Assumable homes for sale in Harrison, TN

43 homesFHA & VA loansrates from 2.72% vs 7.40% today

Harrison assumption guide
8651 Highway 58, Harrison, TN, 37341 — assumable FHA mortgage at 2.72%
FHA
Active
32
$300,000$129,388 equity gap
Rate
2.72%
7.40%today
Payment
$798/mo
$1,358today
  • 3beds
  • 2baths
  • 2,079sqft

8651 Highway 58, Harrison

7311 Creek Ridge Drive, Harrison, TN, 37341 — assumable VA mortgage at 2.79%
VA
Active
45
$649,900$290,980 equity gap
Rate
2.79%
7.40%today
Payment
$1,687/mo
$2,846today
  • 6beds
  • 5baths
  • 4,184sqft

7311 Creek Ridge Drive, Harrison

7232 Cane Hollow Rd, Hixson, TN, 37343 — assumable FHA mortgage at 2.81%
FHA
Active
45
$409,900$195,428 equity gap
Rate
2.81%
7.40%today
Payment
$1,017/mo
$1,712today
  • 3beds
  • 3baths
  • 2,484sqft

7232 Cane Hollow Rd, Hixson

9711 Imperial Drive, Ooltewah, TN, 37363 — assumable VA mortgage at 2.87%
VA
Active
78
$434,000$273,099 equity gap
Rate
2.87%
7.40%today
Payment
$770/mo
$1,286today
  • 3beds
  • 2baths
  • 2,276sqft

9711 Imperial Drive, Ooltewah

4844 Pawnee Trail, Chattanooga, TN, 37411 — assumable FHA mortgage at 2.88%
FHA
Active
18
$299,000$128,488 equity gap
Rate
2.88%
7.40%today
Payment
$815/mo
$1,359today
  • 3beds
  • 2baths
  • 1,410sqft

4844 Pawnee Trail, Chattanooga

7306 Igou Gap Road, Chattanooga, TN, 37421 — assumable VA mortgage at 3.10%
VA
Active
$1,500,000$1,275,966 equity gap
Rate
3.10%
7.40%today
Payment
$1,106/mo
$1,794today
  • 3beds
  • 2baths
  • 1,500sqft

7306 Igou Gap Road, Chattanooga

7306 Igou Gap Road, Chattanooga, TN, 37421 — assumable VA mortgage at 3.10%
VA
Active
$1,500,000$1,275,966 equity gap
Rate
3.10%
7.40%today
Payment
$1,106/mo
$1,794today
  • 3beds
  • 2baths
  • 1,500sqft

7306 Igou Gap Road, Chattanooga

4722 Arrowhead Trl, Chattanooga, TN, 37411 — assumable FHA mortgage at 3.13%
FHA
Active
18
$149,900$120,226 equity gap
Rate
3.13%
7.40%today
Payment
$332/mo
$473today
  • 2beds
  • 1baths
  • 1,032sqft

4722 Arrowhead Trl, Chattanooga

5307 Kellys Point, Ooltewah, TN, 37363 — assumable VA mortgage at 3.15%
VA
Active
37
$415,000$184,418 equity gap
Rate
3.15%
7.40%today
Payment
$1,147/mo
$1,849today
  • 4beds
  • 3baths
  • 2,038sqft

5307 Kellys Point, Ooltewah

1405 Highcrest Court, Hixson, TN, 37343 — assumable FHA mortgage at 3.36%
FHA
Active
41
$340,000$256,767 equity gap
Rate
3.36%
7.40%today
Payment
$555/mo
$870today
  • 4beds
  • 3baths
  • 2,238sqft

1405 Highcrest Court, Hixson

1514 Bailey Avenue, Chattanooga, TN, 37404 — assumable FHA mortgage at 4.25%
FHA
Active
51
$525,000$114,005 equity gap
Rate
4.25%
7.40%today
Payment
$2,091/mo
$2,943today
  • 4beds
  • 3baths
  • 2,537sqft

1514 Bailey Avenue, Chattanooga

414 Northmont Road, Hixson, TN, 37343 — assumable FHA mortgage at 3.49%
FHA
Active
22
$315,000$176,798 equity gap
Rate
3.49%
7.40%today
Payment
$726/mo
$1,120today
  • 3beds
  • 2baths
  • 1,918sqft

