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Assumable homes for sale in Herndon, KY

43 homesVA & FHA loansrates from 2.50% vs 7.40% today

Herndon assumption guide
717 Claw Ct, Hopkinsville, KY, 42240 — assumable VA mortgage at 3.11%
VA
Active
14
$315,000$78,787 equity gap
Rate
3.11%
7.40%today
Payment
$1,126/mo
$1,824today
  • 4beds
  • 4baths
  • 2,183sqft

717 Claw Ct, Hopkinsville

2404 Green Acres Dr, Clarksville, TN, 37042 — assumable VA mortgage at 3.12%
VA
Active
37
$260,000$62,737 equity gap
Rate
3.12%
7.40%today
Payment
$938/mo
$1,516today
  • 3beds
  • 2baths
  • 1,716sqft

2404 Green Acres Dr, Clarksville

1036 Bush Ave, Oak Grove, KY, 42262 — assumable VA mortgage at 2.78%
VA
Active
26
$199,500$72,978 equity gap
Rate
2.78%
7.40%today
Payment
$587/mo
$992today
  • 3beds
  • 2baths
  • 955sqft

1036 Bush Ave, Oak Grove

717 Polk Ave, Oak Grove, KY, 42262 — assumable VA mortgage at 2.96%
VA
Active
18
$194,000$72,416 equity gap
Rate
2.96%
7.40%today
Payment
$579/mo
$956today
  • 3beds
  • 2baths
  • 1,024sqft

717 Polk Ave, Oak Grove

101 Iris Ct, Clarksville, TN, 37042 — assumable FHA mortgage at 3.10%
FHA
Active
34
$337,000$120,387 equity gap
Rate
3.10%
7.40%today
Payment
$1,027/mo
$1,666today
  • 5beds
  • 4baths
  • 2,518sqft

101 Iris Ct, Clarksville

6730 Pierce Ln, Hopkinsville, KY, 42240 — assumable FHA mortgage at 3.11%
FHA
Active
65
$449,900$151,256 equity gap
Rate
3.11%
7.40%today
Payment
$1,415/mo
$2,291today
  • 3beds
  • 3baths
  • 1,912sqft

6730 Pierce Ln, Hopkinsville

2240 Robin Dr, Clarksville, TN, 37042 — assumable VA mortgage at 2.50%
VA
Active
17
$185,000$107,133 equity gap
Rate
2.50%
7.40%today
Payment
$499/mo
$874today
  • 4beds
  • 2baths
  • 1,716sqft

2240 Robin Dr, Clarksville

3446 Arvin Dr, Clarksville, TN, 37042 — assumable VA mortgage at 2.87%
VA
Active
26
$220,000$122,798 equity gap
Rate
2.87%
7.40%today
Payment
$452/mo
$755today
  • 3beds
  • 2baths
  • 1,124sqft

3446 Arvin Dr, Clarksville

119 Carriage Way, Hopkinsville, KY, 42240 — assumable FHA mortgage at 3.15%
FHA
Active
38
$285,000$146,034 equity gap
Rate
3.15%
7.40%today
Payment
$690/mo
$1,112today
  • 4beds
  • 3baths
  • 1,850sqft

119 Carriage Way, Hopkinsville

515 Oakmont Dr, Clarksville, TN, 37042 — assumable VA mortgage at 5.13%
VA
Active
49
$235,000Potential short sale
Rate
5.13%
7.40%today
Payment
$1,388/mo
$1,764today
  • 3beds
  • 2baths
  • 1,075sqft

515 Oakmont Dr, Clarksville

109 Pemberton Pl, Hopkinsville, KY, 42240 — assumable VA mortgage at 3.40%
VA
Active
77
$489,900$285,667 equity gap
Rate
3.40%
7.40%today
Payment
$1,334/mo
$2,083today
  • 5beds
  • 3baths
  • 2,723sqft

109 Pemberton Pl, Hopkinsville

3324 Carrie Dr, Clarksville, TN, 37042 — assumable VA mortgage at 4.72%
VA
Active
67
$299,900$38,631 equity gap
Rate
4.72%
7.40%today
Payment
$1,462/mo
$1,948today
  • 3beds
  • 3baths
  • 1,924sqft

