208,000$14,064 equity gap
Rate
6.92%
7.40%today
Payment
$1,308/mo
$1,372today
  • 3beds
  • 2baths
  • 1,214sqft

5113 TROPICANA Avenue, El Paso

10917 WHITEHALL Drive, El Paso, TX, 79934 — assumable VA mortgage at 6.17%
VA
Active
25
$279,990$34,436 equity gap
Rate
6.17%
7.40%today
Payment
$1,514/mo
$1,717today
  • 4beds
  • 3baths
  • 1,848sqft

10917 WHITEHALL Drive, El Paso

10620 Hidden Chapel Place, El Paso, TX, 79924 — assumable VA mortgage at 6.27%
VA
Active
14
$329,950$58,582 equity gap
Rate
6.27%
7.40%today
Payment
$1,752/mo
$1,966today
  • 3beds
  • 3baths
  • 2,367sqft

10620 Hidden Chapel Place, El Paso

Assuming a mortgage in El Paso

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
1.67%
Lowest existing payment
$354 /mo
Median cash to assume
$49,300
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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