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Assumable homes for sale in Lakeville, MN

78 homesFHA & VA loansrates from 2.27% vs 7.40% today

Lakeville assumption guide
5180 185th Street, Farmington, MN, 55024 — assumable VA mortgage at 2.78%
VA
Active
42
$354,777$51,359 equity gap
Rate
2.78%
7.40%today
Payment
$1,401/mo
$2,367today
  • 4beds
  • 2baths
  • 2,012sqft

5180 185th Street, Farmington

10470 169th Street, Lakeville, MN, 55044 — assumable VA mortgage at 2.86%
VA
Active
44
$425,000$67,279 equity gap
Rate
2.86%
7.40%today
Payment
$1,652/mo
$2,762today
  • 3beds
  • 2baths
  • 1,960sqft

10470 169th Street, Lakeville

7632 157th Street #200, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.03%
FHA
Active
31
$125,000$24,310 equity gap
Rate
3.03%
7.40%today
Payment
$492/mo
$806today
  • 1beds
  • 1baths
  • 701sqft

7632 157th Street #200, Apple Valley

20192 Akin Road, Farmington, MN, 55024 — assumable VA mortgage at 2.67%
VA
Active
53
$465,000$120,915 equity gap
Rate
2.67%
7.40%today
Payment
$1,648/mo
$2,789today
  • 4beds
  • 2baths
  • 2,056sqft

20192 Akin Road, Farmington

1201 Aspen Court, Farmington, MN, 55024 — assumable VA mortgage at 2.77%
VA
Active
23
$335,000$69,077 equity gap
Rate
2.77%
7.40%today
Payment
$1,224/mo
$2,070today
  • 3beds
  • 2baths
  • 1,443sqft

1201 Aspen Court, Farmington

829 Mcintosh Drive, Apple Valley, MN, 55124 — assumable FHA mortgage at 2.87%
FHA
Active
32
$375,000$103,029 equity gap
Rate
2.87%
7.40%today
Payment
$1,266/mo
$2,113today
  • 4beds
  • 2baths
  • 2,387sqft

829 Mcintosh Drive, Apple Valley

18374 Hamby Way, Lakeville, MN, 55044 — assumable VA mortgage at 3.85%
VA
Active
32
$479,900$43,320 equity gap
Rate
3.85%
7.40%today
Payment
$2,233/mo
$3,299today
  • 3beds
  • 2baths
  • 1,801sqft

18374 Hamby Way, Lakeville

26535 Evergreen Court, Elko New Market, MN, 55020 — assumable VA mortgage at 3.21%
VA
Active
36
$298,000$85,684 equity gap
Rate
3.21%
7.40%today
Payment
$1,058/mo
$1,692today
  • 3beds
  • 3baths
  • 2,072sqft

26535 Evergreen Court, Elko New Market

18328 Glastonbury Drive, Lakeville, MN, 55044 — assumable VA mortgage at 3.45%
VA
Active
32
$399,000$110,836 equity gap
Rate
3.45%
7.40%today
Payment
$1,489/mo
$2,311today
  • 4beds
  • 4baths
  • 2,599sqft

18328 Glastonbury Drive, Lakeville

3818 192nd Street, Farmington, MN, 55024 — assumable FHA mortgage at 2.77%
FHA
Active
52
$464,900$156,542 equity gap
Rate
2.77%
7.40%today
Payment
$1,449/mo
$2,452today
  • 3beds
  • 3baths
  • 2,362sqft

3818 192nd Street, Farmington

6204 176th Street, Lakeville, MN, 55024 — assumable VA mortgage at 2.87%
VA
Active
47
$468,000$178,776 equity gap
Rate
2.87%
7.40%today
Payment
$1,381/mo
$2,306today
  • 4beds
  • 2baths
  • 2,267sqft

6204 176th Street, Lakeville

18699 Kalmar Court, Lakeville, MN, 55044 — assumable FHA mortgage at 3.01%
FHA
Active
16
$369,900$130,248 equity gap
Rate
3.01%
7.40%today
Payment
$1,167/mo
$1,914today
  • 2beds
  • 2baths
  • 1,576sqft

