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Assumable homes for sale in El Paso, TX

99 homesVA & FHA loansrates from 1.66% vs 7.40% today

El Paso assumption guide
2508 PLAYA, El Paso, TX, 79938 — assumable VA mortgage at 2.87%
VA
Active
45
$259,900$59,430 equity gap
Rate
2.87%
7.40%today
Payment
$933/mo
$1,558today
  • 4beds
  • 2baths
  • 2,078sqft

2508 PLAYA, El Paso

14213 PEYTON EDWARDS Avenue, El Paso, TX, 79938 — assumable VA mortgage at 2.88%
VA
Active
21
$304,999$83,925 equity gap
Rate
2.88%
7.40%today
Payment
$1,062/mo
$1,770today
  • 4beds
  • 3baths
  • 2,452sqft

14213 PEYTON EDWARDS Avenue, El Paso

2156 THOMAS LACKLAND Street, El Paso, TX, 79938 — assumable VA mortgage at 3.00%
VA
Active
47
$319,000$73,629 equity gap
Rate
3.00%
7.40%today
Payment
$1,169/mo
$1,920today
  • 4beds
  • 3baths
  • 2,575sqft

2156 THOMAS LACKLAND Street, El Paso

2605 MIKE PRICE Drive, El Paso, TX, 79938 — assumable VA mortgage at 3.01%
VA
Active
51
$375,000$111,553 equity gap
Rate
3.01%
7.40%today
Payment
$1,245/mo
$2,042today
  • 4beds
  • 3baths
  • 2,468sqft

2605 MIKE PRICE Drive, El Paso

14840 JOHN MCNEELY Avenue, El Paso, TX, 79938 — assumable FHA mortgage at 3.05%
FHA
Active
28
$274,900$71,332 equity gap
Rate
3.05%
7.40%today
Payment
$954/mo
$1,556today
  • 4beds
  • 2baths
  • 1,600sqft

14840 JOHN MCNEELY Avenue, El Paso

2209 Glitter Point, El Paso, TX, 79938 — assumable VA mortgage at 3.56%
VA
Active
34
$269,950$27,364 equity gap
Rate
3.56%
7.40%today
Payment
$1,205/mo
$1,844today
  • 3beds
  • 2baths
  • 1,943sqft

2209 Glitter Point, El Paso

14589 FRIESIAN Trail, El Paso, TX, 79938 — assumable VA mortgage at 3.07%
VA
Active
56
$239,999$62,843 equity gap
Rate
3.07%
7.40%today
Payment
$837/mo
$1,363today
  • 3beds
  • 3baths
  • 1,708sqft

14589 FRIESIAN Trail, El Paso

14633 Ciambriello Avenue, El Paso, TX, 79938 — assumable FHA mortgage at 3.09%
FHA
Active
35
$314,950$72,820 equity gap
Rate
3.09%
7.40%today
Payment
$1,149/mo
$1,866today
  • 4beds
  • 3baths
  • 2,213sqft

14633 Ciambriello Avenue, El Paso

14513 PETRALIA Avenue, El Paso, TX, 79938 — assumable VA mortgage at 2.78%
VA
Active
76
$339,950$111,337 equity gap
Rate
2.78%
7.40%today
Payment
$1,078/mo
$1,822today
  • 4beds
  • 3baths
  • 2,136sqft

14513 PETRALIA Avenue, El Paso

1920 WILLIAM CAPLES Street, El Paso, TX, 79938 — assumable VA mortgage at 2.81%
VA
Active
29
$260,000$100,164 equity gap
Rate
2.81%
7.40%today
Payment
$749/mo
$1,261today
  • 4beds
  • 2baths
  • 1,484sqft

1920 WILLIAM CAPLES Street, El Paso

12776 TIERRA SONORA Drive, El Paso, TX, 79938 — assumable VA mortgage at 2.88%
VA
Active
67
$290,000$100,183 equity gap
Rate
2.88%
7.40%today
Payment
$907/mo
$1,513today
  • 3beds
  • 3baths
  • 1,891sqft

12776 TIERRA SONORA Drive, El Paso

3640 Rachel Crystel Place, El Paso, TX, 79938 — assumable VA mortgage at 2.97%
VA
Active
29
$289,900$104,986 equity gap
Rate
2.97%
7.40%today
Payment
$882/mo
$1,454today
  • 4beds
  • 3baths
  • 2,135sqft

