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Assumable homes for sale in Highlands Ranch, CO

154 homesFHA & VA loansrates from 2.50% vs 7.40% today

Highlands Ranch assumption guide
4066 Atchison Way #102, Aurora, CO, 80014 — assumable FHA mortgage at 3.82%
FHA
Active
47
$210,000$39,568 equity gap
Rate
3.82%
7.40%today
Payment
$931/mo
$1,380today
  • 2beds
  • 1baths
  • 1,062sqft

4066 Atchison Way #102, Aurora

5672 Lowell Boulevard, Littleton, CO, 80123 — assumable FHA mortgage at 2.90%
FHATop pick
Active
16
$348,000$6,630 equity gap
Rate
2.90%
7.40%today
Payment
$1,594/mo
$2,651today
  • 3beds
  • 3baths
  • 1,785sqft

5672 Lowell Boulevard, Littleton

4987 Lake Avenue, Centennial, CO, 80121 — assumable FHA mortgage at 2.99%
FHATop pick
Active
48
$925,000Potential short sale
Rate
2.99%
7.40%today
Payment
$4,674/mo
$7,685today
  • 4beds
  • 4baths
  • 3,014sqft

4987 Lake Avenue, Centennial

3727 Cactus Creek Court #104, Highlands Ranch, CO, 80126 — assumable FHA mortgage at 3.10%
FHATop pick
Active
17
$344,500$25,133 equity gap
Rate
3.10%
7.40%today
Payment
$1,518/mo
$2,461today
  • 2beds
  • 2baths
  • 1,078sqft

3727 Cactus Creek Court #104, Highlands Ranch

4645 Lowell Boulevard #F, Denver, CO, 80236 — assumable VA mortgage at 2.71%
VA
Active
26
$195,000$33,961 equity gap
Rate
2.71%
7.40%today
Payment
$752/mo
$1,282today
  • 2beds
  • 2baths
  • 927sqft

4645 Lowell Boulevard #F, Denver

2682 Easter Avenue, Littleton, CO, 80122 — assumable FHA mortgage at 2.84%
FHA
Active
27
$410,000$59,379 equity gap
Rate
2.84%
7.40%today
Payment
$1,626/mo
$2,726today
  • 3beds
  • 2baths
  • 1,474sqft

2682 Easter Avenue, Littleton

6883 Dover Way, Littleton, CO, 80128 — assumable FHA mortgage at 2.87%
FHA
Active
35
$400,000$55,221 equity gap
Rate
2.87%
7.40%today
Payment
$1,608/mo
$2,685today
  • 2beds
  • 2baths
  • 974sqft

6883 Dover Way, Littleton

7700 Glasgow Place #6A, Littleton, CO, 80128 — assumable FHA mortgage at 2.87%
FHA
Active
33
$300,000$49,935 equity gap
Rate
2.87%
7.40%today
Payment
$1,166/mo
$1,948today
  • 2beds
  • 1baths
  • 920sqft

7700 Glasgow Place #6A, Littleton

3623 Rosewalk Circle, Highlands Ranch, CO, 80129 — assumable FHA mortgage at 2.90%
FHA
Active
44
$660,000$96,036 equity gap
Rate
2.90%
7.40%today
Payment
$2,616/mo
$4,351today
  • 4beds
  • 4baths
  • 2,733sqft

3623 Rosewalk Circle, Highlands Ranch

5101 Washington Street, Littleton, CO, 80121 — assumable FHA mortgage at 2.96%
FHA
Active
28
$449,900$80,837 equity gap
Rate
2.96%
7.40%today
Payment
$1,750/mo
$2,889today
  • 2beds
  • 2baths
  • 800sqft

5101 Washington Street, Littleton

8327 Garland Circle, Littleton, CO, 80128 — assumable VA mortgage at 3.02%
VA
Active
26
$445,000$50,107 equity gap
Rate
3.02%
7.40%today
Payment
$1,881/mo
$3,081today
  • 2beds
  • 3baths
  • 1,652sqft

8327 Garland Circle, Littleton

2842 Centennial Drive #I, Littleton, CO, 80123 — assumable VA mortgage at 3.03%
VA
Active
37
$290,000$37,818 equity gap
Rate
3.03%
7.40%today
Payment
$1,228/mo
$2,008today
  • 2beds
  • 1baths
  • 980sqft

