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Assumable homes for sale in Lakeland, MN

34 homesFHA & VA loansrates from 2.65% vs 7.40% today

Lakeland assumption guide
8663 Quarry Ridge Lane #F, Woodbury, MN, 55125 — assumable VA mortgage at 2.89%
VA
Active
49
$249,990$65,034 equity gap
Rate
2.89%
7.40%today
Payment
$883/mo
$1,470today
  • 2beds
  • 2baths
  • 1,242sqft

8663 Quarry Ridge Lane #F, Woodbury

11011 Oak Grove Circle #B, Woodbury, MN, 55129 — assumable FHA mortgage at 3.28%
FHA
Active
39
$300,000$80,441 equity gap
Rate
3.28%
7.40%today
Payment
$1,102/mo
$1,747today
  • 3beds
  • 2baths
  • 1,788sqft

11011 Oak Grove Circle #B, Woodbury

3563 Rae Lane, Woodbury, MN, 55125 — assumable VA mortgage at 2.94%
VA
Active
78
$650,000$207,082 equity gap
Rate
2.94%
7.40%today
Payment
$2,135/mo
$3,534today
  • 4beds
  • 3baths
  • 3,502sqft

3563 Rae Lane, Woodbury

3580 Hazel Trail #D, Woodbury, MN, 55129 — assumable VA mortgage at 3.60%
VA
Active
30
$265,000$62,582 equity gap
Rate
3.60%
7.40%today
Payment
$1,082/mo
$1,648today
  • 3beds
  • 2baths
  • 1,847sqft

3580 Hazel Trail #D, Woodbury

9224 Cornell Road, Woodbury, MN, 55125 — assumable VA mortgage at 2.65%
VA
Active
32
$589,000$348,227 equity gap
Rate
2.65%
7.40%today
Payment
$1,373/mo
$2,173today
  • 5beds
  • 4baths
  • 3,985sqft

9224 Cornell Road, Woodbury

14789 57th Street, Stillwater, MN, 55082 — assumable FHA mortgage at 2.65%
FHA
Active
38
$409,900$389,827 equity gap
Rate
2.65%
7.40%today
Payment
$96/mo
$163today
  • 4beds
  • 3baths
  • 2,636sqft

14789 57th Street, Stillwater

629 Sutherland Drive, Woodbury, MN, 55129 — assumable FHA mortgage at 2.72%
FHA
Active
35
$395,000$192,214 equity gap
Rate
2.72%
7.40%today
Payment
$948/mo
$1,614today
  • 3beds
  • 4baths
  • 2,566sqft

629 Sutherland Drive, Woodbury

13997 50th Street, Afton, MN, 55001 — assumable VA mortgage at 2.77%
VA
Active
47
$699,000$311,830 equity gap
Rate
2.77%
7.40%today
Payment
$1,820/mo
$3,078today
  • 3beds
  • 2baths
  • 2,258sqft

13997 50th Street, Afton

3177 Kingston Street, River Falls, WI, 54022 — assumable FHA mortgage at 2.86%
FHA
Active
54
$529,900$270,702 equity gap
Rate
2.86%
7.40%today
Payment
$1,236/mo
$2,067today
  • 3beds
  • 3baths
  • 2,159sqft

3177 Kingston Street, River Falls

4570 Neal Avenue, Stillwater, MN, 55082 — assumable VA mortgage at 2.86%
VA
Active
83
$1,875,000$1,365,443 equity gap
Rate
2.86%
7.40%today
Payment
$2,880/mo
$4,518today
  • 6beds
  • 5baths
  • 5,115sqft

4570 Neal Avenue, Stillwater

11779 32nd Street, Lake Elmo, MN, 55042 — assumable FHA mortgage at 2.98%
FHA
Active
35
$660,000$337,875 equity gap
Rate
2.98%
7.40%today
Payment
$1,531/mo
$2,521today
  • 5beds
  • 4baths
  • 3,496sqft

