FHA
Active
27$688,000$192,055 equity gap
- Rate
- 2.86%
7.40%today- Payment
- $2,305/mo
$3,855today
- —beds
- —baths
- 2,041sqft
Assumable homes for sale in Granite Bay, CA
8 homesFHA & VA loansrates from 2.42% vs 7.40% today
Granite Bay assumption guide
FHA
Active
45$469,900$176,415 equity gap
- Rate
- 2.81%
7.40%today- Payment
- $1,376/mo
$2,315today
- 3beds
- 2baths
- 1,392sqft
Pratt Avenue, Citrus Heights
VA
Active
51$699,000$256,409 equity gap
- Rate
- 3.06%
7.40%today- Payment
- $2,122/mo
$3,458today
- 4beds
- 2baths
- 1,574sqft
Argent Court, Folsom
FHA
Active
54$419,000Potential short sale
- Rate
- 2.425%
7.40%today- Payment
- $44,992/mo
$79,624today
- 3beds
- 2baths
- 1,104sqft
Lichen Drive, Citrus Heights
FHA
Active
28$599,999Potential short sale
- Rate
- 3.21%
7.40%today- Payment
- $3,572/mo
$5,712today
- 3beds
- 2baths
- 1,600sqft
641 Grider Drive, Roseville
FHA
Active
41$469,000$176,082 equity gap
- Rate
- 3.72%
7.40%today- Payment
- $1,563/mo
$2,345today
- 3beds
- 2baths
- 1,195sqft
Anchor Circle, Fair Oaks
FHA
Active
44$575,000$450,229 equity gap
- Rate
- 4.56%
7.40%today- Payment
- $1,002/mo
$1,360today
- 3beds
- 2baths
- 1,693sqft
Margaret Drive, Loomis
FHA
Active
17$239,000$191,167 equity gap
- Rate
- 7.50%
7.40%today- Payment
- $856/mo
$847today
- 2beds
- 1baths
- 861sqft
Auburn Oaks Court #P, Citrus Heights
Assuming a mortgage in Granite Bay
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 2.42%
- Lowest existing payment
- $856 /mo
- Median cash to assume
- $191,611