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Assumable homes for sale in Gotha, FL

178 homesFHA & VA loansrates from 2.71% vs 7.40% today

Gotha assumption guide
3443 TUMBLING RIVER Drive, Clermont, FL, 34711 — assumable VA mortgage at 2.87%
VA
Active
33
$565,000$102,583 equity gap
Rate
2.87%
7.40%today
Payment
$2,152/mo
$3,593today
  • 4beds
  • 5baths
  • 3,459sqft

3443 TUMBLING RIVER Drive, Clermont

4639 CALENDULA Drive, Orlando, FL, 32839 — assumable FHA mortgage at 2.86%
FHA
Active
26
$320,000$95,211 equity gap
Rate
2.86%
7.40%today
Payment
$1,045/mo
$1,747today
  • 3beds
  • 2baths
  • 1,286sqft

4639 CALENDULA Drive, Orlando

313 LUCILE Way, Orlando, FL, 32835 — assumable FHA mortgage at 2.88%
FHA
Active
29
$245,000$69,051 equity gap
Rate
2.88%
7.40%today
Payment
$823/mo
$1,373today
  • 2beds
  • 2baths
  • 1,145sqft

313 LUCILE Way, Orlando

959 ROBIN HOLLY Street, Ocoee, FL, 34761 — assumable FHA mortgage at 2.97%
FHA
Active
41
$344,999$100,661 equity gap
Rate
2.97%
7.40%today
Payment
$1,168/mo
$1,926today
  • 3beds
  • 3baths
  • 1,795sqft

959 ROBIN HOLLY Street, Ocoee

1444 KENNY Court, Winter Garden, FL, 34787 — assumable FHA mortgage at 3.12%
FHA
Active
29
$350,000$82,992 equity gap
Rate
3.12%
7.40%today
Payment
$1,269/mo
$2,052today
  • 3beds
  • 2baths
  • 1,352sqft

1444 KENNY Court, Winter Garden

2183 CRANDON Avenue, Winter Park, FL, 32789 — assumable FHA mortgage at 3.45%
FHA
Active
28
$469,000$111,888 equity gap
Rate
3.45%
7.40%today
Payment
$1,753/mo
$2,719today
  • 4beds
  • 2baths
  • 1,200sqft

2183 CRANDON Avenue, Winter Park

101 EOLA Drive #709, Orlando, FL, 32801 — assumable FHA mortgage at 3.97%
FHA
Active
24
$259,900$50,902 equity gap
Rate
3.97%
7.40%today
Payment
$1,284/mo
$1,870today
  • 1beds
  • 2baths
  • 997sqft

101 EOLA Drive #709, Orlando

6330 RUTHIE Drive, Orlando, FL, 32818 — assumable FHA mortgage at 2.84%
FHA
Active
35
$355,000$140,394 equity gap
Rate
2.84%
7.40%today
Payment
$998/mo
$1,672today
  • 3beds
  • 2baths
  • 1,170sqft

6330 RUTHIE Drive, Orlando

2117 MOUNTAIN PINE Street, Ocoee, FL, 34761 — assumable FHA mortgage at 2.88%
FHA
Active
56
$499,000$175,206 equity gap
Rate
2.88%
7.40%today
Payment
$1,515/mo
$2,527today
  • 4beds
  • 3baths
  • 2,110sqft

2117 MOUNTAIN PINE Street, Ocoee

1501 WOODWARD Street, Orlando, FL, 32803 — assumable FHA mortgage at 2.98%
FHA
Active
40
$639,900$226,320 equity gap
Rate
2.98%
7.40%today
Payment
$1,940/mo
$3,193today
  • 4beds
  • 3baths
  • 1,600sqft

1501 WOODWARD Street, Orlando

2063 HAREBELL Lane, Ocoee, FL, 34761 — assumable FHA mortgage at 4.00%
FHA
Active
32
$314,900$56,000 equity gap
Rate
4.00%
7.40%today
Payment
$1,351/mo
$1,959today
  • 3beds
  • 3baths
  • 1,485sqft

2063 HAREBELL Lane, Ocoee

8449 VIA VITTORIA Way, Orlando, FL, 32819 — assumable VA mortgage at 3.05%
VA
Active
53
$1,295,000$517,322 equity gap
Rate
3.05%
7.40%today
Payment
$3,660/mo
$5,972today
  • 3beds
  • 4baths
  • 3,226sqft