3640 Rachel Crystel Place, El Paso

14885 Orsten Artis Avenue, El Paso, TX, 79938 — assumable FHA mortgage at 3.18%
FHA
Active
47
$325,000$116,625 equity gap
Rate
3.18%
7.40%today
Payment
$1,038/mo
$1,666today
  • 4beds
  • 3baths
  • 1,874sqft

14885 Orsten Artis Avenue, El Paso

14352 OWL POINT Avenue, El Paso, TX, 79938 — assumable FHA mortgage at 0.11%
FHA
Active
44
$429,900$321,964 equity gap
Rate
0.11%
7.40%today
Payment
$561/mo
$1,376today
  • 4beds
  • 3baths
  • 2,590sqft

14352 OWL POINT Avenue, El Paso

3130 HIDDEN CREEK Drive, El Paso, TX, 79938 — assumable FHA mortgage at 0.38%
FHA
Active
42
$265,000$170,041 equity gap
Rate
0.38%
7.40%today
Payment
$495/mo
$1,166today
  • 4beds
  • 3baths
  • 2,062sqft

3130 HIDDEN CREEK Drive, El Paso

2705 SNOWY ROCK Place, El Paso, TX, 79938 — assumable VA mortgage at 1.66%
VA
Active
24
$220,000$132,891 equity gap
Rate
1.66%
7.40%today
Payment
$465/mo
$912today
  • 3beds
  • 3baths
  • 1,592sqft

2705 SNOWY ROCK Place, El Paso

12941 FALLEN HERO Lane, El Paso, TX, 79938 — assumable FHA mortgage at 2.15%
FHA
Active
33
$475,000$432,466 equity gap
Rate
2.15%
7.40%today
Payment
$182/mo
$335today
  • 5beds
  • 4baths
  • 3,242sqft

12941 FALLEN HERO Lane, El Paso

12464 TIERRA NOGAL Drive, El Paso, TX, 79938 — assumable VA mortgage at 2.25%
VA
Active
62
$355,000$217,155 equity gap
Rate
2.25%
7.40%today
Payment
$716/mo
$1,297today
  • 4beds
  • 3baths
  • 2,284sqft

12464 TIERRA NOGAL Drive, El Paso

3821 TIERRA CHISUM Drive, El Paso, TX, 79938 — assumable FHA mortgage at 2.68%
FHA
Active
60
$420,000$195,396 equity gap
Rate
2.68%
7.40%today
Payment
$1,043/mo
$1,785today
  • 4beds
  • 2baths
  • 2,405sqft

3821 TIERRA CHISUM Drive, El Paso

2064 ROBERT MINNIE, El Paso, TX, 79938 — assumable VA mortgage at 2.72%
VA
Active
43
$258,900$106,896 equity gap
Rate
2.72%
7.40%today
Payment
$712/mo
$1,213today
  • 3beds
  • 2baths
  • 2,135sqft

2064 ROBERT MINNIE, El Paso

14228 FABLED POINT Avenue, El Paso, TX, 79938 — assumable FHA mortgage at 2.77%
FHA
Active
50
$239,000$97,577 equity gap
Rate
2.77%
7.40%today
Payment
$663/mo
$1,122today
  • 3beds
  • 2baths
  • 1,451sqft

14228 FABLED POINT Avenue, El Paso

14841 TIM HARDAWAY Drive, El Paso, TX, 79938 — assumable FHA mortgage at 2.79%
FHA
Active
41
$269,950$116,605 equity gap
Rate
2.79%
7.40%today
Payment
$721/mo
$1,216today
  • 4beds
  • 3baths
  • 2,103sqft

14841 TIM HARDAWAY Drive, El Paso

2801 MARIA CASAS Street, El Paso, TX, 79938 — assumable FHA mortgage at 2.81%
FHA
Active
19
$285,000$197,164 equity gap
Rate
2.81%
7.40%today
Payment
$419/mo
$705today
  • 3beds
  • 3baths
  • 2,035sqft

2801 MARIA CASAS Street, El Paso

14260 SMOKEY POINT Drive, El Paso, TX, 79938 — assumable FHA mortgage at 2.81%
FHA
Active
22
$244,900$103,026 equity gap
Rate
2.81%
7.40%today
Payment
$667/mo
$1,122today
  • 3beds
  • 2baths
  • 1,628sqft