414 Northmont Road, Hixson

8123 Mahan Gap Road, Ooltewah, TN, 37363 — assumable FHA mortgage at 3.50%
FHA
Active
83
$1,595,000$1,580,950 equity gap
Rate
3.50%
7.40%today
Payment
$1,779/mo
$2,293today
  • 5beds
  • 4baths
  • 4,000sqft

8123 Mahan Gap Road, Ooltewah

3520 Ridgeside Rd, Chattanooga, TN, 37411 — assumable FHA mortgage at 3.94%
FHA
Active
22
$249,900$182,631 equity gap
Rate
3.94%
7.40%today
Payment
$490/mo
$715today
  • 3beds
  • 2baths
  • 1,152sqft

3520 Ridgeside Rd, Chattanooga

863 Flynn Street #204, Chattanooga, TN, 37403 — assumable FHA mortgage at 5.51%
FHA
Active
21
$290,000$51,193 equity gap
Rate
5.51%
7.40%today
Payment
$1,442/mo
$1,756today
  • 2beds
  • 2baths
  • 1,020sqft

863 Flynn Street #204, Chattanooga

8302 Grinder Creek Place, Chattanooga, TN, 37421 — assumable VA mortgage at 5.54%
VA
Active
50
$399,000$64,670 equity gap
Rate
5.54%
7.40%today
Payment
$2,025/mo
$2,458today
  • 4beds
  • 3baths
  • 2,431sqft

8302 Grinder Creek Place, Chattanooga

5775 Crooked Creek Drive, Ooltewah, TN, 37363 — assumable FHA mortgage at 4.25%
FHA
Active
36
$410,000$184,059 equity gap
Rate
4.25%
7.40%today
Payment
$1,284/mo
$1,794today
  • 4beds
  • 3baths
  • 2,128sqft

5775 Crooked Creek Drive, Ooltewah

6113 Fisk Avenue, Chattanooga, TN, 37421 — assumable FHA mortgage at 5.55%
FHA
Active
50
$280,000$37,353 equity gap
Rate
5.55%
7.40%today
Payment
$1,469/mo
$1,781today
  • 4beds
  • 2baths
  • 1,541sqft

6113 Fisk Avenue, Chattanooga

2427 Leann Cir, Chattanooga, TN, 37406 — assumable FHA mortgage at 4.30%
FHA
Active
23
$275,000$184,081 equity gap
Rate
4.30%
7.40%today
Payment
$554/mo
$775today
  • 3beds
  • 2baths
  • 1,156sqft

2427 Leann Cir, Chattanooga

1320 Gadd Road, Hixson, TN, 37343 — assumable VA mortgage at 6.26%
VA
Active
37
$330,000$25,227 equity gap
Rate
6.26%
7.40%today
Payment
$1,897/mo
$2,131today
  • 4beds
  • 3baths
  • 1,600sqft

1320 Gadd Road, Hixson

8764 Snowy Owl Road, Ooltewah, TN, 37363 — assumable FHA mortgage at 6.28%
FHA
Active
37
$435,000$25,262 equity gap
Rate
6.28%
7.40%today
Payment
$2,638/mo
$2,957today
  • 4beds
  • 3baths
  • 2,130sqft

8764 Snowy Owl Road, Ooltewah

3007 Curtis Street, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.44%
FHA
Active
30
$269,900$21,679 equity gap
Rate
6.44%
7.40%today
Payment
$1,591/mo
$1,754today
  • 3beds
  • 3baths
  • 1,288sqft

3007 Curtis Street, Chattanooga

8252 Oxford Drive, Hixson, TN, 37343 — assumable VA mortgage at 6.50%
VA
Active
42
$500,000$49,180 equity gap
Rate
6.50%
7.40%today
Payment
$2,873/mo
$3,148today
  • 3beds
  • 3baths
  • 3,030sqft

8252 Oxford Drive, Hixson

3303 Taylor Street, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.76%
FHA
Active
24
$259,500$17,321 equity gap
Rate
6.76%
7.40%today
Payment
$1,594/mo
$1,700today
  • 3beds
  • 3baths
  • 1,296sqft