11779 32nd Street, Lake Elmo

16838 Upper 19th Street, Lakeland, MN, 55043 — assumable FHA mortgage at 2.99%
FHA
Active
24
$339,000$180,269 equity gap
Rate
2.99%
7.40%today
Payment
$771/mo
$1,268today
  • 3beds
  • 1baths
  • 896sqft

16838 Upper 19th Street, Lakeland

3129 Glasgow Street, River Falls, WI, 54022 — assumable FHA mortgage at 3.13%
FHA
Active
39
$535,000$233,382 equity gap
Rate
3.13%
7.40%today
Payment
$1,487/mo
$2,402today
  • 3beds
  • 3baths
  • 3,036sqft

3129 Glasgow Street, River Falls

2415 Lisbon Avenue, Lake Elmo, MN, 55042 — assumable VA mortgage at 3.26%
VA
Active
63
$659,900$355,722 equity gap
Rate
3.26%
7.40%today
Payment
$1,538/mo
$2,444today
  • 5beds
  • 4baths
  • 3,422sqft

2415 Lisbon Avenue, Lake Elmo

3775 Hazel Trail #G, Woodbury, MN, 55129 — assumable FHA mortgage at 5.22%
FHA
Active
35
$278,000$14,169 equity gap
Rate
5.22%
7.40%today
Payment
$1,540/mo
$1,938today
  • 2beds
  • 2baths
  • 1,570sqft

3775 Hazel Trail #G, Woodbury

1649 Regatta Drive, Woodbury, MN, 55125 — assumable FHA mortgage at 3.68%
FHA
Active
52
$452,000$241,293 equity gap
Rate
3.68%
7.40%today
Payment
$1,256/mo
$1,894today
  • 3beds
  • 3baths
  • 1,866sqft

1649 Regatta Drive, Woodbury

11756 Upper 31st Street, Lake Elmo, MN, 55042 — assumable VA mortgage at 4.98%
VA
Active
45
$565,000$53,018 equity gap
Rate
4.98%
7.40%today
Payment
$2,939/mo
$3,799today
  • 5beds
  • 3baths
  • 3,004sqft

11756 Upper 31st Street, Lake Elmo

1252 Rolling Hills Trail, Hudson, WI, 54016 — assumable FHA mortgage at 3.70%
FHA
Active
53
$695,000$461,070 equity gap
Rate
3.70%
7.40%today
Payment
$1,246/mo
$1,874today
  • 4beds
  • 2baths
  • 2,670sqft

1252 Rolling Hills Trail, Hudson

316 Prairie Way, Bayport, MN, 55003 — assumable FHA mortgage at 3.73%
FHA
Active
46
$565,000$242,282 equity gap
Rate
3.73%
7.40%today
Payment
$1,724/mo
$2,583today
  • 3beds
  • 3baths
  • 2,134sqft

316 Prairie Way, Bayport

11624 Ivywood Circle, Woodbury, MN, 55129 — assumable FHA mortgage at 3.82%
FHA
Active
56
$615,000$348,459 equity gap
Rate
3.82%
7.40%today
Payment
$1,631/mo
$2,418today
  • 5beds
  • 4baths
  • 3,760sqft

11624 Ivywood Circle, Woodbury

1816 Lupine Drive, Hudson, WI, 54016 — assumable FHA mortgage at 3.86%
FHA
Active
40
$370,000$186,739 equity gap
Rate
3.86%
7.40%today
Payment
$1,060/mo
$1,563today
  • 3beds
  • 2baths
  • 1,812sqft

1816 Lupine Drive, Hudson

646 Tribute Parkway, River Falls, WI, 54022 — assumable VA mortgage at 4.14%
VA
Active
33
$685,000$421,797 equity gap
Rate
4.14%
7.40%today
Payment
$1,736/mo
$2,475today
  • 5beds
  • 4baths
  • 3,840sqft