2842 Centennial Drive #I, Littleton

4760 Wadsworth Boulevard #M103, Littleton, CO, 80123 — assumable VA mortgage at 3.08%
VA
Active
25
$299,999$33,695 equity gap
Rate
3.08%
7.40%today
Payment
$1,285/mo
$2,090today
  • 2beds
  • 2baths
  • 993sqft

4760 Wadsworth Boulevard #M103, Littleton

8893 Stetson Place, Denver, CO, 80123 — assumable VA mortgage at 3.17%
VA
Active
24
$540,000$92,378 equity gap
Rate
3.17%
7.40%today
Payment
$2,182/mo
$3,506today
  • 3beds
  • 2baths
  • 1,710sqft

8893 Stetson Place, Denver

7250 Eastmoor Drive #125, Denver, CO, 80237 — assumable VA mortgage at 3.23%
VA
Active
31
$290,000$37,696 equity gap
Rate
3.23%
7.40%today
Payment
$1,266/mo
$2,019today
  • 2beds
  • 2baths
  • 1,626sqft

7250 Eastmoor Drive #125, Denver

8412 Galvani Trail #B, Highlands Ranch, CO, 80129 — assumable FHA mortgage at 3.56%
FHA
Active
42
$465,000$46,982 equity gap
Rate
3.56%
7.40%today
Payment
$2,085/mo
$3,191today
  • 2beds
  • 3baths
  • 1,294sqft

8412 Galvani Trail #B, Highlands Ranch

6303 Prescott Street, Littleton, CO, 80120 — assumable FHA mortgage at 2.68%
FHA
Active
47
$530,000$118,836 equity gap
Rate
2.68%
7.40%today
Payment
$1,914/mo
$3,275today
  • 4beds
  • 2baths
  • 1,919sqft

6303 Prescott Street, Littleton

8358 Independence Circle #105, Littleton, CO, 80128 — assumable FHA mortgage at 2.81%
FHA
Active
8
$325,000$86,697 equity gap
Rate
2.81%
7.40%today
Payment
$1,130/mo
$1,902today
  • 2beds
  • 2baths
  • 1,134sqft

8358 Independence Circle #105, Littleton

8400 Upham Way #F22, Littleton, CO, 80128 — assumable FHA mortgage at 2.83%
FHA
Active
19
$285,000$65,164 equity gap
Rate
2.83%
7.40%today
Payment
$1,045/mo
$1,754today
  • 2beds
  • 1baths
  • 957sqft

8400 Upham Way #F22, Littleton

8376 Upham Way #B106, Littleton, CO, 80128 — assumable FHA mortgage at 2.87%
FHA
Active
9
$230,000$68,778 equity gap
Rate
2.87%
7.40%today
Payment
$771/mo
$1,288today
  • 1beds
  • 1baths
  • 684sqft

8376 Upham Way #B106, Littleton

9486 Ontario Drive, Littleton, CO, 80128 — assumable FHA mortgage at 2.87%
FHA
Active
25
$315,000$86,215 equity gap
Rate
2.87%
7.40%today
Payment
$1,128/mo
$1,837today
  • 2beds
  • 2baths
  • 1,073sqft

9486 Ontario Drive, Littleton

7724 Hoyt Street, Littleton, CO, 80128 — assumable FHA mortgage at 2.96%
FHA
Active
40
$595,000$153,731 equity gap
Rate
2.96%
7.40%today
Payment
$2,088/mo
$3,447today
  • 3beds
  • 3baths
  • 1,802sqft

7724 Hoyt Street, Littleton

8378 Upham Way #A303, Littleton, CO, 80128 — assumable FHA mortgage at 3.02%
FHA
Active
11
$235,000$67,737 equity gap
Rate
3.02%
7.40%today
Payment
$817/mo
$1,339today
  • 1beds
  • 1baths
  • 684sqft

8378 Upham Way #A303, Littleton

9797 Mayfair Street #F, Englewood, CO, 80112 — assumable FHA mortgage at 4.17%
FHA
Active
13
$330,000Potential short sale
Rate
4.17%
7.40%today
Payment
$1,854/mo
$2,634today
  • 2beds
  • 2baths
  • 1,074sqft

