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Assumable homes for sale in El Paso, TX

22 homesVA & FHA loansrates from 2.81% vs 7.40% today

El Paso assumption guide
7775 ENCHANTED VIEW Drive, El Paso, TX, 79911 — assumable FHA mortgage at 0.08%
FHA
Active
52
$325,000$127,345 equity gap
Rate
0.08%
7.40%today
Payment
$668/mo
$1,644today
  • 3beds
  • 3baths
  • 1,775sqft

7775 ENCHANTED VIEW Drive, El Paso

7508 EAGLE VISTA Drive, El Paso, TX, 79911 — assumable VA mortgage at 2.81%
VA
Active
48
$310,000$123,205 equity gap
Rate
2.81%
7.40%today
Payment
$884/mo
$1,487today
  • 3beds
  • 2baths
  • 1,698sqft

7508 EAGLE VISTA Drive, El Paso

7805 Enchanted Trail Drive, El Paso, TX, 79911 — assumable VA mortgage at 2.99%
VA
Active
21
$339,500$140,779 equity gap
Rate
2.99%
7.40%today
Payment
$956/mo
$1,573today
  • 4beds
  • 3baths
  • 2,046sqft

7805 Enchanted Trail Drive, El Paso

332 BELLWOODE Avenue, El Paso, TX, 79932 — assumable VA mortgage at 3.10%
VA
Active
45
$324,999$195,140 equity gap
Rate
3.10%
7.40%today
Payment
$616/mo
$999today
  • 3beds
  • 3baths
  • 1,808sqft

332 BELLWOODE Avenue, El Paso

7305 EAGLE VISTA Drive, El Paso, TX, 79911 — assumable FHA mortgage at 3.16%
FHA
Active
56
$380,000$176,395 equity gap
Rate
3.16%
7.40%today
Payment
$1,009/mo
$1,624today
  • 4beds
  • 3baths
  • 2,272sqft

7305 EAGLE VISTA Drive, El Paso

1612 RAYADO CREEK Lane, El Paso, TX, 79922 — assumable VA mortgage at 3.67%
VA
Active
36
$349,900$217,264 equity gap
Rate
3.67%
7.40%today
Payment
$918/mo
$1,386today
  • 4beds
  • 3baths
  • 2,022sqft

1612 RAYADO CREEK Lane, El Paso

6825 Cactus Thrush Drive, El Paso, TX, 79911 — assumable FHA mortgage at 3.90%
FHA
Active
38
$330,000$214,514 equity gap
Rate
3.90%
7.40%today
Payment
$816/mo
$1,197today
  • 3beds
  • 2baths
  • 1,788sqft

6825 Cactus Thrush Drive, El Paso

7833 ENCHANTED TRAIL Drive, El Paso, TX, 79911 — assumable VA mortgage at 5.23%
VA
Active
49
$375,000$73,193 equity gap
Rate
5.23%
7.40%today
Payment
$1,777/mo
$2,233today
  • 3beds
  • 3baths
  • 2,257sqft

7833 ENCHANTED TRAIL Drive, El Paso

300 La Puesta Drive, El Paso, TX, 79932 — assumable VA mortgage at 6.81%
VA
Active
48
$430,000$5,394 equity gap
Rate
6.81%
7.40%today
Payment
$2,865/mo
$3,040today
  • 5beds
  • 3baths
  • 3,134sqft

300 La Puesta Drive, El Paso

7893 Enchanted View Drive, El Paso, TX, 79911 — assumable VA mortgage at 4.30%
VA
Active
54
$419,900$199,066 equity gap
Rate
4.30%
7.40%today
Payment
$1,356/mo
$1,897today
  • 4beds
  • 4baths
  • 2,380sqft

7893 Enchanted View Drive, El Paso

7387 CAMINO DEL SOL Drive, El Paso, TX, 79911 — assumable VA mortgage at 6.58%
VA
Active
44
$360,000$28,238 equity gap
Rate
6.58%
7.40%today
Payment
$2,136/mo
$2,320today
  • 3beds
  • 3baths
  • 1,984sqft

