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Assumable homes for sale in Largo, FL

17 homesVA & FHA loansrates from 2.87% vs 7.40% today

Largo assumption guide
2174 19TH Avenue, Largo, FL, 33774 — assumable VA mortgage at 2.90%
VA
Active
33
$359,900$98,817 equity gap
Rate
2.90%
7.40%today
Payment
$1,225/mo
$2,037today
  • 3beds
  • 2baths
  • 1,224sqft

2174 19TH Avenue, Largo

12620 115TH Street, Largo, FL, 33778 — assumable VA mortgage at 4.16%
VA
Active
51
$489,000$85,880 equity gap
Rate
4.16%
7.40%today
Payment
$2,132/mo
$3,033today
  • 3beds
  • 2baths
  • 1,343sqft

12620 115TH Street, Largo

12812 LAKE Drive, Largo, FL, 33774 — assumable FHA mortgage at 2.87%
FHA
Active
45
$445,900$184,711 equity gap
Rate
2.87%
7.40%today
Payment
$1,250/mo
$2,087today
  • 4beds
  • 2baths
  • 1,829sqft

12812 LAKE Drive, Largo

14331 APACHE Avenue, Largo, FL, 33774 — assumable VA mortgage at 3.33%
VA
Active
45
$599,900$376,026 equity gap
Rate
3.33%
7.40%today
Payment
$1,138/mo
$1,792today
  • 3beds
  • 2baths
  • 1,837sqft

14331 APACHE Avenue, Largo

9434 TARA CAY Court #25, Seminole, FL, 33776 — assumable VA mortgage at 3.65%
VA
Active
40
$370,000$164,862 equity gap
Rate
3.65%
7.40%today
Payment
$1,082/mo
$1,638today
  • 3beds
  • 3baths
  • 1,506sqft

9434 TARA CAY Court #25, Seminole

13204 SAN BLAS Loop, Largo, FL, 33774 — assumable FHA mortgage at 4.10%
FHA
Active
32
$499,000$249,962 equity gap
Rate
4.10%
7.40%today
Payment
$1,401/mo
$2,008today
  • 4beds
  • 3baths
  • 2,436sqft

13204 SAN BLAS Loop, Largo

1650 12TH Street, Largo, FL, 33778 — assumable VA mortgage at 6.18%
VA
Active
42
$410,000Potential short sale
Rate
6.18%
7.40%today
Payment
$2,506/mo
$2,839today
  • 3beds
  • 2baths
  • 1,500sqft

1650 12TH Street, Largo

1951 TAYLOR LAKE Circle, Seminole, FL, 33778 — assumable VA mortgage at 5.55%
VA
Active
34
$400,000$60,116 equity gap
Rate
5.55%
7.40%today
Payment
$2,057/mo
$2,495today
  • 4beds
  • 2baths
  • 1,373sqft

1951 TAYLOR LAKE Circle, Seminole

14161 HETRICK Circle, Largo, FL, 33774 — assumable VA mortgage at 6.47%
VA
Active
31
$550,000$33,844 equity gap
Rate
6.47%
7.40%today
Payment
$3,326/mo
$3,655today
  • 3beds
  • 2baths
  • 1,424sqft

14161 HETRICK Circle, Largo

1700 TROTTER Road, Largo, FL, 33774 — assumable VA mortgage at 6.81%
VA
Active
26
$289,000$16,361 equity gap
Rate
6.81%
7.40%today
Payment
$1,842/mo
$1,954today
  • 2beds
  • 3baths
  • 826sqft

1700 TROTTER Road, Largo

821 JACARANDA Drive, Largo, FL, 33770 — assumable VA mortgage at 6.73%
VA
Active
37
$817,000$126,915 equity gap
Rate
6.73%
7.40%today
Payment
$4,563/mo
$4,881today
  • 4beds
  • 3baths
  • 1,767sqft

821 JACARANDA Drive, Largo

2223 FULTON Way, Largo, FL, 33774 — assumable FHA mortgage at 6.95%
FHA
Active
33
$389,900$44,894 equity gap
Rate
6.95%
7.40%today
Payment
$2,333/mo
$2,441today
  • 3beds
  • 2baths
  • 1,082sqft

2223 FULTON Way, Largo

9633 PORTSIDE Drive, Seminole, FL, 33776 — assumable FHA mortgage at 4.87%
FHA
Active
38
$495,000$386,924 equity gap
Rate
4.87%
7.40%today
Payment
$945/mo
$1,237today
  • 3beds
  • 2baths
  • 1,572sqft

9633 PORTSIDE Drive, Seminole

10928 118TH Street, Seminole, FL, 33778 — assumable FHA mortgage at 6.90%
FHA
Active
48
$499,000$105,150 equity gap
Rate
6.90%
7.40%today
Payment
$2,681/mo
$2,818today
  • 3beds
  • 2baths
  • 1,731sqft

10928 118TH Street, Seminole

3298 21ST Avenue, Largo, FL, 33774 — assumable FHA mortgage at 6.37%
FHA
Active
58
$499,000$232,188 equity gap
Rate
6.37%
7.40%today
Payment
$27,466/mo
$27,618today
  • 5beds
  • 3baths
  • 2,652sqft

3298 21ST Avenue, Largo

710 1ST Avenue, Largo, FL, 33770 — assumable FHA mortgage at 6.60%
FHA
Active
62
$549,000$236,167 equity gap
Rate
6.60%
7.40%today
Payment
$2,038/mo
$2,209today
  • —beds
  • —baths
  • 3,060sqft

710 1ST Avenue, Largo

12501 ULMERTON Road #193, Largo, FL, 33774 — assumable FHA mortgage at 6.65%
FHA
Active
36
$126,900Potential short sale
Rate
6.65%
7.40%today
Payment
$1,194/mo
$1,278today
  • 2beds
  • 2baths
  • 1,056sqft

12501 ULMERTON Road #193, Largo

Assuming a mortgage in Largo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$945 /mo
Median cash to assume
$116,033
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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