Assumable homes for sale in Hayward, CA

6 homesFHA & VA loansrates from 2.87% vs 7.40% today

Hayward assumption guide
56 Regency Place, Hayward, CA, 94544 — assumable VA mortgage at 2.875%
VA
Active
35
$829,000$117,051 equity gap
Rate
2.875%
7.40%today
Payment
$3,361/mo
$5,609today
  • 3beds
  • 3baths
  • 1,938sqft

56 Regency Place, Hayward

23933 Carmelita Dr, Hayward, CA, 94541 — assumable FHA mortgage at 3.27%
FHA
Active
$648,000$74,423 equity gap
Rate
3.27%
7.40%today
Payment
$2,870/mo
$4,555today
  • 2beds
  • 1baths
  • 1,038sqft

23933 Carmelita Dr, Hayward

25801 Bryn Mawr Avenue, Hayward, CA, 94542 — assumable FHA mortgage at 2.87%
FHA
Active
37
$749,000$263,170 equity gap
Rate
2.87%
7.40%today
Payment
$2,261/mo
$3,775today
  • 3beds
  • 1baths
  • 1,050sqft

25801 Bryn Mawr Avenue, Hayward

249 Valle Vista AVE, Hayward, CA, 94544 — assumable VA mortgage at 6.74%
VA
Active
15
$999,000$330,258 equity gap
Rate
6.74%
7.40%today
Payment
$4,376/mo
$4,676today
  • —beds
  • —baths
  • —sqft

249 Valle Vista AVE, Hayward

1068 Central Boulevard, Hayward, CA, 94542 — assumable FHA mortgage at 6.74%
FHA
Active
$1,659,500$639,528 equity gap
Rate
6.74%
7.40%today
Payment
$6,680/mo
$7,138today
  • 5beds
  • 4baths
  • 3,051sqft

1068 Central Boulevard, Hayward

27732 Dolphin Ln, Hayward, CA, 94545 — assumable FHA mortgage at 7.50%
FHA
Active
16
$899,000$1,028,049 equity gap
Rate
7.50%
7.40%today
Payment
$527/mo
$524today
  • 4beds
  • 3baths
  • 1,000sqft

27732 Dolphin Ln, Hayward

Assuming a mortgage in Hayward

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$527 /mo
Median cash to assume
$296,714
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.