Assumable homes for sale in El Paso, TX

18 homesVA & FHA loansrates from 2.65% vs 7.40% today

El Paso assumption guide
732 Emerald View Drive, El Paso, TX, 79932 — assumable VA mortgage at 2.65%
VA
Active
64
$759,900$273,153 equity gap
Rate
2.65%
7.40%today
Payment
$2,253/mo
$3,870today
  • 4beds
  • 4baths
  • 3,288sqft

732 Emerald View Drive, El Paso

5649 VALLEY MAPLE Drive, El Paso, TX, 79932 — assumable FHA mortgage at 2.99%
FHA
Active
48
$445,000$162,075 equity gap
Rate
2.99%
7.40%today
Payment
$1,331/mo
$2,189today
  • 5beds
  • 3baths
  • 2,308sqft

5649 VALLEY MAPLE Drive, El Paso

6013 VALLE ESPANOLA Lane, El Paso, TX, 79932 — assumable VA mortgage at 2.66%
VA
Active
91
$575,000$402,986 equity gap
Rate
2.66%
7.40%today
Payment
$1,115/mo
$1,684today
  • 5beds
  • 5baths
  • 3,452sqft

6013 VALLE ESPANOLA Lane, El Paso

6043 LOURDES Road, Santa Teresa, NM, 88008 — assumable VA mortgage at 2.73%
VA
Active
16
$325,000$169,351 equity gap
Rate
2.73%
7.40%today
Payment
$725/mo
$1,233today
  • 3beds
  • 2baths
  • 1,915sqft

6043 LOURDES Road, Santa Teresa

987 GRANDEVOLE Drive, El Paso, TX, 79932 — assumable VA mortgage at 2.73%
VA
Active
78
$599,000$371,412 equity gap
Rate
2.73%
7.40%today
Payment
$1,052/mo
$1,790today
  • 4beds
  • 3baths
  • 2,639sqft

987 GRANDEVOLE Drive, El Paso

949 KELSO Street, El Paso, TX, 79932 — assumable VA mortgage at 2.81%
VA
Active
36
$650,000$272,866 equity gap
Rate
2.81%
7.40%today
Payment
$1,789/mo
$3,010today
  • 3beds
  • 3baths
  • 2,896sqft

949 KELSO Street, El Paso

332 BELLWOODE Avenue, El Paso, TX, 79932 — assumable VA mortgage at 3.10%
VA
Active
45
$324,999$195,140 equity gap
Rate
3.10%
7.40%today
Payment
$616/mo
$999today
  • 3beds
  • 3baths
  • 1,808sqft

332 BELLWOODE Avenue, El Paso

6409 Passo Via Street, El Paso, TX, 79932 — assumable VA mortgage at 3.12%
VA
Active
47
$550,000$257,330 equity gap
Rate
3.12%
7.40%today
Payment
$1,391/mo
$2,250today
  • 4beds
  • 3baths
  • 2,675sqft

6409 Passo Via Street, El Paso

5304 LOTTIE Lane, El Paso, TX, 79932 — assumable VA mortgage at 3.26%
VA
Active
65
$1,100,000$680,596 equity gap
Rate
3.26%
7.40%today
Payment
$2,111/mo
$3,354today
  • 4beds
  • 6baths
  • 4,433sqft

5304 LOTTIE Lane, El Paso

133 Cloud Song, Santa Teresa, NM, 88008 — assumable VA mortgage at 3.69%
VA
Active
93
$375,000$147,444 equity gap
Rate
3.69%
7.40%today
Payment
$1,213/mo
$1,827today
  • 4beds
  • 2baths
  • 2,409sqft

133 Cloud Song, Santa Teresa

951 SELWAY RIVER Place, El Paso, TX, 79932 — assumable VA mortgage at 4.08%
VA
Active
56
$375,000$126,282 equity gap
Rate
4.08%
7.40%today
Payment
$1,400/mo
$2,011today
  • 5beds
  • 4baths
  • 2,865sqft

951 SELWAY RIVER Place, El Paso

300 La Puesta Drive, El Paso, TX, 79932 — assumable VA mortgage at 6.81%
VA
Active
48
$430,000$5,394 equity gap
Rate
6.81%
7.40%today
Payment
$2,865/mo
$3,040today
  • 5beds
  • 3baths
  • 3,134sqft

300 La Puesta Drive, El Paso

465 PRIME DESERT Drive, El Paso, TX, 79932 — assumable VA mortgage at 4.28%
VA
Active
71
$322,000$130,459 equity gap
Rate
4.28%
7.40%today
Payment
$1,101/mo
$1,545today
  • 3beds
  • 2baths
  • 1,809sqft

465 PRIME DESERT Drive, El Paso

1076 Haper Court, El Paso, TX, 79932 — assumable FHA mortgage at 5.09%
FHA
Active
45
$282,500$71,542 equity gap
Rate
5.09%
7.40%today
Payment
$1,225/mo
$1,563today
  • 2beds
  • 2baths
  • 1,622sqft

1076 Haper Court, El Paso

400 Bellwoode Avenue, El Paso, TX, 79932 — assumable VA mortgage at 7.03%
VA
Active
32
$330,000$35,248 equity gap
Rate
7.03%
7.40%today
Payment
$2,011/mo
$2,086today
  • 4beds
  • 3baths
  • 1,951sqft

400 Bellwoode Avenue, El Paso

130 APACHE GOLD Loop, Santa Teresa, NM, 88008 — assumable FHA mortgage at 4.98%
FHA
Active
36
$255,000$113,209 equity gap
Rate
4.98%
7.40%today
Payment
$815/mo
$1,054today
  • 3beds
  • 2baths
  • 1,565sqft

130 APACHE GOLD Loop, Santa Teresa

6040 STRAHAN Road, El Paso, TX, 79932 — assumable FHA mortgage at 6.81%
FHA
Active
45
$565,000$245,408 equity gap
Rate
6.81%
7.40%today
Payment
$2,178/mo
$2,311today
  • 3beds
  • 4baths
  • 3,406sqft

6040 STRAHAN Road, El Paso

6409 TAMA Street, El Paso, TX, 79932 — assumable VA mortgage at 6.92%
VA
Active
44
$289,950$118,583 equity gap
Rate
6.92%
7.40%today
Payment
$1,181/mo
$1,239today
  • 4beds
  • 2baths
  • 1,530sqft

6409 TAMA Street, El Paso

Assuming a mortgage in El Paso

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$616 /mo
Median cash to assume
$165,713
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.