646 Tribute Parkway, River Falls

5919 Oldfield Avenue, Stillwater, MN, 55082 — assumable FHA mortgage at 6.66%
FHA
Active
8
$314,000$3,987 equity gap
Rate
6.66%
7.40%today
Payment
$2,051/mo
$2,209today
  • 3beds
  • 1baths
  • 1,458sqft

5919 Oldfield Avenue, Stillwater

10691 Bent Pine Lane, Woodbury, MN, 55129 — assumable VA mortgage at 6.85%
VA
Active
36
$710,000$21,947 equity gap
Rate
6.85%
7.40%today
Payment
$4,577/mo
$4,837today
  • 5beds
  • 3baths
  • 3,003sqft

10691 Bent Pine Lane, Woodbury

9078 Sierra Road, Woodbury, MN, 55125 — assumable FHA mortgage at 6.82%
FHA
Active
29
$515,000$50,551 equity gap
Rate
6.82%
7.40%today
Payment
$3,111/mo
$3,297today
  • 5beds
  • 3baths
  • 2,817sqft

9078 Sierra Road, Woodbury

3311 Hazel Trail #I, Woodbury, MN, 55129 — assumable FHA mortgage at 7.17%
FHA
Active
19
$265,000$15,768 equity gap
Rate
7.17%
7.40%today
Payment
$1,727/mo
$1,767today
  • 2beds
  • 3baths
  • 1,505sqft

3311 Hazel Trail #I, Woodbury

2226 Saint Johns Circle, Woodbury, MN, 55129 — assumable FHA mortgage at 5.00%
FHA
Active
52
$342,500$110,194 equity gap
Rate
5.00%
7.40%today
Payment
$1,338/mo
$1,726today
  • 3beds
  • 2baths
  • 1,641sqft

2226 Saint Johns Circle, Woodbury

272 Glenmont Road, River Falls, WI, 54022 — assumable FHA mortgage at 6.60%
FHA
Active
38
$429,900$73,848 equity gap
Rate
6.60%
7.40%today
Payment
$2,320/mo
$2,515today
  • 3beds
  • 3baths
  • 2,185sqft

272 Glenmont Road, River Falls

3721 Hazel Trail #C, Woodbury, MN, 55129 — assumable VA mortgage at 6.22%
VA
Active
23
$319,000Potential short sale
Rate
6.22%
7.40%today
Payment
$2,262/mo
$2,551today
  • 3beds
  • 4baths
  • 2,028sqft

3721 Hazel Trail #C, Woodbury

4978 Blake Way, Woodbury, MN, 55129 — assumable VA mortgage at 6.50%
VA
Active
42
$575,000$575,000 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,776sqft

4978 Blake Way, Woodbury

3027 Juniper Lane #E, Woodbury, MN, 55125 — assumable FHA mortgage at 6.50%
FHA
Active
35
$265,000$195,000 equity gap
Rate
6.50%
7.40%today
Payment
$6,041/mo
$6,070today
  • 2beds
  • 2baths
  • 1,632sqft

3027 Juniper Lane #E, Woodbury

4901 Blake Way, Woodbury, MN, 55129 — assumable VA mortgage at 6.50%
VA
Active
65
$722,735$722,735 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,448sqft

4901 Blake Way, Woodbury

4774 Blake Court, Woodbury, MN, 55129 — assumable VA mortgage at 6.50%
VA
Active
60
$665,087$665,087 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 5beds
  • 3baths
  • 3,003sqft

4774 Blake Court, Woodbury

3001 Juniper Lane #I, Woodbury, MN, 55125 — assumable FHA mortgage at 7.83%
FHA
Active
21
$270,000$482,430 equity gap
Rate
7.83%
7.40%today
Payment
$954/mo
$929today
  • 3beds
  • 2baths
  • 1,726sqft

3001 Juniper Lane #I, Woodbury

Assuming a mortgage in Lakeland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$771 /mo
Median cash to assume
$233,382
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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