18699 Kalmar Court, Lakeville

15576 Finch Avenue, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.12%
FHA
Active
38
$248,900$96,452 equity gap
Rate
3.12%
7.40%today
Payment
$725/mo
$1,172today
  • 2beds
  • 2baths
  • 1,624sqft

15576 Finch Avenue, Apple Valley

16515 Frazer Way, Rosemount, MN, 55068 — assumable VA mortgage at 3.69%
VA
Active
42
$350,000$94,681 equity gap
Rate
3.69%
7.40%today
Payment
$1,361/mo
$2,050today
  • 3beds
  • 2baths
  • 1,542sqft

16515 Frazer Way, Rosemount

6750 158th Street, Apple Valley, MN, 55124 — assumable FHA mortgage at 4.42%
FHA
Active
33
$339,900$22,503 equity gap
Rate
4.42%
7.40%today
Payment
$1,725/mo
$2,379today
  • 4beds
  • 4baths
  • 2,030sqft

6750 158th Street, Apple Valley

7737 205th Street, Lakeville, MN, 55044 — assumable FHA mortgage at 3.29%
FHA
Active
30
$479,000$174,422 equity gap
Rate
3.29%
7.40%today
Payment
$1,545/mo
$2,446today
  • 4beds
  • 3baths
  • 2,005sqft

7737 205th Street, Lakeville

19447 Elkridge Trail, Farmington, MN, 55024 — assumable VA mortgage at 2.27%
VA
Active
46
$509,900$300,367 equity gap
Rate
2.27%
7.40%today
Payment
$1,968/mo
$2,764today
  • 5beds
  • 4baths
  • 3,234sqft

19447 Elkridge Trail, Farmington

15712 Crocus Avenue, Rosemount, MN, 55068 — assumable VA mortgage at 2.60%
VA
Active
32
$439,000$178,966 equity gap
Rate
2.60%
7.40%today
Payment
$1,218/mo
$2,106today
  • 4beds
  • 3baths
  • 2,152sqft

15712 Crocus Avenue, Rosemount

18576 Euclid Path, Farmington, MN, 55024 — assumable VA mortgage at 2.68%
VA
Active
37
$299,900$122,256 equity gap
Rate
2.68%
7.40%today
Payment
$825/mo
$1,412today
  • 3beds
  • 3baths
  • 2,108sqft

18576 Euclid Path, Farmington

20749 Italy Avenue, Lakeville, MN, 55044 — assumable VA mortgage at 2.74%
VA
Active
39
$387,900$186,478 equity gap
Rate
2.74%
7.40%today
Payment
$939/mo
$1,595today
  • 4beds
  • 2baths
  • 1,890sqft

20749 Italy Avenue, Lakeville

14669 Danbury Avenue, Rosemount, MN, 55068 — assumable VA mortgage at 2.78%
VA
Active
25
$305,000$142,632 equity gap
Rate
2.78%
7.40%today
Payment
$752/mo
$1,270today
  • 4beds
  • 1baths
  • 1,790sqft

14669 Danbury Avenue, Rosemount

15171 Claret Circle, Rosemount, MN, 55068 — assumable VA mortgage at 2.96%
VA
Active
31
$400,000$191,357 equity gap
Rate
2.96%
7.40%today
Payment
$1,010/mo
$1,668today
  • 3beds
  • 3baths
  • 2,265sqft

15171 Claret Circle, Rosemount

17126 Jonathan Court, Lakeville, MN, 55044 — assumable FHA mortgage at 3.21%
FHA
Active
36
$600,000$590,490 equity gap
Rate
3.21%
7.40%today
Payment
$56/mo
$84today
  • 5beds
  • 4baths
  • 3,835sqft

17126 Jonathan Court, Lakeville

19780 Java Path, Lakeville, MN, 55044 — assumable FHA mortgage at 3.38%
FHA
Active
63
$439,000$304,756 equity gap
Rate
3.38%
7.40%today
Payment
$857/mo
$1,341today
  • 4beds
  • 2baths
  • 1,830sqft

