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Assumable homes for sale in Holmes Beach, FL

49 homesFHA & VA loansrates from 2.73% vs 7.40% today

Holmes Beach assumption guide
212 68TH Street, Bradenton, FL, 34209 — assumable VA mortgage at 2.73%
VA
Active
72
$499,999$189,105 equity gap
Rate
2.73%
7.40%today
Payment
$1,448/mo
$2,462today
  • 3beds
  • 2baths
  • 2,016sqft

212 68TH Street, Bradenton

915 50TH Avenue, Bradenton, FL, 34207 — assumable FHA mortgage at 2.94%
FHA
Active
48
$205,000$80,869 equity gap
Rate
2.94%
7.40%today
Payment
$587/mo
$972today
  • 2beds
  • 2baths
  • 972sqft

915 50TH Avenue, Bradenton

1831 BAYSHORE Drive, Terra Ceia, FL, 34250 — assumable VA mortgage at 2.80%
VA
Active
61
$599,990$330,710 equity gap
Rate
2.80%
7.40%today
Payment
$1,249/mo
$2,105today
  • 3beds
  • 2baths
  • 1,669sqft

1831 BAYSHORE Drive, Terra Ceia

1230 ESTREMADURA Drive, Bradenton, FL, 34209 — assumable VA mortgage at 2.90%
VA
Active
60
$1,495,000$1,018,183 equity gap
Rate
2.90%
7.40%today
Payment
$2,247/mo
$3,737today
  • 5beds
  • 5baths
  • 2,951sqft

1230 ESTREMADURA Drive, Bradenton

3407 29TH Street, Bradenton, FL, 34205 — assumable FHA mortgage at 3.06%
FHA
Active
43
$448,900$224,147 equity gap
Rate
3.06%
7.40%today
Payment
$1,080/mo
$1,760today
  • 3beds
  • 2baths
  • 1,525sqft

3407 29TH Street, Bradenton

760 LONGBOAT Court, Longboat Key, FL, 34228 — assumable VA mortgage at 3.07%
VA
Active
34
$840,000$445,026 equity gap
Rate
3.07%
7.40%today
Payment
$1,992/mo
$3,206today
  • 3beds
  • 2baths
  • 1,242sqft

760 LONGBOAT Court, Longboat Key

2212 CLARK Avenue, Bradenton, FL, 34207 — assumable FHA mortgage at 3.45%
FHA
Active
21
$330,000$116,781 equity gap
Rate
3.45%
7.40%today
Payment
$1,044/mo
$1,620today
  • 2beds
  • 2baths
  • 1,278sqft

2212 CLARK Avenue, Bradenton

1606 22ND Avenue, Palmetto, FL, 34221 — assumable VA mortgage at 4.98%
VA
Active
16
$429,000$19,071 equity gap
Rate
4.98%
7.40%today
Payment
$2,357/mo
$3,046today
  • 3beds
  • 2baths
  • 1,576sqft

1606 22ND Avenue, Palmetto

902 25TH Avenue, Palmetto, FL, 34221 — assumable VA mortgage at 3.23%
VA
Active
54
$999,000$509,874 equity gap
Rate
3.23%
7.40%today
Payment
$2,460/mo
$3,924today
  • 4beds
  • 3baths
  • 2,092sqft

902 25TH Avenue, Palmetto

2310 25TH Avenue, Bradenton, FL, 34205 — assumable FHA mortgage at 3.60%
FHA
Active
40
$398,000$216,363 equity gap
Rate
3.60%
7.40%today
Payment
$960/mo
$1,462today
  • 4beds
  • 2baths
  • 1,616sqft

2310 25TH Avenue, Bradenton

1108 65TH Avenue, Bradenton, FL, 34207 — assumable FHA mortgage at 3.62%
FHA
Active
22
$399,900$256,020 equity gap
Rate
3.62%
7.40%today
Payment
$814/mo
$1,236today
  • 4beds
  • 2baths
  • 1,615sqft

1108 65TH Avenue, Bradenton

5272 11TH Street, Bradenton, FL, 34203 — assumable FHA mortgage at 3.62%
FHA
Active
44
$378,900$199,240 equity gap
Rate
3.62%
7.40%today
Payment
$1,047/mo
$1,591today
  • 4beds
  • 2baths
  • 1,846sqft

