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Assumable homes for sale in El Paso, TX

24 homesVA & FHA loansrates from 2.67% vs 7.40% today

El Paso assumption guide
6969 Granero Drive, El Paso, TX, 79912 — assumable VA mortgage at 3.45%
VA
Active
54
$465,000$111,204 equity gap
Rate
3.45%
7.40%today
Payment
$1,740/mo
$2,700today
  • 5beds
  • 4baths
  • 3,499sqft

6969 Granero Drive, El Paso

6505 Contessa Ridge, El Paso, TX, 79912 — assumable VA mortgage at 2.94%
VA
Active
59
$1,200,000$393,667 equity gap
Rate
2.94%
7.40%today
Payment
$3,807/mo
$6,301today
  • 5beds
  • 4baths
  • 3,367sqft

6505 Contessa Ridge, El Paso

224 VIKING Drive, El Paso, TX, 79912 — assumable FHA mortgage at 3.69%
FHA
Active
45
$319,900$87,384 equity gap
Rate
3.69%
7.40%today
Payment
$1,169/mo
$1,761today
  • 5beds
  • 2baths
  • 2,064sqft

224 VIKING Drive, El Paso

849 River Oaks Drive, El Paso, TX, 79912 — assumable VA mortgage at 3.21%
VA
Active
110
$995,000$365,240 equity gap
Rate
3.21%
7.40%today
Payment
$2,476/mo
$4,352today
  • 5beds
  • 4baths
  • 3,816sqft

849 River Oaks Drive, El Paso

436 DE LEON Drive, El Paso, TX, 79912 — assumable VA mortgage at 2.67%
VA
Active
51
$279,000$158,310 equity gap
Rate
2.67%
7.40%today
Payment
$560/mo
$959today
  • 4beds
  • 2baths
  • 1,841sqft

436 DE LEON Drive, El Paso

733 DERRICKSON Drive, El Paso, TX, 79912 — assumable FHA mortgage at 2.81%
FHA
Active
21
$240,000$135,603 equity gap
Rate
2.81%
7.40%today
Payment
$537/mo
$869today
  • 3beds
  • 2baths
  • 1,321sqft

733 DERRICKSON Drive, El Paso

1107 SUN RIDGE Drive, El Paso, TX, 79912 — assumable VA mortgage at 2.84%
VA
Active
79
$399,950$248,030 equity gap
Rate
2.84%
7.40%today
Payment
$1,052/mo
$1,538today
  • 4beds
  • 3baths
  • 2,582sqft

1107 SUN RIDGE Drive, El Paso

5712 Pebble Beach Drive, El Paso, TX, 79912 — assumable VA mortgage at 2.86%
VA
Active
58
$539,999$255,186 equity gap
Rate
2.86%
7.40%today
Payment
$1,321/mo
$2,209today
  • 4beds
  • 3baths
  • 2,944sqft

5712 Pebble Beach Drive, El Paso

6528 CALLE PLACIDO Drive, El Paso, TX, 79912 — assumable VA mortgage at 4.75%
VA
Active
122
$1,399,000$266,481 equity gap
Rate
4.75%
7.40%today
Payment
$6,338/mo
$8,412today
  • 6beds
  • 6baths
  • 5,495sqft

6528 CALLE PLACIDO Drive, El Paso

7155 Seco Palm Street, El Paso, TX, 79912 — assumable VA mortgage at 3.65%
VA
Active
22
$365,000$183,290 equity gap
Rate
3.65%
7.40%today
Payment
$961/mo
$1,454today
  • 3beds
  • 2baths
  • 2,095sqft

7155 Seco Palm Street, El Paso

5969 Los Pueblos Drive, El Paso, TX, 79912 — assumable VA mortgage at 4.98%
VA
Active
45
$479,000$96,173 equity gap
Rate
4.98%
7.40%today
Payment
$2,197/mo
$2,841today
  • 5beds
  • 3baths
  • 2,696sqft

5969 Los Pueblos Drive, El Paso

1156 REGAL RIDGE Drive, El Paso, TX, 79912 — assumable VA mortgage at 5.23%
VA
Active
50
$585,000$46,094 equity gap
Rate
5.23%
7.40%today
Payment
$3,168/mo
$3,981today
  • 6beds
  • 5baths
  • 3,139sqft