8449 VIA VITTORIA Way, Orlando

7736 ROLLINGRIDGE Court, Orlando, FL, 32835 — assumable FHA mortgage at 3.10%
FHA
Active
30
$545,000$180,394 equity gap
Rate
3.10%
7.40%today
Payment
$1,725/mo
$2,798today
  • 3beds
  • 2baths
  • 1,816sqft

7736 ROLLINGRIDGE Court, Orlando

860 ORANGE Avenue #355, Orlando, FL, 32801 — assumable VA mortgage at 3.65%
VA
Active
43
$225,000$53,806 equity gap
Rate
3.65%
7.40%today
Payment
$911/mo
$1,379today
  • 2beds
  • 2baths
  • 953sqft

860 ORANGE Avenue #355, Orlando

6567 MERITMOOR Circle, Orlando, FL, 32818 — assumable FHA mortgage at 4.16%
FHA
Active
7
$310,000$56,450 equity gap
Rate
4.16%
7.40%today
Payment
$1,341/mo
$1,907today
  • 3beds
  • 2baths
  • 1,067sqft

6567 MERITMOOR Circle, Orlando

6865 BOUGAINVILLEA CRESCENT Drive, Orlando, FL, 32809 — assumable VA mortgage at 3.18%
VA
Active
42
$449,900$164,579 equity gap
Rate
3.18%
7.40%today
Payment
$1,389/mo
$2,229today
  • 4beds
  • 2baths
  • 1,905sqft

6865 BOUGAINVILLEA CRESCENT Drive, Orlando

14371 SHOCKLACH Drive, Winter Garden, FL, 34787 — assumable FHA mortgage at 2.71%
FHA
Active
45
$695,000$397,918 equity gap
Rate
2.71%
7.40%today
Payment
$1,387/mo
$2,365today
  • 3beds
  • 2baths
  • 2,066sqft

14371 SHOCKLACH Drive, Winter Garden

1135 GARRETT GILLIAM Drive, Ocoee, FL, 34761 — assumable FHA mortgage at 2.73%
FHA
Active
39
$369,000$163,534 equity gap
Rate
2.73%
7.40%today
Payment
$1,017/mo
$1,685today
  • 3beds
  • 2baths
  • 1,536sqft

1135 GARRETT GILLIAM Drive, Ocoee

1118 MAIDENMOOR Road, Winter Garden, FL, 34787 — assumable VA mortgage at 2.79%
VA
Active
36
$460,000$416,661 equity gap
Rate
2.79%
7.40%today
Payment
$740/mo
$1,002today
  • 4beds
  • 2baths
  • 2,009sqft

1118 MAIDENMOOR Road, Winter Garden

13322 BLOSSOM VALLEY Drive, Clermont, FL, 34711 — assumable FHA mortgage at 2.81%
FHA
Active
65
$499,000$249,084 equity gap
Rate
2.81%
7.40%today
Payment
$1,260/mo
$2,068today
  • 3beds
  • 2baths
  • 1,753sqft

13322 BLOSSOM VALLEY Drive, Clermont

3856 SHADY GROVE Circle, Orlando, FL, 32810 — assumable FHA mortgage at 2.81%
FHA
Active
29
$399,900$161,421 equity gap
Rate
2.81%
7.40%today
Payment
$1,131/mo
$1,904today
  • 3beds
  • 2baths
  • 1,445sqft

3856 SHADY GROVE Circle, Orlando

9120 QUEEN ELIZABETH Court, Orlando, FL, 32818 — assumable FHA mortgage at 2.84%
FHA
Active
25
$399,987$263,979 equity gap
Rate
2.84%
7.40%today
Payment
$631/mo
$1,057today
  • 4beds
  • 2baths
  • 2,156sqft

9120 QUEEN ELIZABETH Court, Orlando

5300 FERNHILL Court, Orlando, FL, 32808 — assumable FHA mortgage at 2.87%
FHA
Active
7
$350,000$166,232 equity gap
Rate
2.87%
7.40%today
Payment
$879/mo
$1,468today
  • 4beds
  • 3baths
  • 1,872sqft

5300 FERNHILL Court, Orlando

3057 TIMBER HAWK Circle, Ocoee, FL, 34761 — assumable FHA mortgage at 2.88%
FHA
Active
29
$479,990$225,854 equity gap
Rate
2.88%
7.40%today
Payment
$1,251/mo
$2,061today
  • 5beds
  • 3baths
  • 2,447sqft