5272 11TH Street, Bradenton

6803 32ND Avenue, Bradenton, FL, 34209 — assumable FHA mortgage at 3.66%
FHA
Active
48
$525,000$350,148 equity gap
Rate
3.66%
7.40%today
Payment
$1,034/mo
$1,564today
  • 3beds
  • 2baths
  • 1,719sqft

6803 32ND Avenue, Bradenton

7221 8TH AVENUE Loop, Bradenton, FL, 34209 — assumable FHA mortgage at 3.78%
FHA
Active
63
$499,900$396,837 equity gap
Rate
3.78%
7.40%today
Payment
$642/mo
$956today
  • 3beds
  • 2baths
  • 1,420sqft

7221 8TH AVENUE Loop, Bradenton

4033 13TH Avenue, Bradenton, FL, 34205 — assumable FHA mortgage at 5.75%
FHA
Active
17
$420,000$21,464 equity gap
Rate
5.75%
7.40%today
Payment
$2,407/mo
$2,855today
  • 3beds
  • 2baths
  • 1,789sqft

4033 13TH Avenue, Bradenton

211 46TH Street, Bradenton, FL, 34209 — assumable VA mortgage at 4.12%
VA
Active
46
$395,000$282,252 equity gap
Rate
4.12%
7.40%today
Payment
$733/mo
$1,048today
  • 2beds
  • 2baths
  • 1,248sqft

211 46TH Street, Bradenton

4502 33RD Avenue, Bradenton, FL, 34209 — assumable FHA mortgage at 4.20%
FHA
Active
36
$475,000$247,296 equity gap
Rate
4.20%
7.40%today
Payment
$1,296/mo
$1,836today
  • 3beds
  • 2baths
  • 1,584sqft

4502 33RD Avenue, Bradenton

4103 41ST Street, Bradenton, FL, 34205 — assumable VA mortgage at 6.32%
VA
Active
36
$262,500$3,416 equity gap
Rate
6.32%
7.40%today
Payment
$1,641/mo
$1,832today
  • 2beds
  • 2baths
  • 1,156sqft

4103 41ST Street, Bradenton

4708 PARK ACRES Drive, Bradenton, FL, 34207 — assumable FHA mortgage at 6.73%
FHA
Active
49
$319,997$8,967 equity gap
Rate
6.73%
7.40%today
Payment
$2,094/mo
$2,240today
  • 3beds
  • 1baths
  • 1,176sqft

4708 PARK ACRES Drive, Bradenton

3717 16TH Street, Bradenton, FL, 34205 — assumable FHA mortgage at 6.79%
FHA
Active
32
$269,500$9,429 equity gap
Rate
6.79%
7.40%today
Payment
$1,727/mo
$1,836today
  • 3beds
  • 3baths
  • 1,160sqft

3717 16TH Street, Bradenton

321 45TH STREET Court, Palmetto, FL, 34221 — assumable FHA mortgage at 4.32%
FHA
Active
28
$245,000$126,597 equity gap
Rate
4.32%
7.40%today
Payment
$728/mo
$1,016today
  • 3beds
  • 1baths
  • 1,171sqft

321 45TH STREET Court, Palmetto

1813 5TH Street, Palmetto, FL, 34221 — assumable FHA mortgage at 4.40%
FHA
Active
36
$350,000$206,895 equity gap
Rate
4.40%
7.40%today
Payment
$836/mo
$1,156today
  • 3beds
  • 2baths
  • 1,502sqft

1813 5TH Street, Palmetto

1110 DE NARVAEZ Avenue, Bradenton, FL, 34209 — assumable VA mortgage at 4.40%
VA
Active
37
$624,900$407,890 equity gap
Rate
4.40%
7.40%today
Payment
$1,268/mo
$1,753today
  • 2beds
  • 2baths
  • 1,536sqft

1110 DE NARVAEZ Avenue, Bradenton

812 33RD Street, Bradenton, FL, 34205 — assumable FHA mortgage at 4.50%
FHA
Active
40
$369,000$177,865 equity gap
Rate
4.50%
7.40%today
Payment
$1,139/mo
$1,557today
  • 2beds
  • 2baths
  • 1,042sqft

