Assumable homes for sale in Los Altos, CA

8 homesVA & FHA loansrates from 2.29% vs 7.40% today

Los Altos assumption guide
228 Flynn Avenue, Mountain View, CA, 94043 — assumable VA mortgage at 2.77%
VA
Active
42
$1,250,000$463,267 equity gap
Rate
2.77%
7.40%today
Payment
$3,689/mo
$6,240today
  • 2beds
  • 3baths
  • 1,614sqft

228 Flynn Avenue, Mountain View

20696 Hanford Drive, Cupertino, CA, 95014 — assumable FHA mortgage at 2.29%
FHA
Active
2
$4,150,000$3,165,653 equity gap
Rate
2.29%
7.40%today
Payment
$4,323/mo
$7,789today
  • 3beds
  • 1baths
  • 1,246sqft

20696 Hanford Drive, Cupertino

1252 Sharon Park Drive, Menlo Park, CA, 94025 — assumable VA mortgage at 2.77%
VA
Active
42
$1,988,000$1,344,682 equity gap
Rate
2.77%
7.40%today
Payment
$2,967/mo
$5,020today
  • 2beds
  • 3baths
  • 1,820sqft

1252 Sharon Park Drive, Menlo Park

200 Kamson Way, Campbell, CA, 95008 — assumable VA mortgage at 3.04%
VA
Active
27
$1,899,888$1,388,057 equity gap
Rate
3.04%
7.40%today
Payment
$2,488/mo
$4,066today
  • 4beds
  • 2baths
  • 1,879sqft

200 Kamson Way, Campbell

1301 Phelps Avenue, San Jose, CA, 95117 — assumable VA mortgage at 3.09%
VA
Active
20
$1,249,000$757,601 equity gap
Rate
3.09%
7.40%today
Payment
$2,333/mo
$3,787today
  • 3beds
  • 3baths
  • 1,674sqft

1301 Phelps Avenue, San Jose

2201 Monroe Street #905, Santa Clara, CA, 95050 — assumable VA mortgage at 4.21%
VA
Active
33
$588,000$125,120 equity gap
Rate
4.21%
7.40%today
Payment
$2,791/mo
$3,947today
  • 2beds
  • 1baths
  • 853sqft

2201 Monroe Street #905, Santa Clara

1 Comstock Queen Court, Mountain View, CA, 94043 — assumable FHA mortgage at 3.80%
FHA
Active
15
$898,500$630,565 equity gap
Rate
3.80%
7.40%today
Payment
$1,662/mo
$2,469today
  • 2beds
  • 1baths
  • 990sqft

1 Comstock Queen Court, Mountain View

2035 Worthington Circle, Santa Clara, CA, 95050 — assumable FHA mortgage at 6.50%
FHA
Active
$1,300,000$114,257 equity gap
Rate
6.50%
7.40%today
Payment
$7,602/mo
$8,327today
  • 2beds
  • 3baths
  • 1,577sqft

2035 Worthington Circle, Santa Clara

Assuming a mortgage in Los Altos

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.29%
Lowest existing payment
$1,662 /mo
Median cash to assume
$694,083
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.