Assumable homes for sale in Hayward, CA

6 homesFHA & VA loansrates from 2.87% vs 7.40% today

Hayward assumption guide
56 Regency Place, Hayward, CA, 94544 — assumable VA mortgage at 2.875%
VA
Active
35
$829,000$117,051 equity gap
Rate
2.875%
7.40%today
Payment
$3,361/mo
$5,609today
  • 3beds
  • 3baths
  • 1,938sqft

56 Regency Place, Hayward

23933 Carmelita Dr, Hayward, CA, 94541 — assumable FHA mortgage at 3.27%
FHA
Active
$648,000$74,423 equity gap
Rate
3.27%
7.40%today
Payment
$2,870/mo
$4,555today
  • 2beds
  • 1baths
  • 1,038sqft

23933 Carmelita Dr, Hayward

25801 Bryn Mawr Avenue, Hayward, CA, 94542 — assumable FHA mortgage at 2.87%
FHA
Active
37
$749,000$263,170 equity gap
Rate
2.87%
7.40%today
Payment
$2,261/mo
$3,775today
  • 3beds
  • 1baths
  • 1,050sqft

25801 Bryn Mawr Avenue, Hayward

17112 Los Banos St, Hayward, CA, 94541 — assumable FHA mortgage at 6.15%
FHA
Active
57
$749,900$43,510 equity gap
Rate
6.15%
7.40%today
Payment
$4,502/mo
$5,116today
  • 3beds
  • 2baths
  • 1,240sqft

17112 Los Banos St, Hayward

248 Louette Ct, San Lorenzo, CA, 94541 — assumable VA mortgage at 6.37%
VA
Active
64
$899,999$69,574 equity gap
Rate
6.37%
7.40%today
Payment
$5,555/mo
$6,100today
  • 3beds
  • 3baths
  • 1,519sqft

248 Louette Ct, San Lorenzo

1068 Central Boulevard, Hayward, CA, 94542 — assumable FHA mortgage at 6.74%
FHA
Active
$1,659,500$639,528 equity gap
Rate
6.74%
7.40%today
Payment
$6,680/mo
$7,138today
  • 5beds
  • 4baths
  • 3,051sqft

1068 Central Boulevard, Hayward

Assuming a mortgage in Hayward

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$2,261 /mo
Median cash to assume
$95,737
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.