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Assumable homes for sale in Madeira Beach, FL

22 homesVA & FHA loansrates from 2.84% vs 7.40% today

Madeira Beach assumption guide
9945 47TH Avenue #203, St Petersburg, FL, 33708 — assumable VA mortgage at 3.04%
VA
Active
65
$129,500$30,696 equity gap
Rate
3.04%
7.40%today
Payment
$473/mo
$772today
  • 2beds
  • 2baths
  • 1,050sqft

9945 47TH Avenue #203, St Petersburg

5995 BLOSSOM LAKE Drive, Seminole, FL, 33772 — assumable VA mortgage at 3.56%
VA
Active
20
$499,999$143,695 equity gap
Rate
3.56%
7.40%today
Payment
$1,773/mo
$2,714today
  • 3beds
  • 2baths
  • 1,836sqft

5995 BLOSSOM LAKE Drive, Seminole

10735 63RD Avenue, Seminole, FL, 33772 — assumable VA mortgage at 2.84%
VA
Active
40
$339,900$169,540 equity gap
Rate
2.84%
7.40%today
Payment
$809/mo
$1,356today
  • 3beds
  • 1baths
  • 1,084sqft

10735 63RD Avenue, Seminole

6450 SHORELINE Drive #9306, Seminole, FL, 33708 — assumable VA mortgage at 2.88%
VA
Active
43
$469,900$309,951 equity gap
Rate
2.88%
7.40%today
Payment
$768/mo
$1,281today
  • 3beds
  • 2baths
  • 1,801sqft

6450 SHORELINE Drive #9306, Seminole

6522 112TH Street, Seminole, FL, 33772 — assumable FHA mortgage at 2.88%
FHA
Active
37
$345,000$158,236 equity gap
Rate
2.88%
7.40%today
Payment
$897/mo
$1,496today
  • 2beds
  • 1baths
  • 875sqft

6522 112TH Street, Seminole

10764 70TH Avenue #3307, Seminole, FL, 33772 — assumable VA mortgage at 3.00%
VA
Active
34
$215,000$215,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 925sqft

10764 70TH Avenue #3307, Seminole

6315 SHORELINE Drive #3307, Seminole, FL, 33708 — assumable VA mortgage at 3.00%
VA
Active
41
$289,900$289,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,205sqft

6315 SHORELINE Drive #3307, Seminole

5860 BAYSHORE Drive, Seminole, FL, 33772 — assumable FHA mortgage at 3.40%
FHA
Active
26
$564,900$436,501 equity gap
Rate
3.40%
7.40%today
Payment
$855/mo
$1,334today
  • 3beds
  • 2baths
  • 1,760sqft

5860 BAYSHORE Drive, Seminole

6027 98TH Way, St Petersburg, FL, 33708 — assumable VA mortgage at 3.50%
VA
Active
20
$400,000$400,000 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • —beds
  • —baths
  • —sqft

6027 98TH Way, St Petersburg

6580 SEMINOLE Boulevard #204, Seminole, FL, 33772 — assumable VA mortgage at 3.50%
VA
Active
27
$159,500$159,500 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 772sqft

6580 SEMINOLE Boulevard #204, Seminole

9940 47TH Avenue #216, St Petersburg, FL, 33708 — assumable VA mortgage at 3.71%
VA
Active
27
$120,000$104,048 equity gap
Rate
3.71%
7.40%today
Payment
$524/mo
$620today
  • 1beds
  • 1baths
  • 745sqft

9940 47TH Avenue #216, St Petersburg

7059 ISLAMORADA Circle, Seminole, FL, 33777 — assumable FHA mortgage at 4.16%
FHA
Active
55
$499,000$326,184 equity gap
Rate
4.16%
7.40%today
Payment
$1,040/mo
$1,479today
  • 3beds
  • 3baths
  • 2,088sqft

7059 ISLAMORADA Circle, Seminole

9976 56TH Avenue, St Petersburg, FL, 33708 — assumable VA mortgage at 6.23%
VA
Active
32
$420,000$66,006 equity gap
Rate
6.23%
7.40%today
Payment
$2,192/mo
$2,470today
  • 3beds
  • 1baths
  • 1,076sqft

9976 56TH Avenue, St Petersburg

10764 70TH Avenue #6107, Seminole, FL, 33772 — assumable VA mortgage at 6.83%
VA
Active
33
$275,000$39,437 equity gap
Rate
6.83%
7.40%today
Payment
$1,560/mo
$1,651today
  • 2beds
  • 2baths
  • 925sqft

10764 70TH Avenue #6107, Seminole

255 CAPRI Circle #36, Treasure Island, FL, 33706 — assumable VA mortgage at 6.99%
VA
Active
19
$399,000$79,027 equity gap
Rate
6.99%
7.40%today
Payment
$2,177/mo
$2,268today
  • 3beds
  • 3baths
  • 2,030sqft

255 CAPRI Circle #36, Treasure Island

4720 WELCH Causeway, St Petersburg, FL, 33708 — assumable VA mortgage at 4.71%
VA
Active
53
$649,000$359,233 equity gap
Rate
4.71%
7.40%today
Payment
$1,761/mo
$2,348today
  • 4beds
  • 2baths
  • 2,336sqft

4720 WELCH Causeway, St Petersburg

303 BATH CLUB Boulevard, North Redington Beach, FL, 33708 — assumable VA mortgage at 6.77%
VA
Active
70
$1,649,000$619,140 equity gap
Rate
6.77%
7.40%today
Payment
$6,844/mo
$7,291today
  • 3beds
  • 4baths
  • 2,749sqft

303 BATH CLUB Boulevard, North Redington Beach

382 BOCA CIEGA POINT Boulevard, St Petersburg, FL, 33708 — assumable VA mortgage at 6.50%
VA
Active
65
$570,000$570,000 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,400sqft

382 BOCA CIEGA POINT Boulevard, St Petersburg

9945 47TH Avenue #205, St Petersburg, FL, 33708 — assumable VA mortgage at 6.50%
VA
Active
54
$100,000$100,000 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 830sqft

9945 47TH Avenue #205, St Petersburg

10294 54TH Avenue, St Petersburg, FL, 33708 — assumable VA mortgage at 6.50%
VA
Active
41
$339,900$339,900 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 1,318sqft

10294 54TH Avenue, St Petersburg

601 AMERICAN LEGION Drive #3, Madeira Beach, FL, 33708 — assumable VA mortgage at 6.50%
VA
Active
9
$325,000$325,000 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • —beds
  • —baths
  • —sqft

601 AMERICAN LEGION Drive #3, Madeira Beach

9860 62ND Terrace #1043, St Petersburg, FL, 33708 — assumable VA mortgage
VA
Active
49
$194,900$194,900 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 2beds
  • 2baths
  • 1,020sqft

9860 62ND Terrace #1043, St Petersburg

Assuming a mortgage in Madeira Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.84%
Lowest existing payment
$473 /mo
Median cash to assume
$204,950
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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