Assumable homes for sale in Hesperia, CA

14 homesFHA & VA loansrates from 2.94% vs 7.40% today

Hesperia assumption guide
8105 Minstead, Hesperia, CA, 92345 — assumable FHA mortgage at 2.98%
FHA
Active
29
$439,900$84,663 equity gap
Rate
2.98%
7.40%today
Payment
$1,685/mo
$2,774today
  • 4beds
  • 3baths
  • 1,608sqft

8105 Minstead, Hesperia

18155 Dunkirk Street, Hesperia, CA, 92345 — assumable VA mortgage at 2.94%
VA
Active
61
$639,999$230,952 equity gap
Rate
2.94%
7.40%today
Payment
$1,936/mo
$3,204today
  • 4beds
  • 2baths
  • 1,950sqft

18155 Dunkirk Street, Hesperia

10377 Peach, Hesperia, CA, 92345 — assumable FHA mortgage at 3.12%
FHA
Active
2
$580,000$266,893 equity gap
Rate
3.12%
7.40%today
Payment
$1,479/mo
$2,391today
  • 4beds
  • 2baths
  • 1,785sqft

10377 Peach, Hesperia

18025 Juniper Street, Hesperia, CA, 92345 — assumable FHA mortgage at 3.23%
FHA
Active
25
$399,000$170,815 equity gap
Rate
3.23%
7.40%today
Payment
$1,142/mo
$1,822today
  • 3beds
  • 2baths
  • 1,469sqft

18025 Juniper Street, Hesperia

15921 Pine Street, Hesperia, CA, 92345 — assumable FHA mortgage at 5.11%
FHA
Active
49
$499,999$42,105 equity gap
Rate
5.11%
7.40%today
Payment
$2,663/mo
$3,392today
  • 4beds
  • 3baths
  • 2,260sqft

15921 Pine Street, Hesperia

18393 Orange, Hesperia, CA, 92345 — assumable FHA mortgage at 3.99%
FHA
Active
72
$400,000$303,585 equity gap
Rate
3.99%
7.40%today
Payment
$619/mo
$898today
  • 3beds
  • 2baths
  • 2,088sqft

18393 Orange, Hesperia

8878 Sabina Avenue, Hesperia, CA, 92345 — assumable FHA mortgage at 6.93%
FHA
Active
20
$399,000Potential short sale
Rate
6.93%
7.40%today
Payment
$2,828/mo
$2,964today
  • 3beds
  • 2baths
  • 1,420sqft

8878 Sabina Avenue, Hesperia

16469 Mesquite, Hesperia, CA, 92345 — assumable FHA mortgage at 5.70%
FHA
Active
31
$428,888$68,581 equity gap
Rate
5.70%
7.40%today
Payment
$2,217/mo
$2,645today
  • 3beds
  • 2baths
  • 1,578sqft

16469 Mesquite, Hesperia

18060 Walnut Street, Hesperia, CA, 92345 — assumable FHA mortgage at 6.92%
FHA
Active
31
$530,999$120,276 equity gap
Rate
6.92%
7.40%today
Payment
$2,819/mo
$2,957today
  • 4beds
  • 3baths
  • 2,947sqft

18060 Walnut Street, Hesperia

16575 Ash Street, Hesperia, CA, 92345 — assumable FHA mortgage at 6.95%
FHA
Active
46
$449,999$96,895 equity gap
Rate
6.95%
7.40%today
Payment
$2,372/mo
$2,481today
  • 3beds
  • 2baths
  • 1,455sqft

16575 Ash Street, Hesperia

17695 linden st, Hesperia, CA, 92345 — assumable FHA mortgage at 6.11%
FHA
Active
25
$530,000$168,645 equity gap
Rate
6.11%
7.40%today
Payment
$2,305/mo
$2,631today
  • 3beds
  • 3baths
  • 1,853sqft

17695 linden st, Hesperia

8150 Minstead, Hesperia, CA, 92345 — assumable FHA mortgage at 6.26%
FHA
Active
36
$478,800$159,380 equity gap
Rate
6.26%
7.40%today
Payment
$1,988/mo
$2,233today
  • 3beds
  • 2baths
  • 1,234sqft

8150 Minstead, Hesperia

9018 Guava, Hesperia, CA, 92345 — assumable VA mortgage at 5.77%
VA
Active
20
$399,400$359,639 equity gap
Rate
5.77%
7.40%today
Payment
$560/mo
$663today
  • 3beds
  • 2baths
  • 1,334sqft

9018 Guava, Hesperia

17721 Mauna Loa St, Hesperia, CA, 92345 — assumable FHA mortgage at 6.76%
FHA
Active
11
$460,000$430,126 equity gap
Rate
6.76%
7.40%today
Payment
$202/mo
$215today
  • 3beds
  • 2baths
  • 1,647sqft

17721 Mauna Loa St, Hesperia

Assuming a mortgage in Hesperia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.94%
Lowest existing payment
$560 /mo
Median cash to assume
$168,645
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.