7387 CAMINO DEL SOL Drive, El Paso

7432 Camino Court, El Paso, TX, 79911 — assumable VA mortgage at 6.62%
VA
Active
55
$475,000$43,584 equity gap
Rate
6.62%
7.40%today
Payment
$2,800/mo
$3,029today
  • 4beds
  • 3baths
  • 2,454sqft

7432 Camino Court, El Paso

7250 LONGSPUR Drive, El Paso, TX, 79911 — assumable FHA mortgage at 6.65%
FHA
Active
61
$549,000$45,947 equity gap
Rate
6.65%
7.40%today
Payment
$3,277/mo
$3,535today
  • 4beds
  • 4baths
  • 3,011sqft

7250 LONGSPUR Drive, El Paso

7380 9TH Street, Canutillo, TX, 79835 — assumable VA mortgage at 6.87%
VA
Active
38
$325,000$23,166 equity gap
Rate
6.87%
7.40%today
Payment
$2,016/mo
$2,126today
  • 3beds
  • 2baths
  • 1,895sqft

7380 9TH Street, Canutillo

7816 ENCHANTED NEST Lane, El Paso, TX, 79911 — assumable VA mortgage at 6.23%
VA
Active
48
$575,000$54,595 equity gap
Rate
6.23%
7.40%today
Payment
$3,226/mo
$3,635today
  • 5beds
  • 4baths
  • 3,403sqft

7816 ENCHANTED NEST Lane, El Paso

7513 Enchanted Ridge Drive, El Paso, TX, 79911 — assumable VA mortgage at 6.35%
VA
Active
44
$430,000$59,074 equity gap
Rate
6.35%
7.40%today
Payment
$2,364/mo
$2,631today
  • 4beds
  • 3baths
  • 2,055sqft

7513 Enchanted Ridge Drive, El Paso

7324 ENCHANTED POINT Drive, El Paso, TX, 79911 — assumable FHA mortgage at 6.63%
FHA
Active
44
$569,900$77,988 equity gap
Rate
6.63%
7.40%today
Payment
$3,248/mo
$3,510today
  • 4beds
  • 3baths
  • 2,246sqft

7324 ENCHANTED POINT Drive, El Paso

400 Bellwoode Avenue, El Paso, TX, 79932 — assumable VA mortgage at 7.03%
VA
Active
32
$330,000$35,248 equity gap
Rate
7.03%
7.40%today
Payment
$2,011/mo
$2,086today
  • 4beds
  • 3baths
  • 1,951sqft

400 Bellwoode Avenue, El Paso

1754 SIDESADDLE Drive, El Paso, TX, 79911 — assumable VA mortgage at 6.36%
VA
Active
45
$504,000$100,386 equity gap
Rate
6.36%
7.40%today
Payment
$2,629/mo
$2,922today
  • 4beds
  • 3baths
  • 2,118sqft

1754 SIDESADDLE Drive, El Paso

7350 Seventh Street, Canutillo, TX, 79835 — assumable VA mortgage at 6.87%
VA
Active
33
$299,000$111,844 equity gap
Rate
6.87%
7.40%today
Payment
$1,248/mo
$1,316today
  • 4beds
  • 2baths
  • 1,629sqft

7350 Seventh Street, Canutillo

7304 GLACIER Drive, El Paso, TX, 79911 — assumable FHA mortgage at 6.71%
FHA
Active
54
$426,000$46,795 equity gap
Rate
6.71%
7.40%today
Payment
$2,537/mo
$2,719today
  • 4beds
  • 3baths
  • 2,590sqft

7304 GLACIER Drive, El Paso

1829 STIRRUP Place, El Paso, TX, 79911 — assumable VA mortgage at 6.72%
VA
Active
126
$1,199,950$702,462 equity gap
Rate
6.72%
7.40%today
Payment
$3,283/mo
$3,516today
  • 4beds
  • 4baths
  • 3,880sqft

1829 STIRRUP Place, El Paso

Assuming a mortgage in El Paso

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$616 /mo
Median cash to assume
$89,187
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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