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Assumable homes for sale in Encino, CA

94 homesFHA & VA loansrates from 2.25% vs 7.40% today

Encino assumption guide
9155 Cedros Avenue #12, Panorama City, CA, 91402 — assumable FHA mortgage at 2.77%
FHA
Active
34
$650,000$104,096 equity gap
Rate
2.77%
7.40%today
Payment
$2,512/mo
$4,250today
  • 4beds
  • 3baths
  • 1,893sqft

9155 Cedros Avenue #12, Panorama City

643 1/2 Hayworth Avenue, Los Angeles, CA, 90048 — assumable VA mortgage at 2.78%
VA
Active
34
$1,598,000$284,558 equity gap
Rate
2.78%
7.40%today
Payment
$6,079/mo
$10,270today
  • 3beds
  • 4baths
  • 2,347sqft

643 1/2 Hayworth Avenue, Los Angeles

12817 Mineola Street, Arleta, CA, 91331 — assumable FHA mortgage at 2.90%
FHA
Active
35
$850,000$163,747 equity gap
Rate
2.90%
7.40%today
Payment
$3,219/mo
$5,354today
  • 3beds
  • 2baths
  • 1,680sqft

12817 Mineola Street, Arleta

10736 Bloomfield Street, Toluca Lake, CA, 91603 — assumable VA mortgage at 2.95%
VA
Active
23
$990,000$99,394 equity gap
Rate
2.95%
7.40%today
Payment
$4,210/mo
$6,958today
  • 3beds
  • 4baths
  • 1,524sqft

10736 Bloomfield Street, Toluca Lake

10814 Hortense Street, Los Angeles, CA, 91602 — assumable VA mortgage at 2.67%
VA
Active
34
$1,199,900$317,755 equity gap
Rate
2.67%
7.40%today
Payment
$4,091/mo
$7,012today
  • 3beds
  • 4baths
  • 1,775sqft

10814 Hortense Street, Los Angeles

8314 Peyton Way, West Hills, CA, 91304 — assumable FHA mortgage at 2.88%
FHA
Active
$749,999$179,225 equity gap
Rate
2.88%
7.40%today
Payment
$2,677/mo
$4,465today
  • 4beds
  • 4baths
  • 2,047sqft

8314 Peyton Way, West Hills

9831 Sepulveda Boulevard #26, North Hills, CA, 91343 — assumable FHA mortgage at 2.98%
FHA
Active
4
$472,000$139,408 equity gap
Rate
2.98%
7.40%today
Payment
$1,610/mo
$2,651today
  • 3beds
  • 2baths
  • 1,034sqft

9831 Sepulveda Boulevard #26, North Hills

11044 Acama Street #302, Studio City, CA, 91602 — assumable FHA mortgage at 3.50%
FHA
Active
49
$629,926$122,255 equity gap
Rate
3.50%
7.40%today
Payment
$2,602/mo
$4,012today
  • 3beds
  • 2baths
  • 1,396sqft

11044 Acama Street #302, Studio City

8404 Woodley Place, North Hills, CA, 91343 — assumable FHA mortgage at 3.14%
FHA
Active
29
$865,000$191,304 equity gap
Rate
3.14%
7.40%today
Payment
$3,223/mo
$5,199today
  • 4beds
  • 4baths
  • 2,000sqft

8404 Woodley Place, North Hills

14841 Archwood, Van Nuys, CA, 91405 — assumable FHA mortgage at 3.14%
FHA
Active
14
$775,000$222,357 equity gap
Rate
3.14%
7.40%today
Payment
$2,638/mo
$4,256today
  • 3beds
  • 2baths
  • 846sqft

14841 Archwood, Van Nuys

21800 Schoenborn Street #215, Canoga Park, CA, 91304 — assumable FHA mortgage at 3.31%
FHA
Active
9
$259,900$53,968 equity gap
Rate
3.31%
7.40%today
Payment
$1,042/mo
$1,645today
  • 1beds
  • 1baths
  • 511sqft

21800 Schoenborn Street #215, Canoga Park

18340 Collins #D, Tarzana, CA, 91356 — assumable VA mortgage at 2.25%
VA
Active
29
$649,000$205,052 equity gap
Rate
2.25%
7.40%today
Payment
$1,976/mo
$3,579today
  • 2beds
  • 3baths
  • 1,659sqft