3324 Carrie Dr, Clarksville

557 Oakmont Dr, Clarksville, TN, 37042 — assumable VA mortgage at 4.99%
VA
Active
31
$239,900$23,405 equity gap
Rate
4.99%
7.40%today
Payment
$1,234/mo
$1,594today
  • 3beds
  • 2baths
  • 1,137sqft

557 Oakmont Dr, Clarksville

115 Gail St, Oak Grove, KY, 42262 — assumable VA mortgage at 4.99%
VA
Active
23
$169,000$11,223 equity gap
Rate
4.99%
7.40%today
Payment
$905/mo
$1,169today
  • 2beds
  • 1baths
  • 900sqft

115 Gail St, Oak Grove

535 Fox Trot Dr, Clarksville, TN, 37042 — assumable VA mortgage at 3.69%
VA
Active
32
$279,900$132,821 equity gap
Rate
3.69%
7.40%today
Payment
$784/mo
$1,181today
  • 3beds
  • 3baths
  • 1,502sqft

535 Fox Trot Dr, Clarksville

208 Azalea Dr, Oak Grove, KY, 42262 — assumable VA mortgage at 5.10%
VA
Active
30
$280,000$35,662 equity gap
Rate
5.10%
7.40%today
Payment
$1,422/mo
$1,813today
  • 3beds
  • 2baths
  • 1,444sqft

208 Azalea Dr, Oak Grove

250 Hugh Hunter Rd, Oak Grove, KY, 42262 — assumable VA mortgage at 5.22%
VA
Active
35
$182,000$28,606 equity gap
Rate
5.22%
7.40%today
Payment
$901/mo
$1,133today
  • 3beds
  • 1baths
  • 869sqft

250 Hugh Hunter Rd, Oak Grove

603 Las Vegas Dr, Hopkinsville, KY, 42240 — assumable VA mortgage at 5.23%
VA
Active
19
$199,900$27,839 equity gap
Rate
5.23%
7.40%today
Payment
$1,015/mo
$1,275today
  • 3beds
  • 2baths
  • 1,427sqft

603 Las Vegas Dr, Hopkinsville

113 Bob White Trl, Oak Grove, KY, 42262 — assumable VA mortgage at 5.30%
VA
Active
39
$249,900$38,156 equity gap
Rate
5.30%
7.40%today
Payment
$1,255/mo
$1,565today
  • 3beds
  • 2baths
  • 1,207sqft

113 Bob White Trl, Oak Grove

3311 Mallard Dr, Clarksville, TN, 37042 — assumable FHA mortgage at 5.30%
FHA
Active
41
$289,900$52,850 equity gap
Rate
5.30%
7.40%today
Payment
$1,401/mo
$1,747today
  • 3beds
  • 3baths
  • 1,710sqft

3311 Mallard Dr, Clarksville

231 Sheridan Cir, Hopkinsville, KY, 42240 — assumable FHA mortgage at 4.03%
FHA
Active
41
$269,900$166,518 equity gap
Rate
4.03%
7.40%today
Payment
$623/mo
$900today
  • 3beds
  • 3baths
  • 1,792sqft

231 Sheridan Cir, Hopkinsville

318 Ashley St, Oak Grove, KY, 42262 — assumable VA mortgage at 4.15%
VA
Active
31
$260,000$195,483 equity gap
Rate
4.15%
7.40%today
Payment
$389/mo
$554today
  • 3beds
  • 2baths
  • 1,070sqft

318 Ashley St, Oak Grove

801 Parkview Ct, Clarksville, TN, 37042 — assumable VA mortgage at 6.46%
VA
Active
36
$304,900$5,367 equity gap
Rate
6.46%
7.40%today
Payment
$1,928/mo
$2,121today
  • 4beds
  • 3baths
  • 1,710sqft

801 Parkview Ct, Clarksville

601 Millie Dr, Oak Grove, KY, 42262 — assumable VA mortgage at 6.50%
VA
Active
26
$239,999$9,655 equity gap
Rate
6.50%
7.40%today
Payment
$1,487/mo
$1,629today
  • 3beds
  • 2baths
  • 1,130sqft