9797 Mayfair Street #F, Englewood

9509 Coal Mine Avenue #B, Littleton, CO, 80123 — assumable FHA mortgage at 3.22%
FHA
Active
49
$330,000$79,159 equity gap
Rate
3.22%
7.40%today
Payment
$1,203/mo
$1,921today
  • 2beds
  • 1baths
  • 1,174sqft

9509 Coal Mine Avenue #B, Littleton

4899 Dudley Street #4K, Littleton, CO, 80123 — assumable FHA mortgage at 3.31%
FHA
Active
28
$245,000$66,298 equity gap
Rate
3.31%
7.40%today
Payment
$904/mo
$1,428today
  • 2beds
  • 1baths
  • 706sqft

4899 Dudley Street #4K, Littleton

8436 Reed Street, Littleton, CO, 80128 — assumable FHA mortgage at 3.85%
FHA
Active
16
$495,000$75,120 equity gap
Rate
3.85%
7.40%today
Payment
$2,148/mo
$3,172today
  • 3beds
  • 3baths
  • 1,462sqft

8436 Reed Street, Littleton

8371 Upham Way #208, Littleton, CO, 80128 — assumable VA mortgage at 4.17%
VA
Active
34
$420,000$23,472 equity gap
Rate
4.17%
7.40%today
Payment
$2,095/mo
$2,977today
  • 3beds
  • 2baths
  • 1,385sqft

8371 Upham Way #208, Littleton

4335 Lyndenwood Point, Highlands Ranch, CO, 80130 — assumable FHA mortgage at 2.88%
FHA
Active
39
$580,000$205,013 equity gap
Rate
2.88%
7.40%today
Payment
$2,545/mo
$3,709today
  • 4beds
  • 3baths
  • 1,956sqft

4335 Lyndenwood Point, Highlands Ranch

3043 White Oak Street, Littleton, CO, 80129 — assumable VA mortgage at 2.98%
VA
Active
37
$650,000$195,310 equity gap
Rate
2.98%
7.40%today
Payment
$2,212/mo
$3,642today
  • 4beds
  • 4baths
  • 2,672sqft

3043 White Oak Street, Littleton

10026 Westside Circle, Littleton, CO, 80125 — assumable FHA mortgage at 3.07%
FHA
Active
47
$669,000$254,599 equity gap
Rate
3.07%
7.40%today
Payment
$1,967/mo
$3,202today
  • 4beds
  • 3baths
  • 2,429sqft

10026 Westside Circle, Littleton

6851 Forest Street, Centennial, CO, 80122 — assumable VA mortgage at 3.09%
VA
Active
39
$679,000$210,152 equity gap
Rate
3.09%
7.40%today
Payment
$2,265/mo
$3,678today
  • 4beds
  • 3baths
  • 1,907sqft

6851 Forest Street, Centennial

6485 Saddlesmith Street, Castle Pines, CO, 80108 — assumable VA mortgage at 3.13%
VA
Active
50
$1,075,000$381,921 equity gap
Rate
3.13%
7.40%today
Payment
$3,442/mo
$5,559today
  • 5beds
  • 6baths
  • 4,258sqft

6485 Saddlesmith Street, Castle Pines

8389 Independence Circle #11-204, Littleton, CO, 80128 — assumable FHA mortgage at 3.23%
FHA
Active
23
$350,000$111,598 equity gap
Rate
3.23%
7.40%today
Payment
$1,193/mo
$1,904today
  • 2beds
  • 2baths
  • 997sqft

8389 Independence Circle #11-204, Littleton

4760 Wadsworth Boulevard #A206, Littleton, CO, 80123 — assumable FHA mortgage at 3.77%
FHA
Active
17
$255,000$67,039 equity gap
Rate
3.77%
7.40%today
Payment
$1,017/mo
$1,517today
  • 1beds
  • 1baths
  • 678sqft

4760 Wadsworth Boulevard #A206, Littleton

4373 Jellison Way, Littleton, CO, 80123 — assumable VA mortgage at 2.50%
VA
Active
41
$789,000$399,432 equity gap
Rate
2.50%
7.40%today
Payment
$1,805/mo
$3,163today
  • 5beds
  • 4baths
  • 3,560sqft

4373 Jellison Way, Littleton

Assuming a mortgage in Highlands Ranch

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 1 of the 154 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.50%
Lowest existing payment
$381 /mo
Median cash to assume
$208,057
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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