18340 Collins #D, Tarzana

11441 Kittridge Street, North Hollywood, CA, 91606 — assumable FHA mortgage at 2.98%
FHA
Active
23
$999,000$388,240 equity gap
Rate
2.98%
7.40%today
Payment
$2,910/mo
$4,791today
  • 3beds
  • 2baths
  • 1,720sqft

11441 Kittridge Street, North Hollywood

9960 Jovita, Chatsworth, CA, 91311 — assumable FHA mortgage at 4.00%
FHA
Active
5
$990,000$138,374 equity gap
Rate
4.00%
7.40%today
Payment
$4,363/mo
$6,328today
  • 3beds
  • 2baths
  • 1,613sqft

9960 Jovita, Chatsworth

7817 Louise Avenue, Northridge, CA, 91325 — assumable FHA mortgage at 3.03%
FHA
Active
21
$779,950$251,133 equity gap
Rate
3.03%
7.40%today
Payment
$2,580/mo
$4,221today
  • 3beds
  • 2baths
  • 1,053sqft

7817 Louise Avenue, Northridge

7550 Ruffner Avenue, Van Nuys, CA, 91406 — assumable FHA mortgage at 3.09%
FHA
Active
43
$899,000$350,556 equity gap
Rate
3.09%
7.40%today
Payment
$2,604/mo
$4,227today
  • 3beds
  • 2baths
  • 1,778sqft

7550 Ruffner Avenue, Van Nuys

19714 Romar Street, Chatsworth, CA, 91311 — assumable VA mortgage at 4.67%
VA
Active
64
$1,350,000Potential short sale
Rate
4.67%
7.40%today
Payment
$7,666/mo
$10,270today
  • 4beds
  • 3baths
  • 2,623sqft

19714 Romar Street, Chatsworth

6525 Woodman Avenue #2, Valley Glen, CA, 91401 — assumable VA mortgage at 3.69%
VA
Active
38
$520,000$144,830 equity gap
Rate
3.69%
7.40%today
Payment
$1,996/mo
$3,006today
  • 2beds
  • 2baths
  • 1,020sqft

6525 Woodman Avenue #2, Valley Glen

22031 Lanark Street, Canoga Park, CA, 91304 — assumable FHA mortgage at 4.42%
FHA
Active
32
$799,000$73,520 equity gap
Rate
4.42%
7.40%today
Payment
$3,943/mo
$5,439today
  • 4beds
  • 3baths
  • 1,447sqft

22031 Lanark Street, Canoga Park

19805 Valley View Drive, Topanga, CA, 90290 — assumable FHA mortgage at 2.36%
FHA
Active
69
$1,995,000$1,682,403 equity gap
Rate
2.36%
7.40%today
Payment
$2,971/mo
$4,146today
  • 3beds
  • 3baths
  • 2,312sqft

19805 Valley View Drive, Topanga

11901 Valerio Street, Los Angeles, CA, 91605 — assumable FHA mortgage at 2.46%
FHA
Active
30
$4,275,000$2,627,228 equity gap
Rate
2.46%
7.40%today
Payment
$7,468/mo
$13,155today
  • 30beds
  • 22baths
  • 11,316sqft

11901 Valerio Street, Los Angeles

5525 Canoga Avenue #124, Woodland Hills, CA, 91367 — assumable FHA mortgage at 2.66%
FHA
Active
20
$540,000$322,268 equity gap
Rate
2.66%
7.40%today
Payment
$1,009/mo
$1,731today
  • 3beds
  • 2baths
  • 1,135sqft

5525 Canoga Avenue #124, Woodland Hills

1484 Rose Street, Burbank, CA, 91505 — assumable VA mortgage at 2.74%
VA
Active
53
$1,245,000$936,398 equity gap
Rate
2.74%
7.40%today
Payment
$1,439/mo
$2,443today
  • 4beds
  • 3baths
  • 1,507sqft