19780 Java Path, Lakeville

19036 Echo Lane, Farmington, MN, 55024 — assumable VA mortgage at 5.23%
VA
Active
33
$330,000$17,214 equity gap
Rate
5.23%
7.40%today
Payment
$1,842/mo
$2,314today
  • 3beds
  • 2baths
  • 2,596sqft

19036 Echo Lane, Farmington

14901 Hillside Trail, Savage, MN, 55378 — assumable FHA mortgage at 3.58%
FHA
Active
26
$519,900$274,420 equity gap
Rate
3.58%
7.40%today
Payment
$1,442/mo
$2,202today
  • 5beds
  • 4baths
  • 2,886sqft

14901 Hillside Trail, Savage

228 Walnut Lane, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.59%
FHA
Active
64
$399,900$220,698 equity gap
Rate
3.59%
7.40%today
Payment
$1,057/mo
$1,611today
  • 3beds
  • 2baths
  • 1,810sqft

228 Walnut Lane, Apple Valley

617 13th Street, Farmington, MN, 55024 — assumable FHA mortgage at 3.60%
FHA
Active
19
$339,000$171,630 equity gap
Rate
3.60%
7.40%today
Payment
$982/mo
$1,496today
  • 4beds
  • 2baths
  • 1,812sqft

617 13th Street, Farmington

16609 Illinois Avenue, Lakeville, MN, 55044 — assumable FHA mortgage at 3.60%
FHA
Active
20
$524,900$266,684 equity gap
Rate
3.60%
7.40%today
Payment
$1,511/mo
$2,301today
  • 5beds
  • 3baths
  • 3,474sqft

16609 Illinois Avenue, Lakeville

17550 Foxboro Lane, Lakeville, MN, 55024 — assumable FHA mortgage at 3.71%
FHA
Active
28
$449,099$272,871 equity gap
Rate
3.71%
7.40%today
Payment
$1,095/mo
$1,645today
  • 4beds
  • 2baths
  • 2,326sqft

17550 Foxboro Lane, Lakeville

7536 165th Street, Lakeville, MN, 55044 — assumable FHA mortgage at 3.71%
FHA
Active
21
$369,900$191,951 equity gap
Rate
3.71%
7.40%today
Payment
$1,063/mo
$1,598today
  • 4beds
  • 2baths
  • 1,764sqft

7536 165th Street, Lakeville

14760 Cambrian Avenue, Rosemount, MN, 55068 — assumable FHA mortgage at 3.77%
FHA
Active
56
$315,000$152,370 equity gap
Rate
3.77%
7.40%today
Payment
$953/mo
$1,421today
  • 3beds
  • 2baths
  • 1,911sqft

14760 Cambrian Avenue, Rosemount

15894 Gooseberry Way, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.80%
FHA
Active
29
$260,000$149,712 equity gap
Rate
3.80%
7.40%today
Payment
$770/mo
$1,145today
  • 3beds
  • 2baths
  • 1,687sqft

15894 Gooseberry Way, Apple Valley

8534 195th Street, Lakeville, MN, 55044 — assumable VA mortgage at 4.17%
VA
Active
28
$325,000$122,392 equity gap
Rate
4.17%
7.40%today
Payment
$1,067/mo
$1,516today
  • 4beds
  • 2baths
  • 2,328sqft

8534 195th Street, Lakeville

15102 December Way, Rosemount, MN, 55068 — assumable FHA mortgage at 3.89%
FHA
Active
40
$309,000$144,295 equity gap
Rate
3.89%
7.40%today
Payment
$958/mo
$1,407today
  • 3beds
  • 2baths
  • 1,594sqft

15102 December Way, Rosemount

15552 Claret Avenue, Rosemount, MN, 55068 — assumable FHA mortgage at 5.22%
FHA
Active
18
$249,900$49,155 equity gap
Rate
5.22%
7.40%today
Payment
$1,175/mo
$1,479today
  • 3beds
  • 2baths
  • 1,268sqft

15552 Claret Avenue, Rosemount

Assuming a mortgage in Lakeville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.27%
Lowest existing payment
$492 /mo
Median cash to assume
$171,630
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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