Assumable homes for sale in Long Lake, MN

26 homesFHA & VA loansrates from 2.72% vs 7.40% today

Long Lake assumption guide
10211 Cedar Lake Road #204, Minnetonka, MN, 55305 — assumable FHA mortgage at 3.31%
FHA
Active
19
$169,900$51,040 equity gap
Rate
3.31%
7.40%today
Payment
$603/mo
$952today
  • 2beds
  • 2baths
  • 1,180sqft

10211 Cedar Lake Road #204, Minnetonka

1325 Everest Lane, Plymouth, MN, 55447 — assumable FHA mortgage at 2.78%
FHA
Active
33
$407,500$138,096 equity gap
Rate
2.78%
7.40%today
Payment
$1,268/mo
$2,141today
  • 3beds
  • 2baths
  • 1,402sqft

1325 Everest Lane, Plymouth

4710 Goldenrod Lane, Plymouth, MN, 55442 — assumable VA mortgage at 3.23%
VA
Active
69
$549,900$182,135 equity gap
Rate
3.23%
7.40%today
Payment
$1,841/mo
$2,936today
  • 4beds
  • 4baths
  • 3,104sqft

4710 Goldenrod Lane, Plymouth

4270 Ximines Lane, Plymouth, MN, 55441 — assumable VA mortgage at 2.72%
VA
Active
28
$335,000$152,428 equity gap
Rate
2.72%
7.40%today
Payment
$853/mo
$1,453today
  • 3beds
  • 2baths
  • 1,658sqft

4270 Ximines Lane, Plymouth

5055 Highview Place, Greenwood, MN, 55331 — assumable VA mortgage at 2.90%
VA
Active
81
$2,295,000$1,856,859 equity gap
Rate
2.90%
7.40%today
Payment
$2,723/mo
$4,079today
  • 5beds
  • 5baths
  • 6,052sqft

5055 Highview Place, Greenwood

13240 Dahlgren Road, Minnetonka, MN, 55305 — assumable FHA mortgage at 3.03%
FHA
Active
57
$542,400$239,191 equity gap
Rate
3.03%
7.40%today
Payment
$1,479/mo
$2,420today
  • 4beds
  • 3baths
  • 2,001sqft

13240 Dahlgren Road, Minnetonka

18030 20th Avenue, Plymouth, MN, 55447 — assumable VA mortgage at 3.33%
VA
Active
31
$475,000$247,051 equity gap
Rate
3.33%
7.40%today
Payment
$1,153/mo
$1,816today
  • 4beds
  • 3baths
  • 2,609sqft

18030 20th Avenue, Plymouth

301 8th Avenue, Hopkins, MN, 55343 — assumable FHA mortgage at 3.37%
FHA
Active
29
$399,900$245,893 equity gap
Rate
3.37%
7.40%today
Payment
$1,023/mo
$1,603today
  • 2beds
  • 2baths
  • 1,632sqft

301 8th Avenue, Hopkins

12800 50th Avenue, Plymouth, MN, 55442 — assumable VA mortgage at 3.41%
VA
Active
31
$739,900$440,269 equity gap
Rate
3.41%
7.40%today
Payment
$1,724/mo
$2,688today
  • 4beds
  • 4baths
  • 4,101sqft

12800 50th Avenue, Plymouth

6623 Ives Lane, Maple Grove, MN, 55369 — assumable FHA mortgage at 3.61%
FHA
Active
19
$219,900$109,425 equity gap
Rate
3.61%
7.40%today
Payment
$653/mo
$993today
  • 2beds
  • 2baths
  • 1,322sqft

6623 Ives Lane, Maple Grove

15665 24th Avenue #A, Plymouth, MN, 55447 — assumable FHA mortgage at 3.75%
FHA
Active
17
$245,000$110,308 equity gap
Rate
3.75%
7.40%today
Payment
$812/mo
$1,215today
  • 2beds
  • 2baths
  • 1,355sqft

15665 24th Avenue #A, Plymouth

6297 Yuma Lane, Maple Grove, MN, 55311 — assumable VA mortgage at 5.56%
VA
Active
95
$1,849,000Potential short sale
Rate
5.56%
7.40%today
Payment
$11,191/mo
$13,557today
  • 5beds
  • 5baths
  • 6,943sqft

6297 Yuma Lane, Maple Grove

5605 Evergreen Lane, Plymouth, MN, 55442 — assumable VA mortgage at 3.78%
VA
Active
88
$1,549,000$1,002,826 equity gap
Rate
3.78%
7.40%today
Payment
$2,939/mo
$4,377today
  • 4beds
  • 3baths
  • 3,226sqft