812 33RD Street, Bradenton

2406 FLORIDA Boulevard, Bradenton, FL, 34207 — assumable FHA mortgage at 6.28%
FHA
Active
39
$410,000$34,171 equity gap
Rate
6.28%
7.40%today
Payment
$2,420/mo
$2,713today
  • 3beds
  • 2baths
  • 1,286sqft

2406 FLORIDA Boulevard, Bradenton

6412 2ND Avenue, Bradenton, FL, 34209 — assumable FHA mortgage at 7.08%
FHA
Active
23
$419,900$25,111 equity gap
Rate
7.08%
7.40%today
Payment
$2,759/mo
$2,849today
  • 3beds
  • 2baths
  • 1,408sqft

6412 2ND Avenue, Bradenton

603 60TH Avenue, Bradenton, FL, 34207 — assumable FHA mortgage at 4.62%
FHA
Active
46
$320,000$165,524 equity gap
Rate
4.62%
7.40%today
Payment
$943/mo
$1,271today
  • 4beds
  • 3baths
  • 1,920sqft

603 60TH Avenue, Bradenton

6020 10TH Avenue, Bradenton, FL, 34209 — assumable FHA mortgage at 6.09%
FHA
Active
61
$639,000$125,925 equity gap
Rate
6.09%
7.40%today
Payment
$3,178/mo
$3,635today
  • 3beds
  • 2baths
  • 1,496sqft

6020 10TH Avenue, Bradenton

2314 7TH Avenue, Bradenton, FL, 34205 — assumable FHA mortgage at 6.42%
FHA
Active
38
$325,000$45,348 equity gap
Rate
6.42%
7.40%today
Payment
$1,834/mo
$2,026today
  • 3beds
  • 2baths
  • 1,452sqft

2314 7TH Avenue, Bradenton

611 61ST AVENUE Terrace, Bradenton, FL, 34203 — assumable FHA mortgage at 6.50%
FHA
Active
18
$399,999$65,852 equity gap
Rate
6.50%
7.40%today
Payment
$2,203/mo
$2,413today
  • —beds
  • —baths
  • 2,388sqft

611 61ST AVENUE Terrace, Bradenton

1702 26TH Street, Bradenton, FL, 34205 — assumable FHA mortgage at 6.50%
FHA
Active
70
$365,000$47,853 equity gap
Rate
6.50%
7.40%today
Payment
$2,079/mo
$2,277today
  • 3beds
  • 2baths
  • 1,366sqft

1702 26TH Street, Bradenton

2219 12TH Avenue, Bradenton, FL, 34205 — assumable FHA mortgage at 6.86%
FHA
Active
13
$415,000$80,398 equity gap
Rate
6.86%
7.40%today
Payment
$2,222/mo
$2,345today
  • 4beds
  • 4baths
  • 1,728sqft

2219 12TH Avenue, Bradenton

7746 WESTMORELAND Drive, Sarasota, FL, 34243 — assumable VA mortgage at 7.44%
VA
Active
41
$499,900$94,909 equity gap
Rate
7.44%
7.40%today
Payment
$2,889/mo
$2,878today
  • 2beds
  • 2baths
  • 1,345sqft

7746 WESTMORELAND Drive, Sarasota

2503 53RD Avenue, Bradenton, FL, 34207 — assumable FHA mortgage at 7.31%
FHA
Active
33
$440,000$97,733 equity gap
Rate
7.31%
7.40%today
Payment
$2,419/mo
$2,441today
  • 3beds
  • 2baths
  • 1,218sqft

2503 53RD Avenue, Bradenton

8211 37TH AVENUE Circle, Bradenton, FL, 34209 — assumable VA mortgage at 5.70%
VA
Active
43
$1,229,900$443,126 equity gap
Rate
5.70%
7.40%today
Payment
$4,848/mo
$5,783today
  • 3beds
  • 3baths
  • 3,020sqft

8211 37TH AVENUE Circle, Bradenton

4317 1ST AVENUE Drive, Bradenton, FL, 34209 — assumable FHA mortgage at 5.66%
FHA
Active
39
$569,000$339,532 equity gap
Rate
5.66%
7.40%today
Payment
$1,402/mo
$1,680today
  • 3beds
  • 2baths
  • 1,141sqft

4317 1ST AVENUE Drive, Bradenton

Assuming a mortgage in Holmes Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$510 /mo
Median cash to assume
$203,068
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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