1484 Rose Street, Burbank

11127 La Maida #10, North Hollywood, CA, 91601 — assumable FHA mortgage at 2.77%
FHA
Active
32
$539,000$323,929 equity gap
Rate
2.77%
7.40%today
Payment
$1,004/mo
$1,698today
  • 2beds
  • 3baths
  • 1,035sqft

11127 La Maida #10, North Hollywood

7249 Franklin Avenue #401, Los Angeles, CA, 90046 — assumable VA mortgage at 2.78%
VA
Active
23
$899,000$837,177 equity gap
Rate
2.78%
7.40%today
Payment
$1,040/mo
$1,410today
  • 2beds
  • 2baths
  • 1,640sqft

7249 Franklin Avenue #401, Los Angeles

3809 Chandler Blvd, Burbank, CA, 91505 — assumable VA mortgage at 2.81%
VA
Active
30
$998,000$657,866 equity gap
Rate
2.81%
7.40%today
Payment
$1,594/mo
$2,683today
  • —beds
  • —baths
  • —sqft

3809 Chandler Blvd, Burbank

9600 Sylmar Avenue #19, Panorama City, CA, 91402 — assumable FHA mortgage at 2.81%
FHA
Active
30
$489,900$196,013 equity gap
Rate
2.81%
7.40%today
Payment
$1,381/mo
$2,324today
  • 3beds
  • 2baths
  • 1,145sqft

9600 Sylmar Avenue #19, Panorama City

8505 Columbus Avenue #307, Los Angeles, CA, 91343 — assumable FHA mortgage at 3.00%
FHA
Active
17
$343,000$343,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 824sqft

8505 Columbus Avenue #307, Los Angeles

8505 Columbus Avenue #111, North Hills, CA, 91343 — assumable FHA mortgage at 3.00%
FHA
Active
13
$299,000$299,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 717sqft

8505 Columbus Avenue #111, North Hills

4477 Woodman Avenue #304, Sherman Oaks, CA, 91423 — assumable FHA mortgage at 3.00%
FHA
Active
37
$789,999$789,999 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,871sqft

4477 Woodman Avenue #304, Sherman Oaks

5520 Owensmouth Avenue #313, Woodland Hills, CA, 91367 — assumable FHA mortgage at 3.00%
FHA
Active
40
$579,000$579,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,030sqft

5520 Owensmouth Avenue #313, Woodland Hills

126 Pueblo Lane, Topanga, CA, 90290 — assumable FHA mortgage at 3.31%
FHA
Active
52
$809,999$498,447 equity gap
Rate
3.31%
7.40%today
Payment
$1,580/mo
$2,495today
  • 2beds
  • 2baths
  • 1,632sqft

126 Pueblo Lane, Topanga

4501 Cedros Avenue #206, Sherman Oaks, CA, 91403 — assumable FHA mortgage at 3.34%
FHA
Active
27
$689,000$430,206 equity gap
Rate
3.34%
7.40%today
Payment
$1,702/mo
$2,677today
  • 2beds
  • 2baths
  • 1,445sqft

4501 Cedros Avenue #206, Sherman Oaks

13932 Otsego Street, Sherman Oaks, CA, 91423 — assumable VA mortgage at 3.41%
VA
Active
38
$2,499,000$1,497,740 equity gap
Rate
3.41%
7.40%today
Payment
$5,744/mo
$8,957today
  • 3beds
  • 3baths
  • 2,296sqft

13932 Otsego Street, Sherman Oaks

5016 Bakman Avenue #104, North Hollywood, CA, 91601 — assumable VA mortgage at 3.45%
VA
Active
25
$599,000Potential short sale
Rate
3.45%
7.40%today
Payment
$3,217/mo
$4,991today
  • 2beds
  • 3baths
  • 1,350sqft

5016 Bakman Avenue #104, North Hollywood

6929 Calvin, Reseda, CA, 91335 — assumable FHA mortgage at 3.75%
FHA
Active
9
$650,000$234,003 equity gap
Rate
3.75%
7.40%today
Payment
$2,247/mo
$3,359today
  • 3beds
  • 2baths
  • 1,062sqft

6929 Calvin, Reseda

Assuming a mortgage in Encino

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$507 /mo
Median cash to assume
$299,000
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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