14260 SMOKEY POINT Drive, El Paso

14517 CHARLES FOSTER Avenue, El Paso, TX, 79938 — assumable VA mortgage at 2.90%
VA
Active
37
$430,000$178,603 equity gap
Rate
2.90%
7.40%today
Payment
$1,207/mo
$2,008today
  • 4beds
  • 3baths
  • 2,388sqft

14517 CHARLES FOSTER Avenue, El Paso

3116 Lookout Point Drive, El Paso, TX, 79938 — assumable FHA mortgage at 3.01%
FHA
Active
64
$515,000$484,124 equity gap
Rate
3.01%
7.40%today
Payment
$200/mo
$292today
  • 5beds
  • 3baths
  • 3,097sqft

3116 Lookout Point Drive, El Paso

14840 PEBBLE HILLS Boulevard, El Paso, TX, 79938 — assumable FHA mortgage at 3.02%
FHA
Active
84
$319,900$138,142 equity gap
Rate
3.02%
7.40%today
Payment
$886/mo
$1,451today
  • 4beds
  • 3baths
  • 2,268sqft

14840 PEBBLE HILLS Boulevard, El Paso

14940 TIM HARDAWAY, El Paso, TX, 79938 — assumable VA mortgage at 3.10%
VA
Active
38
$350,000$323,259 equity gap
Rate
3.10%
7.40%today
Payment
$137/mo
$215today
  • 4beds
  • 3baths
  • 3,173sqft

14940 TIM HARDAWAY, El Paso

14325 ARABIAN POINT, El Paso, TX, 79938 — assumable VA mortgage at 3.18%
VA
Active
62
$324,900$189,013 equity gap
Rate
3.18%
7.40%today
Payment
$677/mo
$1,086today
  • 4beds
  • 3baths
  • 2,679sqft

14325 ARABIAN POINT, El Paso

12741 TIERRA MONJE Lane, El Paso, TX, 79938 — assumable FHA mortgage at 3.26%
FHA
Active
49
$349,000$178,995 equity gap
Rate
3.26%
7.40%today
Payment
$856/mo
$1,360today
  • 4beds
  • 3baths
  • 2,535sqft

12741 TIERRA MONJE Lane, El Paso

12862 HUECO HILL Drive, El Paso, TX, 79938 — assumable FHA mortgage at 3.31%
FHA
Active
20
$254,900$166,717 equity gap
Rate
3.31%
7.40%today
Payment
$446/mo
$705today
  • 3beds
  • 2baths
  • 1,694sqft

12862 HUECO HILL Drive, El Paso

3017 WOODHEAD, El Paso, TX, 79938 — assumable VA mortgage at 3.33%
VA
Active
54
$265,000$127,813 equity gap
Rate
3.33%
7.40%today
Payment
$697/mo
$1,098today
  • 3beds
  • 2baths
  • 1,675sqft

3017 WOODHEAD, El Paso

3165 Destiny Point Drive, El Paso, TX, 79938 — assumable VA mortgage at 3.35%
VA
Active
25
$510,000$335,604 equity gap
Rate
3.35%
7.40%today
Payment
$1,148/mo
$1,803today
  • 5beds
  • 3baths
  • 3,198sqft

3165 Destiny Point Drive, El Paso

14905 TIERRA CRYSTAL Avenue, El Paso, TX, 79938 — assumable FHA mortgage at 3.36%
FHA
Active
18
$269,900$125,361 equity gap
Rate
3.36%
7.40%today
Payment
$739/mo
$1,159today
  • 4beds
  • 2baths
  • 1,610sqft

14905 TIERRA CRYSTAL Avenue, El Paso

12516 TIERRA PADRE Lane, El Paso, TX, 79938 — assumable VA mortgage at 4.72%
VA
Active
25
$273,000$51,707 equity gap
Rate
4.72%
7.40%today
Payment
$1,239/mo
$1,650today
  • 4beds
  • 3baths
  • 1,911sqft

12516 TIERRA PADRE Lane, El Paso

14929 MIKE A MENDOZA Avenue, El Paso, TX, 79938 — assumable VA mortgage at 5.22%
VA
Active
48
$260,000$5,654 equity gap
Rate
5.22%
7.40%today
Payment
$1,489/mo
$1,873today
  • 4beds
  • 2baths
  • 1,614sqft

14929 MIKE A MENDOZA Avenue, El Paso

Assuming a mortgage in El Paso

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
1.66%
Lowest existing payment
$419 /mo
Median cash to assume
$100,164
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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