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Assumable homes for sale in El Paso, TX

25 homesVA & FHA loansrates from 2.38% vs 7.40% today

El Paso assumption guide
1935 Bay City Place, El Paso, TX, 79936 — assumable VA mortgage at 2.375%
VA
Active
40
$415,000$82,259 equity gap
Rate
2.375%
7.40%today
Payment
$1,458/mo
$2,597today
  • 5beds
  • 3baths
  • 3,095sqft

1935 Bay City Place, El Paso

11255 LEO COLLINS Drive, El Paso, TX, 79936 — assumable VA mortgage at 2.99%
VA
Active
32
$445,000$147,968 equity gap
Rate
2.99%
7.40%today
Payment
$1,395/mo
$2,293today
  • 4beds
  • 3baths
  • 2,856sqft

11255 LEO COLLINS Drive, El Paso

11246 ENID WILSON Lane, El Paso, TX, 79936 — assumable VA mortgage at 3.04%
VA
Active
35
$295,000$97,008 equity gap
Rate
3.04%
7.40%today
Payment
$949/mo
$1,551today
  • 2beds
  • 3baths
  • 1,927sqft

11246 ENID WILSON Lane, El Paso

1900 PUEBLO CORONA Lane, El Paso, TX, 79936 — assumable VA mortgage at 3.76%
VA
Active
67
$415,000$87,090 equity gap
Rate
3.76%
7.40%today
Payment
$1,665/mo
$2,485today
  • 4beds
  • 3baths
  • 3,082sqft

1900 PUEBLO CORONA Lane, El Paso

11629 BUNKY HENRY Lane, El Paso, TX, 79936 — assumable FHA mortgage at 0.34%
FHA
Active
43
$214,950$94,745 equity gap
Rate
0.34%
7.40%today
Payment
$430/mo
$1,020today
  • 3beds
  • 3baths
  • 1,384sqft

11629 BUNKY HENRY Lane, El Paso

11032 DON JANUARY Drive, El Paso, TX, 79935 — assumable VA mortgage at 3.02%
VA
Active
55
$813,500$636,141 equity gap
Rate
3.02%
7.40%today
Payment
$860/mo
$1,409today
  • 5beds
  • 5baths
  • 4,282sqft

11032 DON JANUARY Drive, El Paso

11416 FRED MARTI Lane, El Paso, TX, 79936 — assumable VA mortgage at 3.69%
VA
Active
39
$265,000$102,910 equity gap
Rate
3.69%
7.40%today
Payment
$864/mo
$1,302today
  • 4beds
  • 2baths
  • 2,062sqft

11416 FRED MARTI Lane, El Paso

12064 CASTLE KEEP Circle, El Paso, TX, 79936 — assumable FHA mortgage at 3.84%
FHA
Active
33
$239,900$172,563 equity gap
Rate
3.84%
7.40%today
Payment
$474/mo
$700today
  • 4beds
  • 2baths
  • 1,553sqft

12064 CASTLE KEEP Circle, El Paso

1909 POLLY HARRIS Drive, El Paso, TX, 79936 — assumable VA mortgage at 3.88%
VA
Active
66
$319,950$174,762 equity gap
Rate
3.88%
7.40%today
Payment
$841/mo
$1,238today
  • 4beds
  • 4baths
  • 2,743sqft

1909 POLLY HARRIS Drive, El Paso

11456 ARDELLE Avenue, El Paso, TX, 79936 — assumable VA mortgage at 5.30%
VA
Active
58
$700,000$89,397 equity gap
Rate
5.30%
7.40%today
Payment
$3,609/mo
$4,500today
  • 5beds
  • 5baths
  • 3,431sqft

11456 ARDELLE Avenue, El Paso

2037 GUS MORAN Street, El Paso, TX, 79936 — assumable VA mortgage at 4.13%
VA
Active
28
$309,950$185,267 equity gap
Rate
4.13%
7.40%today
Payment
$817/mo
$1,166today
  • 3beds
  • 3baths
  • 2,091sqft

2037 GUS MORAN Street, El Paso

11313 JAMES GRANT Drive, El Paso, TX, 79936 — assumable FHA mortgage at 4.16%
FHA
Active
29
$318,500$156,128 equity gap
Rate
4.16%
7.40%today
Payment
$980/mo
$1,394today
  • 3beds
  • 2baths
  • 2,141sqft

11313 JAMES GRANT Drive, El Paso

3000 Sea Breeze Drive, El Paso, TX, 79936 — assumable FHA mortgage at 4.39%
FHA
Active
42
$200,000$144,286 equity gap
Rate
4.39%
7.40%today
Payment
$421/mo
$583today
  • 3beds
  • 2baths
  • 1,179sqft