601 Millie Dr, Oak Grove

680 Artic Ave, Oak Grove, KY, 42262 — assumable VA mortgage at 6.50%
VA
Active
44
$226,500$9,738 equity gap
Rate
6.50%
7.40%today
Payment
$1,384/mo
$1,516today
  • 3beds
  • 2baths
  • 1,206sqft

680 Artic Ave, Oak Grove

110 N Main St, La Fayette, KY, 42254 — assumable VA mortgage at 6.50%
VA
Active
47
$325,000Potential short sale
Rate
6.50%
7.40%today
Payment
$2,053/mo
$2,249today
  • 3beds
  • 2baths
  • 2,666sqft

110 N Main St, La Fayette

366 Martin Pl, Hopkinsville, KY, 42240 — assumable VA mortgage at 6.84%
VA
Active
72
$565,000$27,490 equity gap
Rate
6.84%
7.40%today
Payment
$3,586/mo
$3,793today
  • 5beds
  • 5baths
  • 4,100sqft

366 Martin Pl, Hopkinsville

609 S Cavalcade Cir, Oak Grove, KY, 42262 — assumable VA mortgage at 6.96%
VA
Active
23
$235,000Potential short sale
Rate
6.96%
7.40%today
Payment
$1,691/mo
$1,767today
  • 3beds
  • 2baths
  • 1,230sqft

609 S Cavalcade Cir, Oak Grove

932 Linda Dr, Oak Grove, KY, 42262 — assumable VA mortgage at 7.44%
VA
Active
31
$240,000$11,280 equity gap
Rate
7.44%
7.40%today
Payment
$1,633/mo
$1,627today
  • 3beds
  • 2baths
  • 1,216sqft

932 Linda Dr, Oak Grove

1226 Cobblestone Ln, Clarksville, TN, 37042 — assumable VA mortgage at 6.29%
VA
Active
30
$280,000$27,009 equity gap
Rate
6.29%
7.40%today
Payment
$1,645/mo
$1,842today
  • 3beds
  • 3baths
  • 1,511sqft

1226 Cobblestone Ln, Clarksville

602 Artic Ave, Oak Grove, KY, 42262 — assumable VA mortgage at 6.65%
VA
Active
36
$214,900$18,608 equity gap
Rate
6.65%
7.40%today
Payment
$1,312/mo
$1,415today
  • 3beds
  • 2baths
  • 1,100sqft

602 Artic Ave, Oak Grove

118 Ambridge St, Oak Grove, KY, 42262 — assumable VA mortgage at 6.66%
VA
Active
33
$287,900$25,484 equity gap
Rate
6.66%
7.40%today
Payment
$1,740/mo
$1,874today
  • 3beds
  • 3baths
  • 1,470sqft

118 Ambridge St, Oak Grove

548 Oakmont Dr, Clarksville, TN, 37042 — assumable VA mortgage at 6.85%
VA
Active
35
$255,000$14,649 equity gap
Rate
6.85%
7.40%today
Payment
$1,610/mo
$1,701today
  • 3beds
  • 2baths
  • 1,349sqft

548 Oakmont Dr, Clarksville

205 Sheridan Cir, Hopkinsville, KY, 42240 — assumable VA mortgage at 7.09%
VA
Active
21
$239,000$19,754 equity gap
Rate
7.09%
7.40%today
Payment
$1,522/mo
$1,570today
  • 3beds
  • 2baths
  • 1,292sqft

205 Sheridan Cir, Hopkinsville

991 Wing Tip Cir, Hopkinsville, KY, 42240 — assumable VA mortgage at 7.57%
VA
Active
22
$268,000$24,881 equity gap
Rate
7.57%
7.40%today
Payment
$1,762/mo
$1,733today
  • 3beds
  • 2baths
  • 1,633sqft

991 Wing Tip Cir, Hopkinsville

178 Miranda Rd, Cadiz, KY, 42211 — assumable FHA mortgage at 6.58%
FHA
Active
37
$199,000$26,297 equity gap
Rate
6.58%
7.40%today
Payment
$1,326/mo
$1,413today
  • 3beds
  • 2baths
  • 930sqft

178 Miranda Rd, Cadiz

Assuming a mortgage in Herndon

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.50%
Lowest existing payment
$389 /mo
Median cash to assume
$38,156
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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