3057 TIMBER HAWK Circle, Ocoee

3139 AZOLLA Street, Orlando, FL, 32808 — assumable FHA mortgage at 2.90%
FHA
Active
16
$230,000Potential short sale
Rate
2.90%
7.40%today
Payment
$1,124/mo
$1,869today
  • 3beds
  • 3baths
  • 1,570sqft

3139 AZOLLA Street, Orlando

9803 AMBER CHESTNUT Way, Winter Garden, FL, 34787 — assumable FHA mortgage at 2.94%
FHA
Active
15
$529,000$239,985 equity gap
Rate
2.94%
7.40%today
Payment
$1,397/mo
$2,311today
  • 4beds
  • 4baths
  • 2,303sqft

9803 AMBER CHESTNUT Way, Winter Garden

5937 UONA Avenue, Orlando, FL, 32835 — assumable FHA mortgage at 2.96%
FHA
Active
45
$315,000$183,100 equity gap
Rate
2.96%
7.40%today
Payment
$624/mo
$1,030today
  • 3beds
  • 2baths
  • 1,380sqft

5937 UONA Avenue, Orlando

5937 UONA Avenue, Orlando, FL, 32835 — assumable FHA mortgage at 2.96%
FHA
Active
45
$315,000$183,100 equity gap
Rate
2.96%
7.40%today
Payment
$624/mo
$1,030today
  • 3beds
  • 2baths
  • 1,380sqft

5937 UONA Avenue, Orlando

10073 LAKE MEADOW Road, Apopka, FL, 32703 — assumable FHA mortgage at 2.96%
FHA
Active
4
$979,999$751,813 equity gap
Rate
2.96%
7.40%today
Payment
$1,080/mo
$1,782today
  • 4beds
  • 3baths
  • 4,268sqft

10073 LAKE MEADOW Road, Apopka

16773 WINGSPREAD Loop, Winter Garden, FL, 34787 — assumable VA mortgage at 2.97%
VA
Active
58
$950,000$494,797 equity gap
Rate
2.97%
7.40%today
Payment
$2,176/mo
$3,588today
  • 5beds
  • 4baths
  • 3,752sqft

16773 WINGSPREAD Loop, Winter Garden

8120 GONDOLA Drive, Orlando, FL, 32809 — assumable FHA mortgage at 2.99%
FHA
Active
51
$540,000$224,512 equity gap
Rate
2.99%
7.40%today
Payment
$1,498/mo
$2,463today
  • 4beds
  • 3baths
  • 1,405sqft

8120 GONDOLA Drive, Orlando

1779 AMERICAN BEECH Parkway, Ocoee, FL, 34761 — assumable VA mortgage at 2.99%
VA
Active
83
$560,000$326,442 equity gap
Rate
2.99%
7.40%today
Payment
$1,099/mo
$1,807today
  • 3beds
  • 3baths
  • 2,429sqft

1779 AMERICAN BEECH Parkway, Ocoee

393 LAKE AMBERLEIGH Drive, Winter Garden, FL, 34787 — assumable VA mortgage at 3.05%
VA
Active
29
$599,000$585,432 equity gap
Rate
3.05%
7.40%today
Payment
$1,376/mo
$1,829today
  • 3beds
  • 3baths
  • 2,684sqft

393 LAKE AMBERLEIGH Drive, Winter Garden

14681 SETON CREEK Boulevard, Winter Garden, FL, 34787 — assumable FHA mortgage at 3.06%
FHA
Active
48
$789,000$560,136 equity gap
Rate
3.06%
7.40%today
Payment
$1,097/mo
$1,788today
  • 4beds
  • 4baths
  • 2,513sqft

14681 SETON CREEK Boulevard, Winter Garden

8115 WINDY HILL Way, Orlando, FL, 32818 — assumable FHA mortgage at 3.08%
FHA
Active
25
$378,000$157,057 equity gap
Rate
3.08%
7.40%today
Payment
$1,066/mo
$1,734today
  • 3beds
  • 2baths
  • 1,180sqft

8115 WINDY HILL Way, Orlando

3332 ROBERT TRENT JONES Drive #10103, Orlando, FL, 32835 — assumable VA mortgage at 3.14%
VA
Active
28
$250,995$232,002 equity gap
Rate
3.14%
7.40%today
Payment
$91/mo
$145today
  • 3beds
  • 2baths
  • 1,247sqft

3332 ROBERT TRENT JONES Drive #10103, Orlando

Assuming a mortgage in Gotha

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$316 /mo
Median cash to assume
$161,421
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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