5605 Evergreen Lane, Plymouth

205 Barry Avenue #306, Wayzata, MN, 55391 — assumable FHA mortgage at 3.83%
FHA
Active
41
$299,900$165,749 equity gap
Rate
3.83%
7.40%today
Payment
$772/mo
$1,142today
  • 2beds
  • 2baths
  • 1,000sqft

205 Barry Avenue #306, Wayzata

1271 Landmark Trail, Hopkins, MN, 55343 — assumable FHA mortgage at 3.88%
FHA
Active
13
$190,000$86,144 equity gap
Rate
3.88%
7.40%today
Payment
$600/mo
$883today
  • 2beds
  • 3baths
  • 1,128sqft

1271 Landmark Trail, Hopkins

5410 Sanibel Drive, Minnetonka, MN, 55343 — assumable FHA mortgage at 3.88%
FHA
Active
34
$250,000$155,759 equity gap
Rate
3.88%
7.40%today
Payment
$683/mo
$1,005today
  • 2beds
  • 1baths
  • 1,310sqft

5410 Sanibel Drive, Minnetonka

130 Bergamot Drive, Medina, MN, 55340 — assumable FHA mortgage at 3.96%
FHA
Active
80
$1,950,000$1,091,579 equity gap
Rate
3.96%
7.40%today
Payment
$5,692/mo
$8,295today
  • 5beds
  • 5baths
  • 7,877sqft

130 Bergamot Drive, Medina

15730 6th Avenue, Plymouth, MN, 55447 — assumable VA mortgage at 6.78%
VA
Active
30
$515,000$20,927 equity gap
Rate
6.78%
7.40%today
Payment
$3,293/mo
$3,505today
  • 5beds
  • 3baths
  • 2,468sqft

15730 6th Avenue, Plymouth

5749 Sunset Road, Mound, MN, 55364 — assumable VA mortgage at 7.18%
VA
Active
14
$239,500Potential short sale
Rate
7.18%
7.40%today
Payment
$1,730/mo
$1,768today
  • 3beds
  • 1baths
  • 1,209sqft

5749 Sunset Road, Mound

15635 24th Avenue #D, Plymouth, MN, 55447 — assumable FHA mortgage at 4.40%
FHA
Active
18
$297,000$194,337 equity gap
Rate
4.40%
7.40%today
Payment
$728/mo
$1,006today
  • 2beds
  • 2baths
  • 1,355sqft

15635 24th Avenue #D, Plymouth

2150 Old School Road #354, Mound, MN, 55364 — assumable VA mortgage at 6.81%
VA
Active
32
$439,900$27,287 equity gap
Rate
6.81%
7.40%today
Payment
$2,726/mo
$2,893today
  • 3beds
  • 2baths
  • 2,450sqft

2150 Old School Road #354, Mound

15805 26th Avenue #B, Plymouth, MN, 55447 — assumable FHA mortgage at 6.88%
FHA
Active
35
$256,900$15,032 equity gap
Rate
6.88%
7.40%today
Payment
$1,630/mo
$1,717today
  • 2beds
  • 1baths
  • 1,326sqft

15805 26th Avenue #B, Plymouth

5545 Orleans Lane #6, Plymouth, MN, 55442 — assumable FHA mortgage at 4.75%
FHA
Active
26
$220,000$135,506 equity gap
Rate
4.75%
7.40%today
Payment
$717/mo
$952today
  • 2beds
  • 2baths
  • 1,108sqft

5545 Orleans Lane #6, Plymouth

1225 Dunkirk Lane, Plymouth, MN, 55447 — assumable VA mortgage at 6.26%
VA
Active
35
$445,000$93,364 equity gap
Rate
6.26%
7.40%today
Payment
$2,265/mo
$2,545today
  • 4beds
  • 2baths
  • 1,825sqft

1225 Dunkirk Lane, Plymouth

4929 West Lane, Minnetonka, MN, 55345 — assumable FHA mortgage at 5.25%
FHA
Active
72
$600,000$392,982 equity gap
Rate
5.25%
7.40%today
Payment
$1,834/mo
$2,299today
  • 4beds
  • 4baths
  • 2,625sqft

4929 West Lane, Minnetonka

3000 Devon Lane, Mound, MN, 55364 — assumable FHA mortgage at 6.95%
FHA
Active
42
$319,900$291,624 equity gap
Rate
6.95%
7.40%today
Payment
$194/mo
$203today
  • 2beds
  • 1baths
  • 1,059sqft

3000 Devon Lane, Mound

Assuming a mortgage in Long Lake

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$600 /mo
Median cash to assume
$160,754
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.