1156 REGAL RIDGE Drive, El Paso

1259 DESERT MIRAGE Place, El Paso, TX, 79912 — assumable VA mortgage at 3.88%
VA
Active
28
$579,999$287,598 equity gap
Rate
3.88%
7.40%today
Payment
$1,690/mo
$2,486today
  • 4beds
  • 4baths
  • 2,987sqft

1259 DESERT MIRAGE Place, El Paso

6825 Cactus Thrush Drive, El Paso, TX, 79911 — assumable FHA mortgage at 3.90%
FHA
Active
38
$330,000$214,514 equity gap
Rate
3.90%
7.40%today
Payment
$816/mo
$1,197today
  • 3beds
  • 2baths
  • 1,788sqft

6825 Cactus Thrush Drive, El Paso

6448 Casper Ridge Drive, El Paso, TX, 79912 — assumable VA mortgage at 5.10%
VA
Active
32
$519,999$123,084 equity gap
Rate
5.10%
7.40%today
Payment
$2,306/mo
$2,941today
  • 5beds
  • 3baths
  • 2,515sqft

6448 Casper Ridge Drive, El Paso

6312 FRANKLIN RIDGE Drive, El Paso, TX, 79912 — assumable VA mortgage at 6.22%
VA
Active
40
$559,000$43,043 equity gap
Rate
6.22%
7.40%today
Payment
$3,192/mo
$3,600today
  • 4beds
  • 4baths
  • 2,611sqft

6312 FRANKLIN RIDGE Drive, El Paso

7387 CAMINO DEL SOL Drive, El Paso, TX, 79911 — assumable VA mortgage at 6.58%
VA
Active
44
$360,000$28,238 equity gap
Rate
6.58%
7.40%today
Payment
$2,136/mo
$2,320today
  • 3beds
  • 3baths
  • 1,984sqft

7387 CAMINO DEL SOL Drive, El Paso

7324 DESIERTO LUNA Street, El Paso, TX, 79912 — assumable VA mortgage at 6.63%
VA
Active
31
$335,000$18,190 equity gap
Rate
6.63%
7.40%today
Payment
$2,050/mo
$2,216today
  • 3beds
  • 3baths
  • 1,808sqft

7324 DESIERTO LUNA Street, El Paso

7250 LONGSPUR Drive, El Paso, TX, 79911 — assumable FHA mortgage at 6.65%
FHA
Active
61
$549,000$45,947 equity gap
Rate
6.65%
7.40%today
Payment
$3,277/mo
$3,535today
  • 4beds
  • 4baths
  • 3,011sqft

7250 LONGSPUR Drive, El Paso

316 Garden Grove Lane, El Paso, TX, 79912 — assumable VA mortgage at 6.76%
VA
Active
44
$343,000$47,023 equity gap
Rate
6.76%
7.40%today
Payment
$1,948/mo
$2,077today
  • 4beds
  • 2baths
  • 1,894sqft

316 Garden Grove Lane, El Paso

1356 DESERT NIGHT Street, El Paso, TX, 79912 — assumable VA mortgage at 6.78%
VA
Active
87
$804,900$104,260 equity gap
Rate
6.78%
7.40%today
Payment
$4,684/mo
$4,985today
  • 4beds
  • 5baths
  • 2,921sqft

1356 DESERT NIGHT Street, El Paso

5864 VIA CUESTA Drive, El Paso, TX, 79912 — assumable VA mortgage at 6.50%
VA
Active
75
$925,000$186,590 equity gap
Rate
6.50%
7.40%today
Payment
$4,763/mo
$5,217today
  • 6beds
  • 5baths
  • 4,477sqft

5864 VIA CUESTA Drive, El Paso

5716 KINGSFIELD Avenue, El Paso, TX, 79912 — assumable VA mortgage at 6.64%
VA
Active
60
$639,900$176,814 equity gap
Rate
6.64%
7.40%today
Payment
$3,054/mo
$3,297today
  • 5beds
  • 3baths
  • 4,576sqft

5716 KINGSFIELD Avenue, El Paso

1142 CALLE PARQUE Drive, El Paso, TX, 79912 — assumable VA mortgage at 6.11%
VA
Active
46
$730,000$271,932 equity gap
Rate
6.11%
7.40%today
Payment
$2,784/mo
$3,178today
  • 5beds
  • 4baths
  • 3,551sqft

1142 CALLE PARQUE Drive, El Paso

Assuming a mortgage in El Paso

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$537 /mo
Median cash to assume
$146,957
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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