3000 Sea Breeze Drive, El Paso

12157 CHATO VILLA Drive, El Paso, TX, 79936 — assumable VA mortgage at 5.22%
VA
Active
19
$245,000$70,841 equity gap
Rate
5.22%
7.40%today
Payment
$1,018/mo
$1,281today
  • 3beds
  • 2baths
  • 1,735sqft

12157 CHATO VILLA Drive, El Paso

1739 TOMMY AARON Drive, El Paso, TX, 79936 — assumable FHA mortgage at 6.49%
FHA
Active
51
$524,999$88,123 equity gap
Rate
6.49%
7.40%today
Payment
$2,821/mo
$3,093today
  • 4beds
  • 3baths
  • 3,200sqft

1739 TOMMY AARON Drive, El Paso

1420 GENE TORRES Drive, El Paso, TX, 79936 — assumable VA mortgage at 6.60%
VA
Active
45
$279,950$48,612 equity gap
Rate
6.60%
7.40%today
Payment
$1,538/mo
$1,668today
  • 3beds
  • 2baths
  • 1,606sqft

1420 GENE TORRES Drive, El Paso

12421 PASEO BLANCO Drive, El Paso, TX, 79928 — assumable VA mortgage at 6.63%
VA
Active
53
$320,000$53,431 equity gap
Rate
6.63%
7.40%today
Payment
$1,723/mo
$1,863today
  • 4beds
  • 3baths
  • 2,368sqft

12421 PASEO BLANCO Drive, El Paso

12284 GOLDEN SUN Drive, El Paso, TX, 79938 — assumable VA mortgage at 6.02%
VA
Active
30
$310,000$72,792 equity gap
Rate
6.02%
7.40%today
Payment
$1,502/mo
$1,731today
  • 3beds
  • 3baths
  • 1,843sqft

12284 GOLDEN SUN Drive, El Paso

11365 Lake Nasser Drive, El Paso, TX, 79936 — assumable FHA mortgage at 6.36%
FHA
Active
33
$210,000$55,235 equity gap
Rate
6.36%
7.40%today
Payment
$1,009/mo
$1,122today
  • 3beds
  • 2baths
  • 1,411sqft

11365 Lake Nasser Drive, El Paso

11728 JOHN POLLEY Circle, El Paso, TX, 79936 — assumable FHA mortgage at 5.57%
FHA
Active
16
$200,000$162,393 equity gap
Rate
5.57%
7.40%today
Payment
$447/mo
$541today
  • 3beds
  • 2baths
  • 1,434sqft

11728 JOHN POLLEY Circle, El Paso

12291 TIERRA MAR Way, El Paso, TX, 79938 — assumable FHA mortgage at 5.95%
FHA
Active
32
$269,900$229,773 equity gap
Rate
5.95%
7.40%today
Payment
$569/mo
$661today
  • 3beds
  • 2baths
  • 1,698sqft

12291 TIERRA MAR Way, El Paso

1707 RUSS RANDALL Street, El Paso, TX, 79936 — assumable FHA mortgage at 6.31%
FHA
Active
31
$239,000$238,638 equity gap
Rate
6.31%
7.40%today
Payment
$364/mo
$401today
  • 3beds
  • 2baths
  • 1,343sqft

1707 RUSS RANDALL Street, El Paso

1662 DOUG OLSON Drive, El Paso, TX, 79936 — assumable FHA mortgage at 6.38%
FHA
Active
32
$200,000$160,519 equity gap
Rate
6.38%
7.40%today
Payment
$415/mo
$460today
  • 3beds
  • 1baths
  • 1,341sqft

1662 DOUG OLSON Drive, El Paso

3400 GEORGE DIETER Drive, El Paso, TX, 79936 — assumable VA mortgage at 6.50%
VA
Active
8
$2,775,000$2,558,659 equity gap
Rate
6.50%
7.40%today
Payment
$1,384/mo
$1,516today
  • —beds
  • —baths
  • —sqft

3400 GEORGE DIETER Drive, El Paso

2037 PASEO DEL REY Drive, El Paso, TX, 79936 — assumable VA mortgage at 6.99%
VA
Active
77
$535,000$245,888 equity gap
Rate
6.99%
7.40%today
Payment
$1,967/mo
$2,049today
  • 3beds
  • 4baths
  • 2,879sqft

2037 PASEO DEL REY Drive, El Paso

Assuming a mortgage in El Paso

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.38%
Lowest existing payment
$364 /mo
Median cash to assume
$144,286
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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