3303 Taylor Street, Chattanooga

6814 Savannah Estates Drive, Harrison, TN, 37341 — assumable VA mortgage at 7.22%
VA
Active
22
$275,000$25,027 equity gap
Rate
7.22%
7.40%today
Payment
$1,738/mo
$1,770today
  • 3beds
  • 2baths
  • 1,800sqft

6814 Savannah Estates Drive, Harrison

7685 Magnolia Leaf Lane, Chattanooga, TN, 37421 — assumable FHA mortgage at 4.62%
FHA
Active
37
$300,000$211,070 equity gap
Rate
4.62%
7.40%today
Payment
$691/mo
$931today
  • 2beds
  • 2baths
  • 1,340sqft

7685 Magnolia Leaf Lane, Chattanooga

6172 Chandler Hill Road, Ooltewah, TN, 37363 — assumable VA mortgage at 6.09%
VA
Active
24
$365,000$43,571 equity gap
Rate
6.09%
7.40%today
Payment
$1,991/mo
$2,277today
  • 3beds
  • 2baths
  • 1,509sqft

6172 Chandler Hill Road, Ooltewah

3915 Meadow Lane, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.13%
FHA
Active
31
$287,000$32,979 equity gap
Rate
6.13%
7.40%today
Payment
$1,618/mo
$1,842today
  • 3beds
  • 3baths
  • 1,236sqft

3915 Meadow Lane, Chattanooga

1220 Franklin Dr, Chattanooga, TN, 37421 — assumable VA mortgage at 6.27%
VA
Active
35
$435,000$50,417 equity gap
Rate
6.27%
7.40%today
Payment
$2,474/mo
$2,776today
  • 4beds
  • 4baths
  • 3,396sqft

1220 Franklin Dr, Chattanooga

5911 Tyner Ln, Harrison, TN, 37341 — assumable FHA mortgage at 6.44%
FHA
Active
36
$389,900$77,257 equity gap
Rate
6.44%
7.40%today
Payment
$2,004/mo
$2,209today
  • 4beds
  • 3baths
  • 2,186sqft

5911 Tyner Ln, Harrison

2628 N Beech Street, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.63%
FHA
Active
29
$239,900$31,335 equity gap
Rate
6.63%
7.40%today
Payment
$1,374/mo
$1,485today
  • 3beds
  • 2baths
  • 1,026sqft

2628 N Beech Street, Chattanooga

7235 Hydrus Drive, Harrison, TN, 37341 — assumable FHA mortgage at 6.70%
FHA
Active
11
$289,900$56,509 equity gap
Rate
6.70%
7.40%today
Payment
$1,578/mo
$1,693today
  • 3beds
  • 2baths
  • 1,082sqft

7235 Hydrus Drive, Harrison

8929 Grey Reed Drive, Ooltewah, TN, 37363 — assumable VA mortgage at 6.71%
VA
Active
48
$799,900$84,580 equity gap
Rate
6.71%
7.40%today
Payment
$4,791/mo
$5,135today
  • 4beds
  • 4baths
  • 3,002sqft

8929 Grey Reed Drive, Ooltewah

1302 Little Sorrel Road, Hixson, TN, 37343 — assumable FHA mortgage at 6.86%
FHA
Active
46
$615,000$119,469 equity gap
Rate
6.86%
7.40%today
Payment
$3,325/mo
$3,510today
  • 3beds
  • 3baths
  • 2,457sqft

1302 Little Sorrel Road, Hixson

3805 Rollingwood Drive, Chattanooga, TN, 37406 — assumable FHA mortgage at 6.87%
FHA
Active
67
$339,900$37,575 equity gap
Rate
6.87%
7.40%today
Payment
$2,031/mo
$2,141today
  • 3beds
  • 3baths
  • 2,862sqft

3805 Rollingwood Drive, Chattanooga

8876 James Creek Drive, Ooltewah, TN, 37363 — assumable FHA mortgage at 7.02%
FHA
Active
27
$335,000$66,567 equity gap
Rate
7.02%
7.40%today
Payment
$1,833/mo
$1,904today
  • 2beds
  • 2baths
  • 1,355sqft

8876 James Creek Drive, Ooltewah

Assuming a mortgage in Harrison

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$332 /mo
Median cash to assume
$99,293
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Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.