Assumable homes for sale in Hayward, CA

3 homesVA & FHA loansrates from 2.88% vs 7.40% today

Hayward assumption guide
56 Regency Place, Hayward, CA, 94544 — assumable VA mortgage at 2.875%
VA
Active
35
$829,000$117,051 equity gap
Rate
2.875%
7.40%today
Payment
$3,361/mo
$5,609today
  • 3beds
  • 3baths
  • 1,938sqft

56 Regency Place, Hayward

232 Caterina Way, Hayward, CA, 94545 — assumable VA mortgage at 2.94%
VA
Active
36
$1,090,000$235,107 equity gap
Rate
2.94%
7.40%today
Payment
$4,046/mo
$6,695today
  • 4beds
  • 3baths
  • 1,958sqft

232 Caterina Way, Hayward

27732 Dolphin Ln, Hayward, CA, 94545 — assumable FHA mortgage at 7.50%
FHA
Active
16
$899,000$1,028,049 equity gap
Rate
7.50%
7.40%today
Payment
$527/mo
$524today
  • 4beds
  • 3baths
  • 1,000sqft

27732 Dolphin Ln, Hayward

Assuming a mortgage in Hayward

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$527 /mo
Median cash to assume
$235,107
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.